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OnePay – Mobile Banking

OnePay – Mobile Banking

Bank. Borrow. Build Credit.

459K ratings
3036 reviews
#9 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • March 25, 2020
  • October 7, 2026

Features

Developer

One Finance, Inc.
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OnePay – Mobile Banking screenshot #1 for iPhone
OnePay – Mobile Banking screenshot #2 for iPhone
OnePay – Mobile Banking screenshot #3 for iPhone
OnePay – Mobile Banking screenshot #4 for iPhone
OnePay – Mobile Banking screenshot #5 for iPhone
OnePay – Mobile Banking screenshot #6 for iPhone
OnePay – Mobile Banking screenshot #7 for iPhone
OnePay – Mobile Banking screenshot #8 for iPhone
iphone
ipad
📈no. 139
Charts↘︎
📌Ready
Reviews summary↘︎
⭐3K
Reviews↘︎
📝40+ tags
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🔄6+ apps
Alternatives↘︎
🎪3 available
Events↘︎
❓5 answered
FAQ↘︎
📦~ in 5 days
Updates frequency↘︎
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About

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

✓Early pay and rewards
✓High-yield savings accounts
✓Cash back credit card
✓Affordable wireless plans
✓Credit builder loan
✓Buy now, pay later
Show original description

What users say

Summarized from real user reviews of OnePay. Based on 459K reviews and a 4.9/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Efficient banking features
  • 🔒Secure transactions
  • 👍Intuitive user interface
  • 💡Useful budgeting tools
  • 🤑Generous cash back and rewards

Negative things

  • 🐛Unreliable app performance
  • 🤯Frustrating account changes
  • 🤔Lack of transparency
  • 🙅‍♀️Poor customer service
  • 💸Unexpected fees and charges
See all reviews
+1

What's New in OnePay

5.96.0

October 7, 2026

Bug fixes and performance improvements

Charts

Top Free

📊 9

Finance

The app has maintained its position at 9 recently.

Last updated on October 12, 2026.

Top Free

📈 139+2

Global

This app rose +2 positions in Global chart.

Last updated on October 12, 2026.

Events

Read more about A smart start for teens
AvailableMajor Update

A smart start for teens

Banking made to give teens real money skills.

Sep 29, 2026 — Oct 30, 2026

Read More

Read more about Introducing One Pay
Event EndedMajor Update

Introducing One Pay

Get cash back deals when you shop at Walmart.

Jun 17, 2024 — Jul 18, 2024

Read More

Read more about Try One Credit Builder
Event EndedMajor Update

Try One Credit Builder

Check out the benefits of Credit Builder.

Jun 17, 2024 — Jul 18, 2024

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Saving issues

Couldn’t use my card to make any purchases on Walmart thanks to this dumb app, I ended up wasting hours of my time trying to buy food just to have one pay not save my card information. It’s very frustrating that I need the app to make any purchases
Lucky day todayLucky day today

Inconvenient issue is

Spending a whole day without no money because the bank decides to wait 24 hours for a reset passcode
5 Stars ( perfect)5 Stars ( perfect)

Aplicación

EXCELLENTE aplicación los felicito
TOPGUN V.TOPGUN V.

Bueno

Bueno
NoeVzlaNoeVzla

Awful

Worst customer service ever! It has been weeks since my case has been escalated and I’ve been waiting for an answer. They make you get a card to redeem rewards.
VandeasVandeas
See 3031 more reviews

Developer apps

ONE@Work (formerly Even)
ONE@Work (formerly Even)

Your Pay, Your Way

💰 Finance

(160K)

Free
See developer apps

User experience

🐞

Reported Bugs

4 issues

Frequent app crashes

Bug

Delayed transaction updates

Bug

Issues with account access

Bug

Incorrect account balances

Bug
✨

Requested Features

5 requests

Mobile check deposit

Feature

Instant fund transfers

Feature

More customization options

Feature

Improved transaction search

Feature

Joint account management

Feature

FAQ

What does OnePay do?

OnePay is a financial technology company offering a mobile banking solution. It provides services such as early pay, rewards programs, high-yield savings accounts, a cash back credit card, affordable wireless plans, and a credit builder loan. You can also use it for buy now, pay later purchases.

What are the key features of OnePay?

Key features include earning OnePay Points on purchases, early access to your paycheck, high-yield savings with interest, a cash rewards credit card with unlimited cash back, affordable wireless plans, a credit builder loan with no fees, and buy now, pay later options at Walmart.

How does OnePay make money?

The app is free to download and use, but it generates revenue through in-app purchases and potentially through partnerships and transaction fees associated with its financial products like the credit card and wireless services.

Is OnePay available on all devices?

While the description doesn't explicitly state compatibility, as a mobile banking app, it is designed to function on smartphones and tablets. Users can typically download it from major app stores like Google Play Store and Apple App Store.

Who is OnePay for?

This app is designed for individuals seeking a convenient way to manage their finances on the go. It's particularly useful for those who want to earn rewards, build credit, save money, and access affordable communication services all within a single platform.