Best Card Reader Payment Apps

209+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated July 2026

PayPal Business is the household name in card reader payment, but it's far from the only option. We track 209+ alternatives and competitors on iOS — many free, many higher-rated than you'd expect.

Top Picks for Card Reader Payment

PayPal Business#1

PayPal Business by PayPal, Inc.

Track sales and Send invoices
Editor's Choice
💼 Business
4.2😐(29K ratings)
FreeAds
PayPal Business screenshot 1
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PayPal Business screenshot 4
PayPal Business screenshot 5

Manage your business finances on the go. Create and send invoices, track sales trends, transfer money, and access customer information. This app acts as your mobile business manager, simplifying financial tasks for merchants of all sizes.

What We Love

  • 🚀 Efficient payment processing
  • 💳 Convenient payment options
  • 📈 Useful business insights
  • 🔒 Secure transactions

Room to Improve

  • ⏱️ Delayed fund releases
  • 💰 High transaction fees
  • 🤖 Poor customer service
Payanywhere: Point of Sale POS#2

Payanywhere: Point of Sale POS by North American Bancard, Inc.

Credit Card Reader & Payment
Strong Contender
💼 Business
3.6😞(653 ratings)
Free
Payanywhere: Point of Sale POS screenshot 1
Payanywhere: Point of Sale POS screenshot 2
Payanywhere: Point of Sale POS screenshot 3
Payanywhere: Point of Sale POS screenshot 4
Payanywhere: Point of Sale POS screenshot 5
Payanywhere: Point of Sale POS screenshot 6

This app is a comprehensive point-of-sale system for businesses. It allows you to accept various payment types, manage inventory, track sales, and send invoices directly from your device. Optional hardware can enhance its functionality for different business needs.

What We Love

  • 🚀 Quick payments
  • 💡 Convenient mobile payments
  • 👍 User-friendly app
  • 🚀 Fast payouts

Room to Improve

  • 🐛 Frequent app crashes
  • 🐛 Unreliable card reader connection
  • 💰 Unexpected fees
PayPal POS (ex Zettle)#3

PayPal POS (ex Zettle) by PayPal, Inc.

Grow with our point of sale.
Worth Considering
💼 Business
4.5😐(2.5K ratings)
FreeAds
PayPal POS (ex Zettle) screenshot 1
PayPal POS (ex Zettle) screenshot 2
PayPal POS (ex Zettle) screenshot 3
PayPal POS (ex Zettle) screenshot 4
PayPal POS (ex Zettle) screenshot 5
PayPal POS (ex Zettle) screenshot 6

This application allows businesses to accept various in-person payments, including cards and contactless methods. It also provides tools for managing inventory, tracking sales with reports, and creating staff accounts. Integrations are available for accounting, e-commerce, and specific industries.

What We Love

  • 🚀 User friendly
  • 🚀 Smooth interface
  • 🚀 Easy to use
  • 🚀 Convenient

Room to Improve

  • 🐛 Constant logout issues
  • 🐛 Connectivity problems
  • 🐛 Delivery issues

More Card Reader Payment apps to explore

4
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
ChargeStripe: Stripe Payments
Mobile Credit Card Processing
Free

Transform your iPhone into a powerful payment terminal. Accept credit and debit cards, mobile wallets, and recurring payments with ease. Securely process transactions in over 135 currencies with customizable business tools.

Accept credit and debit cardsTap to Pay on iPhoneApple Pay and Google Pay support
💰 Finance
(2.1K)
free with in-app purchases
5
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Tap to Pay + Contactless + POS
Credit Card Reader + Processor
Free

Accept credit card payments directly on your iPhone without additional hardware. This app supports major card types and offers secure, bank-grade encryption for seamless in-person transactions. Streamline your business operations with a modern payment solution.

Accept major credit cardsContactless payment processingBank-grade encryption
💼 Business
(3.1K)
free with in-app purchases
6
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
iMobile: Loan, Cards & Banking
Loans, Cards, Payment & FASTag
Free

This banking app provides over 400 services, including loans, savings accounts, fund transfers, and card management. It allows users to manage investments, make payments, recharge services, and book travel. Features include budgeting tools, rewards, and 24/7 chatbot assistance.

Apply for various loans (Personal, Home, Car)Open digital savings accounts and fixed depositsManage debit, credit, and forex cards
💰 Finance
(63K)
free
7
MyCardWallet.
MyCardWallet.
MyCardWallet.
Mobilize your cards
Free

Manage your prepaid cards easily and securely. View balances, store card details, and add them to your digital wallet for contactless payments in-store or online. Quickly access full card information when needed.

View card balanceStore cards securelyAdd to digital wallet
💰 Finance
(92K)
free
8
Payment for Stripe
Payment for Stripe
Payment for Stripe
Card Reader, Tap to Pay & POS
Free

Accept various payment methods including card readers and contactless payments directly on your iPhone. Manage products, subscriptions, customers, and send branded receipts. Ideal for businesses needing to process in-person transactions efficiently.

