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Discover Mobile

Discover Mobile

Banking and Finance

5.2M ratings
4185 reviews
#104 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • November 17, 2009
  • October 6, 2026

Features

Background Location Access

Developer

Discover Financial Services
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Discover Mobile screenshot #1 for iPhone
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📈no. 104
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About

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

✓Account balance and transaction viewing
✓Payment management and scheduling
✓Rewards redemption
✓FICO Credit Score access
✓Account freezing
✓Mobile check deposit
✓Secure messaging
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What users say

Summarized from real user reviews of Discover Mobile. Based on 5.2M reviews and a 4.9/5 average, it highlights the 6 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Excellent customer service
  • 🚀Smooth and easy-to-use app
  • 💳Great credit card with rewards
  • 🔒Secure and reliable
  • 💳Helpful for building credit
  • 💳Automatic credit line increases

Negative things

  • 🐛App crashes and bugs
  • 🤖Poor customer service and unresponsive to issues
  • 💳Difficult to get credit limit increases
  • 💳Unfair credit reporting practices
  • 💳Holding funds hostage and difficult to access money
See all reviews
+1

What's New in Discover Mobile

2619.0

October 6, 2026

We’re back again with a fresh set of updates designed to make your app experience better than ever! Explore our updates for: - Improved app functionality - Minor bug fixes

More

Charts

Top Free

📈 104+4

Finance

This app rose +4 positions in Finance chart.

Last updated on October 10, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Awful policies

It takes too long for funds to be returned after security deposits are released & allowing forced transactions when there is not enough funds on the account. Transactions take too long to post. Not being able to dispute or explain unknown or unauthorized charges & having to have to go through the merchant to do it is a hassle.
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Mookie70Mookie70

Widget

Everything works great and well with the Discover app but they got rid of the widget which sucks because I like having a close eye on my account balance and it was a quick touch of a button to get into the app on top of that so please bring back the the widget!
KRT74KRT74

Awesome Stuff!

More Awesome Stuff!!!!
carlwjamesoncarlwjameson

Notices

I love that I get notified when something is charged to my account
Tutu ElaineTutu Elaine

Great

Muy buena tarjeta de crédito, me ayudó a volver hacer crédito excelente. Gracias
Io GarciaIo Garcia
See 4180 more reviews

Developer apps

Diners Club International
Diners Club International

Travel Tools

✈️ Travel

(17)

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Discover Global Network
Discover Global Network

by Discover Financial Services

💼 Business

(5)

Free
See developer apps

User experience

🐞

Reported Bugs

3 issues

App crashes on launch for some users

Bug

Inconsistent behavior when scheduling payments

Bug

Incorrect credit score reporting and account information

Bug
✨

Requested Features

4 requests

Allow more than 3 weeks of transaction history in the app

Feature

Improve login process and Face ID/Touch ID functionality

Feature

Provide more transparency and control over account settings

Feature

Enhance international usage and support

Feature

FAQ

What can I do with the Discover mobile app?

The app allows you to manage your Discover credit card and bank accounts. You can check balances, view transactions, make and edit payments, redeem rewards, deposit checks, view your FICO score, and freeze your account for security.

Is the Discover mobile app free to use?

Yes, the Discover mobile app is free to download and use. There are no charges for managing your accounts or accessing its features.

What devices is the Discover mobile app compatible with?

The app is designed for mobile devices. It supports features like Discover Touch ID for faster logins on eligible devices, and adding your card to Apple Pay for in-store purchases on iOS 9 and later.

How can I manage my rewards through the app?

You can redeem your rewards in various ways directly through the app. Options include statement credits, electronic deposits to your bank account, or for gift cards starting at $5, with potential added bonuses.

What security features are available on the Discover mobile app?

The app offers several security features, including quick login with a 4-digit passcode or Touch ID. You can also freeze or unfreeze your account to prevent unauthorized transactions and send secure messages to Discover Customer Service.