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Klarna: Smarter everyday money

Klarna: Smarter everyday money

Cashback, payments, savings

2.4M ratings
7631 reviews
With Ads#10 in free Finance
💰 Finance
🛍️ Shopping
Free
With Ads

Details

  • Released
  • Updated
  • June 22, 2016
  • September 18, 2026

Features

Developer

Klarna Bank AB
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📈no. 128
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Reviews summary↘︎
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🎪1 happening
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❓5 answered
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About

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

✓Flexible payment options
✓Interest-free installments
✓Up to 10% cashback
✓Price comparison across stores
✓Hassle-free returns
✓Delivery tracking
✓Mobile phone service
Show original description

What users say

Summarized from real user reviews of Klarna. Based on 2.4M reviews and a 4.9/5 average, it highlights the 4 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 💳Easy payment process
  • 📦Wide range of stores
  • 🕰️Flexible payment plans
  • 🔍Convenient for large purchases

Negative things

  • 🚫Inconsistent approval process
  • ⚠️Lack of Apple Wallet integration
  • 🤖Automated decision-making issues
  • 🕰️Slow/delayed refund processing
  • 🤯Poor customer service
See all reviews
+1

What's New in Klarna

26.38.232

September 18, 2026

The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.

More

Charts

Top Free

📉 10-1

Finance

This app dropped -1 position in Finance chart.

Last updated on September 19, 2026.

Top Free

📈 128+1

Global

This app rose +1 position in Global chart.

Last updated on September 19, 2026.

Events

Read more about Klarna Money Story 2023
Event EndedSpecial Event

Klarna Money Story 2023

A round-up of your spending in 2023.

Jan 23, 2024 — Jan 30, 2024

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Difficult to use

It takes so many steps to reach the loyalty cards , i rather have them stand slone by themselves to find them
syabothrasyabothra

Dolphin

Great company
IanshakIanshak

Be careful

I canceled a item from one of the vendor off of here and they are still trying to charge me a fee and they keep adding late fees. So buyers beware.
window repair company 👎window repair company 👎

Denied?????

I bought things she had in Klarna all the time and so I bought something on the last day of a sale and they want my bank account number. They don’t need my bank account number so my item didn’t get ordered and now it’s back up to full price so they blew that for me. I can’t believe they did that.
flipper541061flipper541061

Me encanta. Esta plataforma

Es muy buena y fácil de usar
@icha16@icha16
See 7626 more reviews

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User experience

🐞

Reported Bugs

3 issues

Registration issues

Bug

Unreliable one-time card functionality

Bug

Incorrect balance updates

Bug
✨

Requested Features

4 requests

Widget for quick card access

Feature

Apple Watch app integration

Feature

Improved card organization and search

Feature

Transparent purchasing power display

Feature

FAQ

What does this app do?

This application allows users to shop anywhere with flexible payment options, including paying in interest-free installments or within 30 days. It also offers features like earning cashback, comparing prices across different stores, tracking deliveries, and managing returns.

What are the key features of the app?

Key features include flexible payment plans like paying in 4 interest-free installments or in 30 days. Users can also earn up to 10% cashback, compare product prices instantly across various retailers, track all their deliveries in real-time, and report returns to pause payments.

Is there a cost to use this app?

The app itself is free to use. However, there are options for a paid Klarna Membership Plan which offers exclusive benefits like a physical card and waived fees. Some payment plans may be subject to eligibility and approval.

What are common use cases for this app?

Common use cases include spreading the cost of purchases over time without interest, earning rewards on shopping, finding the best deals by comparing prices, and staying updated on delivery statuses. It can also be used to manage returns easily.

What kind of payment options are available?

The app provides several flexible payment options. Users can choose to pay in 4 interest-free installments, pay the full amount within 30 days, or pay over time. It also integrates with Apple Pay for splitting costs and offers a Klarna Card for paying anywhere Visa is accepted.