OnePay Reviews: Is It Legit?

Customer Experience

Positive experience61.0% of reviews
Neutral3.6% of reviews
Negative experience35.4% of reviews

~ Based on 3,150 written reviews from the US App Store.

What users say about OnePay

Is OnePay Safe?

OnePay – Mobile Banking appears safe based on user ratings. AppsHunter Safety Score for OnePay is 97/100.

This assessment is based on 488,704 user ratings, with an App Store average of 4.9/5.

Safety Analysis

96.9% of ratings point to a safe experience
1.0% of ratings suggest some concerns
2.1% of ratings point to a risky experience

~ Based on 485,090 App Store ratings for OnePay.

Is OnePay Legit?

OnePay – Mobile Banking appears to be a legitimate app. AppsHunter Legitimacy Score for OnePay is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Misleading crooks

Misleading crooks

Fast deposits, but getting your own cash is a absolute nightmare

I’m giving credit where it’s due: deposits from Spark Delivery arrive fast and seamlessly. But that’s where the positive experience completely ends.
Having money in your account is useless if you can’t actually access it when you need it. Trying to withdraw cash with the ONE card is a constant, frustrating struggle with ATMs. You are completely blocked from withdrawing normal amounts of your own money at once, forced instead to accept small chunks of $200 or $300 at a time like you’re asking for an allowance.
What makes it worse is that even ATMs located directly inside Walmart—a service heavily tied to and promoted by Walmart—charge ridiculous fees ($3.25 to $5+) while still capping your withdrawals.
It is completely unacceptable to hold working people's hard-earned money hostage behind strict limits and hidden fees. If I earn my money, I should be able to withdraw it without jumping through endless hoops.
Show more

Customers

Charges to much to transfer!!!

Very Great Overall!!!!!!!

All Around Great

Next winner of the big money.

Go big or go home this app is the next Cashapp
Of loans and sweepstakes the best of both worlds. When I win this money that’s being given away I am going to show them how and what is the next big thing.

Me gusta mucho

Siempre lo uso! Lo recomiendo

Complicated

The App, the procedures, different products being offered are all a bit confusing. They don’t seem to follow a pattern that could make the transition less difficult.

On time

Love it

Gas

Today marks the second time I have used the app for Sunoco savings and have been notified to use within limited time yet I already used it for gas 3hrs ago!!?? What is the issue?

Great banking app

Great banking interface and love the no fees!

Walmart

Great app

Gas

It was good I love this app

Awesome

Awesome at what thy do

High interest

Great card but very high interest

5 star

Excellent color graphics and layout is spot on, easy find your way with lots options

Awful.

If i could give it 0 stars, i would. Its super unfair to the spark drivers when they lock our accounts unable to access our funds over anything that supposedly triggers they’re unusual activity sensor, but then again dont tell you what triggered it, not even give you the chance to confirm if its unusual activity or not before locking your account for 24-48 hours. Or try 5 DAYS without telling you it will be locked for 5 days, unless the supervisor you asked for confirms the 5 days. Absolute joke of an app.
Show more

Depositing checks

The Walmart branches charge a fee to cash your check then they will deposit cash

Best app

Best app ever me and my family use it and friends keep up the good job

One Pay Kool

Its always on time when I need it…

Card

I haven’t used it yet to grade it.