OnePay – Mobile Banking

OnePay – Mobile Banking

Bank. Borrow. Build Credit.

418K ratings
2675 reviews
#11 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • March 25, 2020
  • August 29, 2026

Features

OnePay – Mobile Banking screenshot #1 for iPhone
OnePay – Mobile Banking screenshot #2 for iPhone
OnePay – Mobile Banking screenshot #3 for iPhone
OnePay – Mobile Banking screenshot #4 for iPhone
OnePay – Mobile Banking screenshot #5 for iPhone
OnePay – Mobile Banking screenshot #6 for iPhone
OnePay – Mobile Banking screenshot #7 for iPhone
OnePay – Mobile Banking screenshot #8 for iPhone
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About

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

Early pay and rewards
High-yield savings accounts
Cash back credit card
Affordable wireless plans
Credit builder loan
Buy now, pay later
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What users say

See all reviews
+1

What's New in OnePay

5.89.0

August 29, 2026

Bug fixes and performance improvements

Charts

Top Free

📊 11

Finance

The app has maintained its position at 11 recently.

Last updated on August 30, 2026.

Top Free

📈 138+9

Global

This app rose +9 positions in Global chart.

Last updated on August 30, 2026.

Events

Read more about Introducing One Pay

Introducing One Pay

Get cash back deals when you shop at Walmart.

Jun 17, 2024 Jul 18, 2024

Read more about Try One Credit Builder

Try One Credit Builder

Check out the benefits of Credit Builder.

Jun 17, 2024 Jul 18, 2024

User reviews

Number 1

Good

Misleading information

To get your $50. Sing on bonus you must have a direct deposit from your employer. I don’t have this possibility so I’m out of luck. It’s just misleading. I wouldn’t have signed up for this if I’d had known

Cash advance

It’s a good app all but the cash advance does not need to be sent to auto repay. It needs to be sent to where you can pick the amount that you wanna pay because I used to pay so I could try to buy food because I haven’t eaten today and thanks to the event it took all of it.

one pay goated

i love everything about one pay!!! in general easy to use but hard to remember where everything at but its ok! youll get used to it

Fix your app

I’ve tried 5 times to put the money I’ve made with spark in my banking account and every time I keep receiving an error message. Please fix your app because this is beyond frustrating and ridiculous

Developer apps

User experience

🐞

Reported Bugs

4 issues

Frequent app crashes

Bug

Delayed transaction updates

Bug

Issues with account access

Bug

Incorrect account balances

Bug

Requested Features

5 requests

Mobile check deposit

Feature

Instant fund transfers

Feature

More customization options

Feature

Improved transaction search

Feature

Joint account management

Feature

FAQ

What does OnePay do?

OnePay is a financial technology company offering a mobile banking solution. It provides services such as early pay, rewards programs, high-yield savings accounts, a cash back credit card, affordable wireless plans, and a credit builder loan. You can also use it for buy now, pay later purchases.

What are the key features of OnePay?

Key features include earning OnePay Points on purchases, early access to your paycheck, high-yield savings with interest, a cash rewards credit card with unlimited cash back, affordable wireless plans, a credit builder loan with no fees, and buy now, pay later options at Walmart.

How does OnePay make money?

The app is free to download and use, but it generates revenue through in-app purchases and potentially through partnerships and transaction fees associated with its financial products like the credit card and wireless services.

Is OnePay available on all devices?

While the description doesn't explicitly state compatibility, as a mobile banking app, it is designed to function on smartphones and tablets. Users can typically download it from major app stores like Google Play Store and Apple App Store.

Who is OnePay for?

This app is designed for individuals seeking a convenient way to manage their finances on the go. It's particularly useful for those who want to earn rewards, build credit, save money, and access affordable communication services all within a single platform.