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Robinhood Banking

Robinhood Banking

Credit Card & Banking

61K ratings
1172 reviews
With Ads#143 in free Finance
🔧 Utilities
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • April 29, 2024
  • July 14, 2026

Features

Developer

Robinhood Markets Inc
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Robinhood Banking screenshot #6 for iPhone
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About

This app offers a credit card with 3% cash back and virtual card numbers for private spending. It also provides banking services like high-yield savings, no-fee ATMs, and full-service banking without visiting a branch.

✓3% cash back on all categories
✓Virtual cards with disposable numbers
✓Secure account management and card controls
✓Family credit building options
✓High-yield savings accounts
✓35,000 no-fee ATMs
✓Full-service banking without a branch
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What users say

Summarized from real user reviews of Robinhood Banking. Based on 61K reviews and a 4.9/5 average, it highlights the 6 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Fast processing
  • 💰Excellent cash back rewards
  • 📱Sleek and intuitive app
  • 🔒Secure features like virtual cards
  • 🤑Ability to invest rewards
  • 🤩Seamless integration with Robinhood platform

Negative things

  • ⏱️Slow payment processing
  • 🚫Restrictions on modifying flights
  • 🤔Unclear transaction limits
  • 💸Potential for reduced cash back when redeeming points
See all reviews
+1

What's New in Robinhood Banking

2.12.3

July 14, 2026

Bug fixes and performance improvements

Charts

Top Free

📉 143-2

Finance

This app dropped -2 positions in Finance chart.

Last updated on July 19, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Robinhood Giving back!

Great rates and perks. Nice app interface. Ties easily with my RH investing app as well! Kudos!
johnspizzajohnspizza

Love this entire company

All their products and tools r top tier. I don’t usually write reviews but I appreciate the ease of use
Hudsonk22Hudsonk22

Great app! Love the card!

I feel so dope with my gold card, every cashier that sees it is so impressed. Also the benefits are super cool too.
GramniGramni

Great savings rate

Easy to use app, quality checkbooks, high rate savings account and of course reliable banking.
SamNFastPicjSamNFastPicj

Gold Card

Gold Card package, passport cover and thick card are the coolest thing I have seen in a credit card.
Toddboy79Toddboy79
See 1167 more reviews

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User experience

🐞

Reported Bugs

2 issues

Card getting blocked for unknown transaction limits

Bug

Login issues on certain devices

Bug
✨

Requested Features

2 requests

Ability to reinvest cash back into stocks

Feature

Option to redeem cash back as statement credit

Feature

FAQ

What does Robinhood Banking offer?

Robinhood Banking provides a credit card with 3% cash back and virtual card numbers for private spending. It also offers banking services including high-yield savings accounts, access to 35,000 no-fee ATMs, and full-service banking features like wire transfers and check services without needing to visit a physical branch.

What are the key features of the Robinhood Gold Card?

The Robinhood Gold Card offers 3% cash back on all spending categories and allows users to create virtual cards with disposable numbers for enhanced privacy. It also includes features for secure account management, spending tracking, and the ability to freeze or unfreeze the card instantly. Additionally, it provides built-in protections, extended warranties, and 24/7 concierge support through Visa Signature.

How does Robinhood Banking make money?

While the app itself is free to download and use, it operates on a freemium model. Access to certain premium banking benefits and the Robinhood Gold Visa Card requires a Robinhood Gold subscription, which is a paid membership program. There are also in-app purchases related to premium services and potentially fees associated with certain transactions or account tiers.

Is Robinhood Banking compatible with my device?

The provided description does not specify compatibility details such as operating system versions or device requirements. However, as a mobile application, it is designed to run on smartphones and tablets. Users should check the app store listing for their specific device and operating system compatibility.

Who is Robinhood Banking for?

This app is designed for individuals seeking a modern financial solution that combines a rewarding credit card with comprehensive banking services. It is particularly suited for users who value privacy in their spending, want to earn cash back on everyday purchases, and desire convenient access to banking features without the need for traditional branch visits.