Klarna: Smarter everyday money

Klarna: Smarter everyday money

Cashback, payments, savings

2.3M ratings
7350 reviews
With Ads#11 in free Finance
💰 Finance
🛍️ Shopping
Free
With Ads

Details

  • Released
  • Updated
  • June 22, 2016
  • August 21, 2026

Features

Klarna: Smarter everyday money screenshot #1 for iPhone
Klarna: Smarter everyday money screenshot #2 for iPhone
Klarna: Smarter everyday money screenshot #3 for iPhone
Klarna: Smarter everyday money screenshot #4 for iPhone
Klarna: Smarter everyday money screenshot #5 for iPhone
Klarna: Smarter everyday money screenshot #6 for iPhone
Klarna: Smarter everyday money screenshot #7 for iPhone
Klarna: Smarter everyday money screenshot #8 for iPhone
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About

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment options
Interest-free installments
Up to 10% cashback
Price comparison across stores
Hassle-free returns
Delivery tracking
Mobile phone service
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What users say

See all reviews

What's New in Klarna

26.34.273

August 21, 2026

The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.

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Charts

Top Free

📈 11+1

Finance

This app rose +1 position in Finance chart.

Last updated on August 30, 2026.

Top Free

📉 173-5

Global

This app dropped -5 positions in Global chart.

Last updated on August 30, 2026.

Events

Read more about Klarna Money Story 2023

Klarna Money Story 2023

A round-up of your spending in 2023.

Jan 23, 2024 Jan 30, 2024

User reviews

Op

Muy buena la forma de comprar y pagar

Awkward app

Only use as TNT is saved in here. Often can’t open when needed.

New layout sucks

Way to go Klarna on screwing up a product. New layout is not intuitive at all!!!

Needs a lot of work.

App won’t allow me to change my email (which has been compromised by hackers) therefore I don’t feel comfortable linking my bank account. So now I’ve got late payments because I had to get a new debt card (because of HACKERS) and when I try to put my new card number in, it’s not working. Great.

I’ve also tried getting refunds before after getting scammed from an Instagram ad for rock lights that go under a truck (that never got shipped) and Klarna wouldn’t allow me to get any money back. They have no customer service whatsoever. No number you can call. It’s a joke. Once I get these last few things paid off I’m going to delete this app for good.
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Latest update removed all cards

Latest update removed all cards. EDIT: re dev response: Contacting support is useless. They haven’t restored anything. The app was good when it was Stocard. I don’t want anything other than simply my damn store cards first thing, front and centre as soon as I open the app. I don’t want to have to log in. I want a reliable, usable offline experience.
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User experience

🐞

Reported Bugs

3 issues

Registration issues

Bug

Unreliable one-time card functionality

Bug

Incorrect balance updates

Bug

Requested Features

4 requests

Widget for quick card access

Feature

Apple Watch app integration

Feature

Improved card organization and search

Feature

Transparent purchasing power display

Feature

FAQ

What does this app do?

This application allows users to shop anywhere with flexible payment options, including paying in interest-free installments or within 30 days. It also offers features like earning cashback, comparing prices across different stores, tracking deliveries, and managing returns.

What are the key features of the app?

Key features include flexible payment plans like paying in 4 interest-free installments or in 30 days. Users can also earn up to 10% cashback, compare product prices instantly across various retailers, track all their deliveries in real-time, and report returns to pause payments.

Is there a cost to use this app?

The app itself is free to use. However, there are options for a paid Klarna Membership Plan which offers exclusive benefits like a physical card and waived fees. Some payment plans may be subject to eligibility and approval.

What are common use cases for this app?

Common use cases include spreading the cost of purchases over time without interest, earning rewards on shopping, finding the best deals by comparing prices, and staying updated on delivery statuses. It can also be used to manage returns easily.

What kind of payment options are available?

The app provides several flexible payment options. Users can choose to pay in 4 interest-free installments, pay the full amount within 30 days, or pay over time. It also integrates with Apple Pay for splitting costs and offers a Klarna Card for paying anywhere Visa is accepted.