Best Online Banking Checking Apps

4.8😐(2.1M ratings)

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#37in Finance

Manage your finances, monitor cash flow, and send money securely. View account balances, deposit checks, pay bills, and track spending. Get personalized insights and explore banking products and investments.

What We Love

👍 Convenient mobile banking
🚀 Easy to use app
💳 Great bank overall
🤝 Friendly and helpful customer service
🏦 Seamless transition from previous bank
🔒 Secure banking experience

Room to Improve

🐛 Frequent app crashes and bugs
🤔 Confusing app updates and changes
💳 Issues with credit card rewards redemption
🔍 Difficulty finding account information
🕰️ Slow transaction processing and app response times
🚫 Restricted money transfer options

Varo Bank: Online Banking by Varo Money inc

Early Payday & Cash Advances

Strong Contender

4.9😞(234K ratings)

Free

#52in Finance

This digital bank offers early payday access and cash advances up to $500. It provides high APY on savings, auto-saving tools, and a free secured credit card. Send money easily to anyone with just a phone number or email.

What We Love

💳 Great credit building card
🚀 Fast and efficient banking
🔒 Secure credit and debit cards
💰 Competitive interest rates
💳 Helpful advance and borrowing features

Room to Improve

🕰️ Slow mobile check deposits
🤖 Ineffective customer service
🔒 Difficulty accessing accounts during maintenance
💰 Restrictive transfer and deposit limits
🐛 Technical issues with app and transactions

Citizens Bank Mobile Banking by Citizens Bank, N.A.

Worth Considering

Online checking and savings

4.8😞(750K ratings)

Free

Citizens Bank Mobile Banking screenshot 1

Citizens Bank Mobile Banking screenshot 2

Citizens Bank Mobile Banking screenshot 3

Citizens Bank Mobile Banking screenshot 4

Citizens Bank Mobile Banking screenshot 5

Citizens Bank Mobile Banking screenshot 6

Manage your finances conveniently from your mobile device. View account balances, deposit checks with photos, transfer funds securely, and pay bills all in one place. Your accounts are protected with a banking guarantee.

What We Love

💻 Mostly good banking app
👍 Love the App

Room to Improve

🐛 Crashes and bugs non stop
🔍 App is clunky, needs lots of work
🔒 Puzzle to Access
💰 They steal your money
🚫 I wouldn't know!!!
👎 The actual bank is great, the app is HORRIBLE
🚫 Fix the login!
⏰ Keeps getting worse!!
🤯 Whoever updated this app should be fired
🐛 Crashes all the time
🚫 2 stars only because it works *sometimes*
🚫 I can not believe how bad
⏰ Inconvenience
🚫 App does not permit access to account

More Online Banking Checking apps to explore

GO2bank: Mobile banking

Early direct depositHigh-yield savings accountOverdraft protection

This mobile banking app simplifies money management with features like early direct deposit, high-yield savings, and overdraft protection. It offers transparent banking with no hidden fees and tools to build credit. Secure and convenient access to funds nationwide.

(64K)

Fifth Third: 53 Mobile Banking

by FifthThird Bank

Secure account accessMobile check depositBill payment

Manage your finances on the go with secure access to your accounts. Deposit checks, pay bills, transfer funds, and send money to friends and family. Track transactions and manage alerts for peace of mind.

(656K)

Get Paid Early. Build Credit.

Current - Mobile Banking

Get paid up to 2 days earlyAdvance paycheck up to $750Overdraft fee-free banking

Manage your finances with a mobile banking app that offers early direct deposit, fee-free overdrafts, and credit building tools. Earn cash back on purchases and interest on savings.

Manage your Discover credit card and bank accounts securely from anywhere. Check balances, view transactions, make payments, redeem rewards, and deposit checks. Access your FICO score and freeze your account for added security.

Account balance and transaction viewingPayment management and schedulingRewards redemption

(5.2M)

Commerce Bank for iPhone

Challenge Accepted®

Biometric loginMobile check depositFund transfers

Manage your finances conveniently on the go with this mobile banking application. It offers quick logins, check deposits, bill payments, and card management. Find nearby branches and receive personalized help.

by Florida West Coast Credit Union

Check account balancesReview recent transactionsTransfer funds between accounts

Manage your finances on the go with this secure and fast mobile banking tool. Check balances, review transactions, and transfer funds between accounts anytime, anywhere. It's free to use and federally insured by NCUA.

Payments, Balance & Rewards

Secure account managementTrack spending and rewardsPay bills and manage balance

Manage your American Express account securely from anywhere. Track spending, view rewards, pay your bill, and discover personalized offers. Enjoy quick, safe access with biometric login and instant alerts for added peace of mind.

Banking in sync with you

Open new accountsTrack account activityMobile check deposit

Access your money quickly and securely with this award-winning online bank's mobile app. Manage accounts, deposit checks, and connect with customer service easily. Open new accounts or manage existing ones on the go.

(37K)

Credit, Cash back, Savings

Chime® – Mobile Banking

Early payday accessFee-free overdraft protectionCredit building tools

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

free with in-app purchases

(1.6M)

Evolve Digital Banking

by Evolve Bank & Trust

Organize transactions with tags, notes, and photosSet balance alertsMake payments and transfers

Manage your finances efficiently with this digital banking app. Organize transactions with tags and notes, set balance alerts, and make payments and transfers easily. Deposit checks with a photo and locate nearby branches and ATMs.

Making the every day possible.

(325)

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AllSouth Mobile Banking

Check account balancesMake transfersPay bills

Access your AllSouth accounts securely and conveniently from your mobile device. Manage your finances by checking balances, transferring funds, paying bills, and depositing checks with ease.

free with in-app purchases

(8.3K)

OnePay – Mobile Banking

Bank. Borrow. Build Credit.

Early pay and rewardsHigh-yield savings accountsCash back credit card

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

free with in-app purchases

(452K)

Capital One Mobile

Easy account access anywhere.

View account balances and statementsPay bills and loansCheck credit score with CreditWise

Manage your finances on the go with comprehensive account access. View balances, pay bills, track transactions, and monitor your credit score. The app also offers card management, rewards redemption, and peer-to-peer payments.

(11M)

Central Bank - Mobile

by Central Bancompany

Mobile check depositBill payFund transfers

Manage your finances on the go with features like mobile check deposit, bill pay, and fund transfers. Securely send money to friends and family, set up custom alerts, and track your spending with ease. Access your accounts quickly and conveniently from your smartphone.

(56K)

American 1 Online Banking

by American 1 Credit Union

View transaction historyCheck account balancesTransfer money

Manage your finances conveniently from your mobile device. View transaction history, check balances, transfer funds, deposit checks, and pay bills securely. This app offers a straightforward way to handle your banking needs on the go.

by United Bank For Africa Plc

Biometric quick loginFaster sliding menu navigationIntuitive screen design

Experience enhanced mobile banking with quick biometric login, faster navigation, and intuitive screens. Manage your finances on the go with features like an ATM locator, live chat support, and easy bill payment reminders.

(12K)

FirstLight Mobile Banking

by FirstLight Federal Credit Union

Review account balances and transactionsTransfer funds between accountsPay bills

Manage your finances on the go with this mobile banking app. Review account activity, transfer funds, pay bills, deposit checks, and find ATM locations. It offers secure access to your accounts, optimized for Apple devices.

(10K)