Best One Pay Wallet Apps

234+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated June 2026

OnePay is the household name in one pay wallet, but it's far from the only option. We track 234+ alternatives and competitors on iOS β€” many free, many higher-rated than you'd expect.

Top Picks for One Pay Wallet

OnePay – Mobile Banking#1

OnePay – Mobile Banking by One Finance, Inc.

Bank. Borrow. Build Credit.
Editor's Choice
πŸ’° Finance
4.9😞(359K ratings)
FreeAds
#9in Finance
OnePay – Mobile Banking screenshot 1
OnePay – Mobile Banking screenshot 2
OnePay – Mobile Banking screenshot 3
OnePay – Mobile Banking screenshot 4
OnePay – Mobile Banking screenshot 5
OnePay – Mobile Banking screenshot 6

Manage your finances with a mobile banking solution offering early pay, rewards, and high-yield savings. Access a cash rewards credit card, affordable wireless plans, and a credit builder loan. Buy now, pay later options are also available.

What We Love

  • πŸš€ Efficient banking features
  • πŸ”’ Secure transactions
  • πŸ‘ Intuitive user interface
  • πŸ’‘ Useful budgeting tools

Room to Improve

  • πŸ› Unreliable app performance
  • 🀯 Frustrating account changes
  • πŸ€” Lack of transparency
Walmart: Shopping & Savings#3

Walmart: Shopping & Savings by Walmart

Groceries & essentials, fast.
Worth Considering
πŸ›οΈ Shopping
4.8😐(18M ratings)
FreeAds
#5in Shopping
Walmart: Shopping & Savings screenshot 1
Walmart: Shopping & Savings screenshot 2
Walmart: Shopping & Savings screenshot 3
Walmart: Shopping & Savings screenshot 4
Walmart: Shopping & Savings screenshot 5
Walmart: Shopping & Savings screenshot 6

Shop for groceries, essentials, and more with convenient pickup, delivery, and shipping options. Features an AI assistant for shopping help, real-time order tracking, and in-store tools like store maps and price scanning.

What We Love

  • πŸš€ Seamless ordering and pickup experience
  • πŸ”’ Secure payment options
  • πŸ‘ Helpful and friendly customer service
  • πŸš€ Convenient app features

Room to Improve

  • πŸ› Inconsistent inventory and availability information
  • πŸ› Confusing app updates and navigation
  • πŸ› Unreliable delivery and pickup notifications

More One Pay Wallet apps to explore

4
Apple Wallet
Apple Wallet
Apple Wallet
Apple Pay, Apple Card and more
Free

Securely store and manage digital versions of your credit/debit cards, IDs, transit passes, tickets, and keys. Use it to make payments, send money, and access venues and transportation with your iPhone or Apple Watch.

Store credit/debit cardsDigital driver's license/state IDTransit and event tickets
πŸ’° Finance
(6.7M)
free
5
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
PayPal - Send, Manage, Pay
Savings, cash back, pay later
Free

Manage your finances with a secure app for online and in-store shopping, sending money globally, and earning cash back. It also offers savings accounts, cryptocurrency trading, and package tracking.

Send and receive money globallyEarn cash back offersRequest a debit card
πŸ’° Finance
(6.3M)
free with in-app purchases
6
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Shop anywhere, manage & save
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
πŸ’° Finance
(2.2M)
free with in-app purchases
7
Venmo
Venmo
Venmo
Send Money, Split Expenses
Free

A fast, safe, and social way to send and receive money with friends and family. Easily split bills, buy crypto, and manage your finances with integrated debit and credit cards.

Send and receive moneySplit payments among friendsBuy, hold, and sell cryptocurrency
πŸ’° Finance
(15M)
free with in-app purchases
8
Cash App
Cash App
Cash App
P2P. BTC. Debit Card. Wallet.
Free

Easily send and receive money or bitcoin instantly. Save by rounding up change, invest in stocks or bitcoin, and get paid up to two days early with direct deposit. Features a customizable debit card with exclusive discounts.

Send & receive money/bitcoin instantlyRound up spare change to saveInvest in stocks, ETFs, and bitcoin
πŸ’° Finance
(8.5M)
free with in-app purchases
9
MyCardWallet.
MyCardWallet.
MyCardWallet.
Mobilize your cards
Free

Manage your prepaid cards easily and securely. View balances, store card details, and add them to your digital wallet for contactless payments in-store or online. Quickly access full card information when needed.

View card balanceStore cards securelyAdd to digital wallet
πŸ’° Finance
(92K)
free
10
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Dayforce Wallet: On-demand Pay
Get paid as you earn.
Free

Access your earned wages before payday with this app. Manage finances, set savings goals, and track spending all in one place. Transfer funds to a debit card for purchases or withdrawals, with no fees for on-demand pay.

