Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.
Summarized from real user reviews of Klarna. Based on 2.3M reviews and a 4.9/5 average, it highlights the 4 positives and 5 negatives reviewers mention most about this Finance app.
26.32.243
August 7, 2026
The Klarna app puts you in control of your payments, making it easy to manage every purchase in one place. Enjoy flexible payment options that let you shop anywhere—even at stores not partnered with Klarna—and pay in a way that fits your budget. Earn up to 10% cashback on your purchases, view upcoming payments, and stay organized with real-time updates. We've also made some minor updates and fixes.
More
The Best Apps for Black Friday
Shop through Black Friday, Small Business Saturday, and Cyber Monday with these apps. Take advantage of thousands of deals. Download on the App Store.
Nov 20, 2024
3 issues
Registration issues
Unreliable one-time card functionality
4 requests
Widget for quick card access
Apple Watch app integration
This application allows users to shop anywhere with flexible payment options, including paying in interest-free installments or within 30 days. It also offers features like earning cashback, comparing prices across different stores, tracking deliveries, and managing returns.
Key features include flexible payment plans like paying in 4 interest-free installments or in 30 days. Users can also earn up to 10% cashback, compare product prices instantly across various retailers, track all their deliveries in real-time, and report returns to pause payments.
The app itself is free to use. However, there are options for a paid Klarna Membership Plan which offers exclusive benefits like a physical card and waived fees. Some payment plans may be subject to eligibility and approval.
Common use cases include spreading the cost of purchases over time without interest, earning rewards on shopping, finding the best deals by comparing prices, and staying updated on delivery statuses. It can also be used to manage returns easily.
The app provides several flexible payment options. Users can choose to pay in 4 interest-free installments, pay the full amount within 30 days, or pay over time. It also integrates with Apple Pay for splitting costs and offers a Klarna Card for paying anywhere Visa is accepted.
