Best Card Reader Payment Apps

241+ iOS apps curated and reviewed

4.1 avg rating
20 free apps
Updated November 2026

Square Point of Sale (POS) is the household name in card reader payment, but it's far from the only option. We track 241+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Compare top Card Reader Payment Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Square Point of Sale (POS)Square Point of Sale (POS)Free4.8★ (608K)NoNoNov 2026
2Jim: sell & get paid instantlyJim: sell & get paid instantlyFree4.8★ (17K)YesNoNov 2026
3AmexAmexFree4.9★ (4.5M)YesNoNov 2026
4Paymi: Tap to Pay Card ReaderPaymi: Tap to Pay Card ReaderFree4.0★ (5)NoYesNov 2026
5MyCardWallet.MyCardWallet.Free4.8★ (97K)NoNoNov 2026
6CPOS: Tap to Pay Card ReaderCPOS: Tap to Pay Card ReaderFree4.0★ (114)NoYesNov 2026
7PayPal POS (ex Zettle)PayPal POS (ex Zettle)Free3.2★ (1.2K)NoNoNov 2026
8Payment for StripePayment for StripeFree4.8★ (9K)NoNoNov 2026

Top Picks for Card Reader Payment

Square Point of Sale (POS)#1

Square Point of Sale (POS) by Block, Inc.

Payments & Business Dashboard
Editor's Choice
💼 Business
4.8😐(608K ratings)
Free
#33in Business
Square Point of Sale (POS) screenshot 1
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Square Point of Sale (POS) screenshot 4
Square Point of Sale (POS) screenshot 5
Square Point of Sale (POS) screenshot 6

This all-in-one payment processing app helps businesses manage sales, inventory, and customer relationships. It offers industry-specific tools for retail, restaurants, services, and beauty businesses, allowing you to accept various payment types and streamline operations.

What We Love

  • 👍 Convenient and easy to use
  • 🚀 Quick transactions and payouts
  • 💡 Useful reporting and inventory management features
  • 👍 Professional and sleek hardware design

Room to Improve

  • 🐛 Connectivity issues with card readers
  • 🔒 Concerns over account deactivation and fund holds
  • 🤖 Poor customer service and lack of live support
  • ⏱️ Slow fund transfers and delays in payouts
Jim: sell & get paid instantly#2

Jim: sell & get paid instantly by CloudWalk, Inc.

Tap to Pay & Payment Links
Strong Contender
💰 Finance
4.8😞(17K ratings)
FreeAds
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Jim: sell & get paid instantly screenshot 4
Jim: sell & get paid instantly screenshot 5
Jim: sell & get paid instantly screenshot 6

Accept card payments directly on your phone without a reader. Create payment links for remote sales and a free business website. Manage bookings and get AI-powered business insights.

What We Love

  • 🦄 Unicorn features
  • 💳 Seamless Apple Pay integration
  • 💸 Great rates for freelancing

Room to Improve

  • 🚫 Terminated accounts without reason
  • 🤖 Limited functionality beyond talking to a robot
  • 💰 No way to withdraw funds after payment
  • 🔒 Suspicious and sketchy app
Amex#3

Amex by American Express

Payments, Balance & Rewards
Worth Considering
💰 Finance
4.9😐(4.5M ratings)
FreeAds
#29in Finance
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Amex screenshot 3
Amex screenshot 4
Amex screenshot 5
Amex screenshot 6

Manage your American Express accounts, track spending, and redeem rewards on the go. Access offers, freeze your card instantly, and get 24/7 customer support.

What We Love

  • 💳 Reliable credit card with good benefits
  • 🤝 Excellent customer service and support
  • 🚀 Seamless app experience
  • 📱 Convenient mobile app features
  • 💳 Prestigious card status and recognition

Room to Improve

  • 🤖 Inconsistent or unhelpful customer service
  • 💳 Unexpected account changes or credit limit reductions
  • 🤔 Confusing or misleading policies/offers
  • 🕰️ Slow or delayed payment processing
  • 🔒 Security issues with closed accounts

More Card Reader Payment apps to explore

FAQ about Card Reader Payment

What are the best card reader payment apps for iPhone?
Square Point of Sale (POS) tops our card reader payment apps ranking as of November 2026, with a 4.8-star average from 608K App Store ratings, and it's free to download.
Yes — 20 of the top card reader payment apps we rank are free to download, including Square Point of Sale (POS) and Jim: sell & get paid instantly.
Square Point of Sale (POS) has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 241+ card reader payment apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.