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Amex

Amex

Payments, Balance & Rewards

4.4M ratings
3516 reviews
With Ads#29 in free Finance
💼 Business
💰 Finance
Free
With Ads

Details

Released
March 31, 2010
Updated
October 29, 2026

Features

Developer

American Express
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About

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

✓Secure account management
✓Track spending and rewards
✓Pay bills and manage balance
✓Card activation and Apple Pay setup
✓Freeze/unfreeze credit card
✓Real-time alerts and notifications
✓Discover personalized offers
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What users say about Amex

Reviews of Amex are mixed: the Finance app is rated 4.9/5 from 4.4M App Store ratings. What users like most: reliable credit card with good benefits, excellent customer service and support. Top complaints: inconsistent or unhelpful customer service, unexpected account changes or credit limit reductions. Summarized from real user reviews.

Positive things

  • 💳Reliable credit card with good benefits
  • 🤝Excellent customer service and support
  • 🚀Seamless app experience
  • 📱Convenient mobile app features
  • 💳Prestigious card status and recognition

Negative things

  • 🤖Inconsistent or unhelpful customer service
  • 💳Unexpected account changes or credit limit reductions
  • 🤔Confusing or misleading policies/offers
  • 🕰️Slow or delayed payment processing
  • 🔒Security issues with closed accounts
See all reviews
+1

What's New in Amex

7.35.0

October 29, 2026

We're constantly making improvements to help ensure you have the best experience. In this release we focused on bug fixes and enhancements to make the app faster and more secure.

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Charts

Top Free

📉 29-1

Finance

This app dropped -1 position in Finance chart.

Last updated on November 2, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Lowered my credit limit

You would think lowering my credit limit by 30k would include a phone call and a letter. Think again… I monitor my credit luckily …. just found this out a month later. I think im done with this company. Looks like 2007/08 al over again. Beware
FFMHammer

Ads in app

Amex is supposed to be a premium cc and there are ads in the app - trashy
Ccwnnnnnn

Has always protected against

American Express has protected me multiple times over the years against companies who who refuse to refund for services never rendered or selling faulty products and refusing to resolve the issues while attempting to keep payment.
PPKnox10

banner ads are back 🤮

pop ups for loans i don’t want were already annoying
Mm3178

Amex

This app is probably one of the easiest credit card apps to navigate. You can access all your rewards and offers and easily make payments all in the same place.
DDev0329
See 3511 more reviews

Developer apps

Amex United Kingdom
Amex United Kingdom

Payments, Balance & Rewards

💰 Finance

(594K)

Amex Japan
Amex Japan

by American Express

💰 Finance

(159K)

Amex Australia
Amex Australia

Payments, Balance & Rewards

💰 Finance

(156K)

Amex France
Amex France

by American Express

💰 Finance

(100K)

Amex Deutschland
Amex Deutschland

Kreditkarten Finanzen App

💰 Finance

(137K)

See developer apps

User experience

🐞

Reported Bugs

3 issues

Scrolling glitches in the mobile app

Bug

Inconsistent display of account balances

Bug

Inability to view high-yield savings accounts

Bug
✨

Requested Features

5 requests

Improved rewards tracking and redemption

Feature

Integrated dispute submission and status tracking

Feature

Automatic offer activation based on transactions

Feature

Better account balance and payment information

Feature

Seamless integration between mobile app and website

Feature

FAQ

What does the American Express app do?

The app allows you to securely manage your American Express account from your mobile device. You can track your spending, view and redeem rewards points, check your balance, pay your bill, and access exclusive offers.

What are the key features of the app?

Key features include secure login with Touch ID/Face ID, card activation, the ability to freeze/unfreeze your card, spending analysis, payment reminders, rewards tracking, and personalized offers. It also supports sending money and splitting purchases with other users.

Is the American Express app free to use?

Yes, the American Express app is free to download and use for American Express cardholders. There are no subscription fees or in-app purchases required to access its core functionalities.

What is the main benefit of using the app for payments?

The app offers convenient and secure ways to manage your payments. You can set up AutoPay to pay your bill automatically, check your spending power before making a purchase, and receive payment due reminders to avoid late fees.

How does the app help with rewards and offers?

You can easily view your Membership Rewards balance and discover personalized recommendations for using your points. The app also highlights Amex Offers, allowing you to find deals from places you shop, dine, and travel, with notifications sent directly to your device.