Robinhood Banking

Robinhood Banking

Credit Card & Banking

119K ratings
1685 reviews
#94 in free Finance
🔧 Utilities
💰 Finance
Free

Details

Released
April 29, 2024
Updated
October 29, 2026

Features

Robinhood Banking screenshot #1 for iPhone
Robinhood Banking screenshot #2 for iPhone
Robinhood Banking screenshot #3 for iPhone
Robinhood Banking screenshot #4 for iPhone
Robinhood Banking screenshot #5 for iPhone
Robinhood Banking screenshot #6 for iPhone
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About

This app offers a credit card with 3% cash back on all purchases and virtual card numbers for private spending. It also provides modern banking essentials like high-yield savings and 24/7 customer support without needing to visit a branch.

✓3% cash back on all purchases
✓Virtual cards with disposable numbers
✓Secure account management
✓Family credit building options
✓High-yield savings accounts
✓35,000 no-fee ATMs
✓24/7 customer support
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What users say about Robinhood Banking

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+1

What's New in Robinhood Banking

2.28.1

October 29, 2026

Bug fixes and performance improvements.

Charts

Top Free

📉 94-4

Finance

This app dropped -4 positions in Finance chart.

Last updated on October 31, 2026.

User reviews

Awful Service Reputation is Real

I don’t need service if the basic product works but unfortunately it doesn’t. First month with Robinhood Banking tried to mobile deposit my paycheck. They make you write “Robinhood” on the back and when I tried to deposit the check it got rejected. Tried again over 10 times talking to 5 different representatives for them to all tell me my case is in the queue for multiple days. It’s been over a week and I can’t get my money deposited. My old bank won’t accept the check with “Robinhood” written on the back. I asked Robinhood how I could escalate my request they told me they can’t. Thankfully I’m not living paycheck to paycheck but the experience makes you feel extremely insecure about this company being your bank and having your investments. I’m very tempted to transfer everything out. Wouldn’t want to be a shareholder either. Red flags everywhere. If AI starts hacking things this would be the last place you’d want to have any kind of account.
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Response from developer

Hi there, thanks for bringing this to our attention. We're truly sorry for the frustration and delay you've experienced with your mobile check deposit and support escalations! We want to make sure your check issue is resolved as quickly as possible. Please email us directly at reviews@robinhood.com so our team can pull up your account and assist you right away.

One of the best!!!

This is one of my favorite apps and my new main way to bank. The gold card is my number one favorite credit card in my crowded wallet. Robinhood really has something special here.

Love it

Fast delivery! Love Robinhood!🇺🇸❤️

Overcharge my order the debit card money

Overcharged my debit card money

Horrible customer support

Like all banking apps their customer support is horrible

Developer apps

User experience

🐞

Reported Bugs

2 issues

Card getting blocked for unknown transaction limits

Bug

Login issues on certain devices

Bug
✨

Requested Features

2 requests

Ability to reinvest cash back into stocks

Feature

Option to redeem cash back as statement credit

Feature

FAQ

What is Robinhood Banking?

Robinhood Banking is a financial services platform offering banking and credit card services. It provides features like high-yield savings accounts, 35,000 no-fee ATMs, and a credit card with 3% cash back on all purchases. Banking services are provided by Coastal Community Bank, Member FDIC.

How does the Robinhood Gold Card work?

The Robinhood Gold Card offers 3% cash back on all categories and allows the use of virtual cards for private spending. It requires an active annual Robinhood Gold subscription to earn cash back and does not include a 30-day free trial. Rewards program terms are subject to change.

What are the benefits of Robinhood Banking?

Benefits include high-yield Savings accounts, access to 35,000 no-fee ATMs, and 24/7 customer support. Premier benefits like high-yield on Checking and free wire transfers are unlocked with an eligible direct deposit, over $100K in assets, and a Robinhood Gold membership.

Is Robinhood Banking secure?

Yes, the app offers secure account management, allowing users to track spending, report suspicious transactions, and freeze or unfreeze their card at any time. Virtual cards with disposable numbers further enhance spending privacy and security.

Can I build credit with Robinhood Banking?

Yes, you can build your family's credit with the option to add cardholders of any age. The platform allows tracking of their spending, setting spending limits, and locking lost cards for added control.

What are the requirements for premier banking benefits?

Premier banking benefits require a monthly direct deposit of at least $1,000 into a Robinhood Checking account, over $100K in assets across Robinhood, and an active Robinhood Gold membership. A preview of benefits is available for 60 days without direct deposit.

What devices does Robinhood Banking support?

Robinhood Banking is currently supported on iPhone devices. The latest version available is 2.28.1, with the last update on October 29, 2026.

What is the user sentiment for Robinhood Banking?

User sentiment for Robinhood Banking is generally positive, with users highlighting fast processing, excellent cash back rewards, a sleek and intuitive app, and secure features like virtual cards. Some cons mentioned include slow payment processing and unclear transaction limits.