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Discover Mobile

Discover Mobile

Banking and Finance

5.2M ratings
3623 reviews
#52 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • November 17, 2009
  • July 15, 2026

Features

Developer

Discover Financial Services
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Discover Mobile screenshot #1 for iPhone
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📈no. 52
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About

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

✓Account balance and transaction viewing
✓Payment management and scheduling
✓Rewards redemption
✓FICO Credit Score access
✓Account freezing
✓Mobile check deposit
✓Secure messaging
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What users say

Summarized from real user reviews of Discover Mobile. Based on 5.2M reviews and a 4.9/5 average, it highlights the 6 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Excellent customer service
  • 🚀Smooth and easy-to-use app
  • 💳Great credit card with rewards
  • 🔒Secure and reliable
  • 💳Helpful for building credit
  • 💳Automatic credit line increases

Negative things

  • 🐛App crashes and bugs
  • 🤖Poor customer service and unresponsive to issues
  • 💳Difficult to get credit limit increases
  • 💳Unfair credit reporting practices
  • 💳Holding funds hostage and difficult to access money
See all reviews
+1

What's New in Discover Mobile

2613.0

July 15, 2026

We’re back again with a fresh set of updates designed to make your app experience better than ever! Explore our updates for: - Improved app functionality - Minor bug fixes

More

Charts

Top Free

📈 52+5

Finance

This app rose +5 positions in Finance chart.

Last updated on July 18, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Great First Credit Card for Students

My daughter got this card her junior year and it really helped her build up her credit score.
Cheezey puffiesCheezey puffies

Lost it

I love my wife
cutestkidoncampuscutestkidoncampus

Credit limit

Never late on a payment. And they decreased my credit limit. Go with other cards
XuoutXuout

Very user friendly!

Easy to use and love the cash back!
007vangon007vangon

Disappointed

I’ve had my account for two years and still only given a $200 limit despite having decent credit and requesting an increase. I’ve paid my balance in full every single month and always early.
Amber D UmbargerAmber D Umbarger
See 3618 more reviews

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User experience

🐞

Reported Bugs

3 issues

App crashes on launch for some users

Bug

Inconsistent behavior when scheduling payments

Bug

Incorrect credit score reporting and account information

Bug
✨

Requested Features

4 requests

Allow more than 3 weeks of transaction history in the app

Feature

Improve login process and Face ID/Touch ID functionality

Feature

Provide more transparency and control over account settings

Feature

Enhance international usage and support

Feature

FAQ

What can I do with the Discover mobile app?

The app allows you to manage your Discover credit card and bank accounts. You can check balances, view transactions, make and edit payments, redeem rewards, deposit checks, view your FICO score, and freeze your account for security.

Is the Discover mobile app free to use?

Yes, the Discover mobile app is free to download and use. There are no charges for managing your accounts or accessing its features.

What devices is the Discover mobile app compatible with?

The app is designed for mobile devices. It supports features like Discover Touch ID for faster logins on eligible devices, and adding your card to Apple Pay for in-store purchases on iOS 9 and later.

How can I manage my rewards through the app?

You can redeem your rewards in various ways directly through the app. Options include statement credits, electronic deposits to your bank account, or for gift cards starting at $5, with potential added bonuses.

What security features are available on the Discover mobile app?

The app offers several security features, including quick login with a 4-digit passcode or Touch ID. You can also freeze or unfreeze your account to prevent unauthorized transactions and send secure messages to Discover Customer Service.