Access earned wages on-demandTransfer funds to a debit cardManage earnings and track spending
πŸ’° Finance
(53K)
free
11
FastPay Wallet
FastPay Wallet
FastPay Wallet
Secured & Most Convenient
Free

Manage your finances with a secure and convenient mobile money app. Easily register, add funds, and perform transactions like mobile recharges, QR payments, and money transfers. Discover local offers and access transaction history.

Fast account registrationQR code paymentsSend money
πŸ’° Finance
(5.4K)
free
12
Crypto.com: Onchain Wallet
Crypto.com: Onchain Wallet
Crypto.com: Onchain Wallet
Web3, DeFi, NFT, Crypto Wallet
Free

Manage your digital assets with a non-custodial, multi-chain wallet. Access decentralized finance, trade tokens, earn passive income through staking, and explore a wide range of decentralized applications, all from a single, intuitive platform.

Non-custodial multi-chain walletAccess DeFi and dAppsTrade thousands of tokens
πŸ’° Finance
(20K)
free with in-app purchases
13
SAVO: All-In-One Wallet
SAVO: All-In-One Wallet
SAVO: All-In-One Wallet
Money Beyond Borders
Free

Manage your money globally with ease. This app offers instant international payments, currency exchange, and secure asset management. Enjoy features like a global debit card, high-interest savings, and diverse investment opportunities, all within a secure and user-friendly platform.

Instant global paymentsMulti-currency managementDebit card for worldwide spending
πŸ’° Finance
(222)
free
14
Zengo: Crypto & Bitcoin Wallet
Zengo: Crypto & Bitcoin Wallet
Zengo: Crypto & Bitcoin Wallet
Buy, sell, and earn crypto
Free

A secure, self-custodial cryptocurrency wallet that eliminates seed phrase vulnerability. Manage, buy, sell, and trade over 380 digital assets with advanced MPC security and 24/7 support. Offers recovery options and premium features for enhanced protection.

Self-custodial wallet with no seed phraseMPC security for transaction signingBuy, sell, and trade 380+ crypto assets
πŸ’° Finance
(4.4K)
freemium
15
Onepay
Onepay
Onepay
Beyond The Transaction
Free

Facilitate low-value transactions using your smartphone, connecting customers and merchants without third-party verification costs. Manage bank accounts, send/request money, pay bills, and track payments securely.

Low-value smartphone transactionsConnects customers and merchantsSend and request money
πŸ’° Finance
(0)
free
16
PhonePe: Secure Payments App
PhonePe: Secure Payments App
PhonePe: Secure Payments App
UPI, Recharges, Bills Payments
Free

This app facilitates secure digital payments, including UPI transfers, mobile and utility bill recharges, and online/offline purchases. It also offers investment options in mutual funds and insurance policies.

BHIM UPI money transfersMobile and DTH rechargesUtility bill payments
πŸ’° Finance
(162K)
free with in-app purchases
17
Coinbase: Buy Crypto & Stocks
Coinbase: Buy Crypto & Stocks
Coinbase: Buy Crypto & Stocks
Most trusted crypto exchange
Free

Securely buy, sell, trade, and store a wide range of cryptocurrencies. Manage your digital assets and explore prediction markets and stock trading within a unified portfolio. Earn rewards through staking and recurring buys.

Buy, sell, and manage cryptoRecurring buysStake crypto and earn rewards
πŸ’° Finance
(1.8M)
free with in-app purchases
18
GameTime Wallet
GameTime Wallet
GameTime Wallet
by DiTronics Financial Services, LLC
Free

Manage your finances with a comprehensive wallet that supports P2P transfers, online banking, and payroll distribution. Track spending across gaming and betting platforms, and utilize contactless payments. Integrates with physical kiosks and various payment methods for seamless financial management.

P2P money transfersOnline bankingPayroll distribution
πŸ’° Finance
(2K)
free
19
UKG Wallet
UKG Wallet
UKG Wallet
Live The Life You Earned
Free

Access earned wages before payday to pay bills, avoid fees, and manage unexpected expenses. This app offers early direct deposit, instant fund transfers, and tools for budgeting and saving. Enjoy banking without hidden fees and secure payment options.

Early paycheck and government payment depositImmediate access to earned wagesInstant mobile payments and fund transfers
πŸ’° Finance
(17K)
free
20
Uniswap: Crypto & NFT Wallet
Uniswap: Crypto & NFT Wallet
Uniswap: Crypto & NFT Wallet
Buy tokens, explore Ethereum
Free

This self-custody crypto wallet allows you to swap tokens across multiple blockchains, manage your crypto and NFT assets, and explore Web3 applications. Buy crypto with a credit card, track prices, and secure your assets with advanced features.

Self-custody crypto walletZero app fees on swapsSwap tokens across EVM-compatible blockchains
πŸ’° Finance
(19K)
free

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