Varo Bank User Reviews

Customer Experience

Positive experience20.7% of reviews
Neutral5.6% of reviews
Negative experience73.7% of reviews

~ Based on 680 written reviews from the US App Store.

What users say

Is Varo Bank Safe?

Varo Bank: Online Banking appears safe based on user ratings. AppsHunter Safety Score for Varo Bank is 98/100.

This assessment is based on 233,473 user ratings, with an App Store average of 4.9/5.

Safety Analysis

96.8% of ratings point to a safe experience
1.5% of ratings suggest some concerns
1.7% of ratings point to a risky experience

~ Based on 233,473 App Store ratings for Varo Bank.

Is Varo Bank Legit?

Varo Bank: Online Banking appears to be a legitimate app. AppsHunter Legitimacy Score for Varo Bank is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Waste of time.

They tell me I’m approved for an advance but then say my bank doesn’t qualify. All deception to get you to switch your direct deposit to them. Uninstalled.

Dark mode

Needs dark mode and 2fa and it’ll be damn near perfect

Ridiculous

My sister is trying to send me money through Zelle to pay my water bill, but the Varo people won’t allow it for 60 days??! That’s crazy. I’ve never had a bank that restricted an advertised feature. So for now, 1 star.

Zelle

The application has closed my zelle account, it has only allowed me to receive 1 transfer for an amount less than $10 it really sucks I don’t recommend it

Scam

Careful they scam you . I have Dave and Albert they work great but Varo is a scam

Mobile Deposit

Mobile deposit will take a full week! longer than any other bank will not be reusing!

Horrible bank

Worst bank ever can’t talk to nobody when I have a problem and hold money unnecessarily. I wish I could give them zero stars. Horrible customer service as well.

Run

The dispute process is flawed they don’t do any real investigation or provide significant evidence that the charge is valid , they all side with the merchant 9/10 times and will close your account for asking for appeals it’s a joke bank mom and pop style treatment!

LIES

I only downloaded this app and switched my deposit because it seemed convenient and much faster. I was wrong. I’m waiting on a check I deposited August 4th. I have tried everything from contacting support to calling and that check will not be given to me until the 12th. I’ve never had a check with a hold for that long! Never!
Had a family death and explained this to support I needed funds and still no help. Do not download this app once I get my money I will be closing this app and account
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Treated poorly by Varo for being a victim of abuse and theft!

I am deeply saddened by how Varo treated me during an already difficult time. After fleeing from an abusive relationship, I was in the process of rerouting my mail but unfortunately before my address change went through, my new Varo debit card was sent to the address where I had been previously living at with my abuser. Not surprisingly he didn't hesitate to open my mail and spend my money that I had pre-loaded onto the card (which for insult to injury, I had only preloaded funds on the card, AT THE SUGGESTION OF VARO! They 'recommended' that I pre-load funds onto my card to be able to use it immediately upon arrival.!)
I immediately contacted Varo support for help reporting the theft, when I got notification of the situation. Instead of helping me investigate or recover my funds, Varo completely closed my account and banned me from opening another, claiming "fraudulent practices."
Instead of supporting a victim of mail theft and financial abuse, Varo treated me like the perpetrator. Losing my money and being locked out of my account when I was trying to rebuild my life was heartbreaking.
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NOT REAL BANK

Be careful that think not helpful and your money not safe in there. If you got some trick and lose your money there is no way to cancel it not like another bank. I am leaving that asap. I under stand my old bank was how much good thanks for teaching it.

Fix the app

Every time I click to find ATM button app closes. Please fix it and I’ll fix my rating.

More money app scams

Yet another app with lots of promises and “here to help you” but really just scamming you out of so much money it’s like u got a small loan at 3000% interest…SCAM SCAM SCAM

Discrimination of Permanent Residents

You can have an account at Citibank or Bank of America but you cannot open with Varo because you are not a citizen. Yes even if you provide SSN you cannot go through. Trash.

Dispute

I been with Varo three years they allowed a merchant to over charge me I filed a dispute and they denied my claim so no they are not a honest bank they allow merchants to over charge me without doing anything

Love varo bank

This is the best bank I have ever had the experience is so awesome if varo bank was a woman I would take you out to dinner I love all the perks and the no fees is so awesome thank you for this bank I’m not going anywhere else I’m here to stay I love varo bank… Varo thank you… thank you for your Advance to get to my next work check thank you again greatest bank ever…
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Denied a bank account

I am not sure why I would be denied but they just denied me and did not tell me why… Tired of giving these apps my personal information just for them to practice further racism via technology.

TERRIBLE DO NOT DOWNLOAD

They are absolute scammers! Do not download took my direct deposit!

Scammers

Don’t open an account with them.

Eve-22

The best bank ever just like chime bank