OnePay vs Amazon Flex Debit Card

Meet your money super app. Through OnePay, you can bank, send, pay, spend, and borrow — plus build credit and earn cash back and rewards. OnePay is a financial technology company, not a bank. Banking services provided by Coastal Community Bank or Lead Bank, Member FDIC. Cash back earned as OnePay Points, redeemable as a deposit into a OnePay deposit account/other available options pursuant to the OnePay Rewards Terms at onepay.com/rewards-terms. For terms/conditions relating to OnePay products, onepay.com/terms. For individual reward details see OnePay app. For certain reward offers utilizing OnePay Credit Cards &, and 3rd-party cards linked in the OnePay Wallet, purchases must be made using the physical card. ^Fee-Free Overdraft is available to OnePay deposit accounts that have received Direct Deposits totaling $500+ in the current or previous month. You must be 18 or older. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance is due right away. Eligible transactions are at the discretion of OnePay and may exclude certain transactions (e.g., bill pay, global transfers). See onepay.com/overdraft-details Δ3.35% annual percentage yield (APY) applies to the Savings balance of OnePay deposit accounts. APYs are as of 7/27/26, but may change at any time before or after account opening. ‡Cash back is earned as OnePay Points, redeemable into a OnePay deposit account or other available options. You must select your cash back category in the OnePay app monthly and you begin earning on the date it is selected. Eligible purchases are based on MCC. See onepay.com/rewards-terms. +Subject to credit approval. Cash back is earned as points on purchases made with your OnePay CashRewards Mastercard, which can be redeemed as a statement credit, as a deposit into a OnePay deposit account, or other available options. * When you enable OnePay Crypto, you must also agree to the zerohash llc and zerohash liquidity services llc terms and conditions and enable your zerohash account. Crypto services may not be available in all states. The value of any cryptocurrency, including digital assets pegged to fiat currency, commodities, or any other asset, may go to zero. zerohash llc is licensed to engage in Virtual Currency Business Activity by the New York State Department of Financial Services. **Teens are authorized users on their parent or guardian's Builder Card. When they turn 18, their Builder Card activity (starting from age 16) will be reported to the credit bureaus, provided they are still an authorized user, their SSN has been verified, and credit reporting has not been turned off. Credit score impact is independently determined and based on overall financial behavior; results may vary and are not guaranteed. Transactions using a virtual debit card are not reported. See OneProgress Services LLC (NMLS ID 2460509) Licenses at https://www.onepay.com/legal/licenses

The Amazon Flex Debit Card is the easiest way to manage your money from anywhere, anytime. Access these features and more • No monthly fee • Lock your card if misplaced, lost or stolen¹ • Keep track of spending and cash back rewards • Access to 19,000 ATM locations² • Mobile Check Deposits³ • Set and track savings goals with Vaults • Check your balance online With the Amazon Flex Debit Card app, you can also track cash back rewards—rewards available exclusively to Amazon Flex delivery partners.⁴ • Up to 6% cash back on all fuel and eligible EV charging purchases⁵ • 2% cash back at Amazon.com and Whole Foods Market • 1% cash back on everything else Once you sign up, you can use the app to: • Track the delivery of your card • Activate your new card • Set up Direct Deposit • Transfer funds from another bank account • Categorize your personal and business expenses Learn more about the Amazon Flex Debit Card at https://flex.amazon.com/amazonflexrewards/debitcard Other fees may apply. See Deposit Account Agreement for Terms and Conditions https://secure.amazonflex.greendot.com/account/legals/daa.html 1. Previously authorized transactions and deposits/transfers to your account will function with a locked card. Funds are protected from unauthorized charges. Prompt notice is required. 2. Other fees apply to the Amazon Flex debit Card. 3 free in-Network ATM Withdrawals per calendar month, $3.00 per transaction thereafter, plus any additional fee that the ATM owner or bank may charge. Please see the Deposit Account Agreement for details. 3. Additional customer verification may be required. Other fees and limits apply. See Deposit Account Agreement for details. 4. Maximum cash back limit of $500 per month applies across all categories. Additional terms, conditions limitations and exclusions apply. Rewards are subject to change at any time at our sole discretion. See terms and conditions for complete details. 5. Earn cash back for electric vehicle (EV) charging purchases at stations operated by these participating EV charging networks: Electrify America, EVgo, Blink Charging, Shell Recharge Solutions, EV Connect, PowerFlex, and AmpUp. List subject to change. Bank account opening is subject to identity verification. Banking services provided by and the Amazon Flex Visa® Business Debit Card is issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Neither Green Dot Bank, Green Dot Corporation, nor Visa U.S.A., Inc, or any of their respective affiliates have any responsibility to fulfill any rewards earned by the Amazon Flex program, including products, services and discounts provided by Stride. Green Dot Bank operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage. Green Dot is a registered trademark of Green Dot Corporation. ©2022 Green Dot Bank. All rights reserved. WE UPDATE OFTEN AND YOU SHOULD TOO: Regularly updating the app will give you all the latest features, security updates, and a much smoother overall experience managing your money. Questions about your Amazon Flex Card? We’re available 5am to 8pm PST/7 days a week at 1-855-676-0168 or by messaging us through the Amazon Flex Card app. Technology Privacy Statement: https://secure.amazonflex.greendot.com/account/legals/technology-privacy-statement.html