PNC Mobile Banking vs Discover Mobile

Manage Accounts: - View account balances and transactions - View statements and documents - Deposit checks¹ Pay & Transfer: - Send and receive money with people and businesses you know and trust with Zelle®² - Transfer money between your PNC and external accounts.³ - Schedule and manage bill payments. - Make payments to your PNC accounts. Send Money with Zelle® - With just an email address or U.S. mobile number, you can quickly and easily send, request and receive money with people and businesses you know and trust—free in the PNC Mobile app.² Rewards - View and manage your relationship and card rewards. Profile & Settings: - Manage your personal information and account preferences. - Customize your PNC app experience. - Manage your sign in preferences and alerts. Virtual Wallet® Spending & Budgets: - View your spending and set budgets. - See where you're spending your money with categories like restaurants, gas and more. - Create budgets to help stay on track. Important Legal Disclosures & Information 1) PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. Use of the Mobile Deposit feature requires an eligible PNC Bank account and a supported camera-equipped device. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Digital Services Agreement. 2) Zelle® should only be used to send or receive money with people you know and trust. Before using Zelle® to send money, you should confirm the recipient's email address or U.S. mobile phone number. Neither PNC nor Zelle® offers purchase protection for payments made with Zelle® – for example, if you do not receive the item you paid for, or the item is not as described or as you expected. To send or receive money with Zelle®, both parties must have an eligible checking or savings account at a participating financial institution in the U.S. Transactions typically occur in minutes between enrolled users. If the recipient has not enrolled, the payment will expire after 14 calendar days. See the PNC Zelle Terms of Use for additional terms and conditions. Use of Zelle® is subject to and conditional upon adherence to the terms and conditions of the PNC Zelle® Terms of Use. PNC doesn’t currently charge a fee to send or receive money with Zelle®. However, your enrolled PNC account may incur overdraft fees, monthly service charges, and other fees as described in your account fee schedule. 3) There are limits to the number of transactions you can make from a savings or money market account per month. Personas and bank account information presented in images are for illustrative purposes only. Virtual Wallet is a registered mark of The PNC Financial Services Group, Inc. Zelle® and the Zelle®-related marks are wholly owned by Early Warning Services, LLC and are used herein under license. ©2026 The PNC Financial Services Group, Inc. All rights reserved. PNC Bank, National Association. Member FDIC

You can manage your Discover credit card and bank accounts conveniently and securely from anywhere, using Discover’s Mobile App. Check your account balance, view your account info, make and edit payments, add your card into Apple Pay, manage your rewards, and more - all from your mobile device. FAST ACCOUNT ACCESS • Log in quickly with a 4-digit Passcode • Log in faster with Discover Touch ID, available for users with Discover passcode enabled on an eligible device – not supported on modified or jailbroken devices MANAGE YOUR DISCOVER CREDIT CARD ACCOUNT • Check your balance and available credit, and view or download monthly statements • View and search transaction activity • Make payments and edit or cancel pending payments • Redeem rewards, in any amount, as a statement credit towards your monthly bill, including your minimum payment due • Redeem rewards, in any amount, as an electronic deposit to your bank account • Redeem rewards for gift cards starting at only $5. Plus, get an added bonus on every card • Link your Discover card to your Amazon and PayPal accounts to make it easier to earn and pay with rewards for eligible purchases at checkout • View your FICO® Credit Score* for free and learn what it means to lenders *See FICO® Credit Score terms at Discover.com/FICO • Freeze or unfreeze your account to prevent new purchases, cash advances, and balance transfers • Add your card into Apple Pay to use for purchases in-store on eligible devices with iOS 9 • Send and receive messages from Discover Customer Service • View and edit your account profile • Activate a new card or report a current card as lost, stolen or misplaced • Use the Travel Notification feature to help ensure uninterrupted use of your card while traveling • Sign up to receive alerts about your account MANAGE YOUR DISCOVER BANK DEPOSIT ACCOUNT AND PERSONAL LOAN ACCOUNT • View account balances, summary and transaction history • Track account activity and schedule transactions • Transfer money • Pay bills • Deposit checks • Find ATMs - Nationwide ATMs available to use your Discover debit card • View statements • View and send secure messages • Make Personal Loan payments Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. 

Mobile Privacy Statement: https://www.discover.com/privacy-statement 

 Mobile Terms of Use:  https://www.discover.com/credit-cards/help-center/discover-terms-of-use.html