Card reader supportTap to Pay on iPhoneProduct and subscription sales
💼 Business
(8.9K)
free with in-app purchases
9
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
JIM: Tap to Pay & Payment Link
Sell & Get Paid Now
Free

Accept contactless payments directly on your iPhone without extra hardware. Get paid instantly and access funds immediately with a prepaid card. Utilize AI-driven insights to grow your business.

Accept contactless paymentsInstant fund accessSpend with JIM Visa® Prepaid card
💰 Finance
(8.6K)
free with in-app purchases
10
QuickBooks GoPayment POS
QuickBooks GoPayment POS
QuickBooks GoPayment POS
Mobile POS
Free

Accept in-person and contactless payments directly on your iPhone without extra hardware. Manage sales, send receipts, and sync transactions with your accounting software. Streamline your business finances on the go.

Accept contactless payments via Tap to Pay on iPhoneProcess debit and credit card paymentsSend text or email receipts
💼 Business
(6.4K)
free with in-app purchases
11
Paymi: Tap to Pay Card Reader
Paymi: Tap to Pay Card Reader
Paymi: Tap to Pay Card Reader
A card reader in your pocket.
Free

Transform your iPhone into a contactless card reader. Accept major credit cards, debit cards, and digital wallets instantly without bulky hardware. Ideal for businesses on the go, offering secure and easy payment processing.

Accept contactless card paymentsProcess Apple Pay and Google PayCreate a product catalog
💼 Business
(3)
free with in-app purchases
12
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
💰 Finance
(6.7M)
free
13
Credit Card Machine - Accept
Credit Card Machine - Accept
Credit Card Machine - Accept
by Paynet Systems, Inc
Free

This app allows businesses to accept credit card payments on the go, in-store, and online. It offers features for managing sales, invoices, recurring billing, and even includes a free online webstore. Get paid quickly with deposits in 1-2 business days.

Accept credit card paymentsCreate and send invoicesSet up recurring billing
💼 Business
(21)
free with in-app purchases
14
NFC Reader - Mobile Wallet
NFC Reader - Mobile Wallet
NFC Reader - Mobile Wallet
Store NFC Credit Card, eWallet
Free

Scan and securely store public data from NFC-enabled credit and debit cards. Access card details, loyalty cards, and travel documents instantly on your iPhone. All data remains on your device for maximum privacy.

Scan NFC credit and debit cardsStore loyalty, gift, and travel cardsView card number and expiry date
🔧 Utilities
(76)
free with in-app purchases
15
Square Point of Sale (POS)
Square Point of Sale (POS)
Square Point of Sale (POS)
Payments & Business Dashboard
Free

This all-in-one payments processing app helps businesses of all types manage operations, accept payments, and boost profits. It offers industry-specific modes for retail, restaurants, services, and beauty businesses, with features like inventory management, online booking, and invoicing.

Accept all major payment typesIndustry-specific business modesInventory management
💼 Business
(601K)
free with in-app purchases
16
Tap to Pay - Card Payments
Tap to Pay - Card Payments
Tap to Pay - Card Payments
Accept Credit Card Payments
Free

Transform your iPhone into a mobile payment terminal to accept contactless card and mobile wallet payments instantly on-site. Eliminate the need for separate hardware and get paid faster, improving cash flow and professionalism for mobile businesses.

Accept contactless card payments on iPhoneNo EFTPOS machine or card reader neededInstant on-site payment processing
💼 Business
(1)
free
17
Privacy.com: Virtual Cards
Privacy.com: Virtual Cards
Privacy.com: Virtual Cards
Protect Your Payments
Free

Safeguard your online transactions by creating virtual payment cards. Protect your actual financial details from compromised cards, unexpected charges, and recurring subscription fees. Enjoy enhanced security and control over your spending with customizable limits and real-time monitoring.

Create virtual payment cardsMerchant-locked cardsOne-time-use cards
💰 Finance
(7.1K)
free with in-app purchases
18
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
GoDaddy Commerce: POS Payments
Sell, Get Paid, Grow
Free

Manage your business sales, inventory, and payments from your phone. This app offers fast checkout with barcode scanning, flexible payment options, and comprehensive business management tools. Grow your business on the go with ease.

Barcode scanning for faster checkoutReal-time stock level trackingFlexible payment options (Tap to Pay, Pay Links, QR Codes)
💼 Business
(16K)
free with in-app purchases
19
Credit Card Reader and Wallet
Credit Card Reader and Wallet
Credit Card Reader and Wallet
Quickly scan your cards
Free

Securely store and manage your credit and debit cards. This app offers features like card scanning, expiration alerts, and emergency contact information for each card. All your financial data is encrypted and stored locally for your privacy.

Read, store, and manage multiple cardsScan cards with cameraCard expiration alerts
💰 Finance
(37)
free with in-app purchases
20
Pay for Stripe
Pay for Stripe
Pay for Stripe
Accept Credit Card Payments
Free

Accept credit card payments instantly from your iPhone. Ideal for small businesses and individuals selling at markets or events. Secure transactions with bank-grade encryption and responsive support.

Accept contactless payments on iPhoneBank-grade encryption for secure transactionsGlobal payment acceptance
💰 Finance
(1.3K)
free with in-app purchases