OnePay – Mobile Banking

OnePay – Mobile Banking

Bank. Borrow. Build Credit.

435K ratings
2879 reviews
#7 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • March 25, 2020
  • September 14, 2026

Features

OnePay – Mobile Banking screenshot #1 for iPhone
OnePay – Mobile Banking screenshot #2 for iPhone
OnePay – Mobile Banking screenshot #3 for iPhone
OnePay – Mobile Banking screenshot #4 for iPhone
OnePay – Mobile Banking screenshot #5 for iPhone
OnePay – Mobile Banking screenshot #6 for iPhone
OnePay – Mobile Banking screenshot #7 for iPhone
OnePay – Mobile Banking screenshot #8 for iPhone
iphone
ipad
🖼️Get Icon
Icons↘︎

About

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewards
High-yield savings accounts
Cash back credit card
Affordable wireless plans
Credit builder loan
Buy now, pay later
Show original description

What users say

See all reviews
+1

What's New in OnePay

5.93.0

September 14, 2026

Bug fixes and performance improvements

Charts

Top Free

📊 7

Finance

The app has maintained its position at 7 recently.

Last updated on September 20, 2026.

Top Free

📉 123-3

Global

This app dropped -3 positions in Global chart.

Last updated on September 21, 2026.

Events

Read more about Introducing One Pay

Introducing One Pay

Get cash back deals when you shop at Walmart.

Jun 17, 2024 Jul 18, 2024

Read more about Try One Credit Builder

Try One Credit Builder

Check out the benefits of Credit Builder.

Jun 17, 2024 Jul 18, 2024

User reviews

Me siento Molesto

Antes de la ultima actualización me dejaba transferir dinero de mi cuenta de banco y ahora con la nueva actualización no puedo transferir dinero de mi cuenta de banco a la cuenta de OnePay estoy bastante disgustado por eso y estoy pensando en cancelar la targeta

Life saver

This helps me get what I need for my family I really appreciate it!!!

Crédito

Me gustaría que te explicaran mejor cómo usar la app para compras

No landscape rotation.

Will not go to go landscape mode. Tried with tech support, Nothing works. Maybe they can make a update

A must have

Bank with them you won’t be sorry they actually care about the common folk I recommend them over the usual suspects

Developer apps

User experience

🐞

Reported Bugs

4 issues

Frequent app crashes

Bug

Delayed transaction updates

Bug

Issues with account access

Bug

Incorrect account balances

Bug

Requested Features

5 requests

Mobile check deposit

Feature

Instant fund transfers

Feature

More customization options

Feature

Improved transaction search

Feature

Joint account management

Feature

FAQ

What does OnePay do?

OnePay is a financial technology company offering a mobile banking solution. It provides services such as early pay, rewards programs, high-yield savings accounts, a cash back credit card, affordable wireless plans, and a credit builder loan. You can also use it for buy now, pay later purchases.

What are the key features of OnePay?

Key features include earning OnePay Points on purchases, early access to your paycheck, high-yield savings with interest, a cash rewards credit card with unlimited cash back, affordable wireless plans, a credit builder loan with no fees, and buy now, pay later options at Walmart.

How does OnePay make money?

The app is free to download and use, but it generates revenue through in-app purchases and potentially through partnerships and transaction fees associated with its financial products like the credit card and wireless services.

Is OnePay available on all devices?

While the description doesn't explicitly state compatibility, as a mobile banking app, it is designed to function on smartphones and tablets. Users can typically download it from major app stores like Google Play Store and Apple App Store.

Who is OnePay for?

This app is designed for individuals seeking a convenient way to manage their finances on the go. It's particularly useful for those who want to earn rewards, build credit, save money, and access affordable communication services all within a single platform.