Best Karla Apps & Games

193+ iOS apps & games curated and reviewed

4.8 avg rating
20 free apps & games
Updated August 2026

Every iPhone needs a few good karla apps and games. We benchmark 193+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Karla Apps & Games (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.3M)YesNoAug 2026
2Klara – Patient communicationKlara – Patient communicationFree4.6★ (13K)NoNoAug 2026
3Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.7M)NoNoAug 2026
4Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
5KarlaKarlaFreeNoMay 2026
6Karla - Tap to Pay for AfricaKarla - Tap to Pay for AfricaFree3.7★ (3)NoNoMay 2026
7Nakrm KarlaNakrm KarlaFreeNoNoMay 2026
8Karla MercаdoKarla MercаdoFreeNoNoMay 2026

Top Picks for Karla

Klarna: Smarter everyday money#1

Klarna: Smarter everyday money by Klarna Bank AB

Cashback, payments, savings
Editor's Choice
💰 Finance
4.9😞(2.3M ratings)
FreeAds
#11in Finance
Klarna: Smarter everyday money screenshot 1
Klarna: Smarter everyday money screenshot 2
Klarna: Smarter everyday money screenshot 3
Klarna: Smarter everyday money screenshot 4
Klarna: Smarter everyday money screenshot 5
Klarna: Smarter everyday money screenshot 6

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

What We Love

  • 💳 Easy payment process
  • 📦 Wide range of stores
  • 🕰️ Flexible payment plans
  • 🔍 Convenient for large purchases

Room to Improve

  • 🚫 Inconsistent approval process
  • ⚠️ Lack of Apple Wallet integration
  • 🤖 Automated decision-making issues
Klara – Patient communication#2

Klara – Patient communication by Klara Technologies Inc.

Easy messaging & telemedicine
Strong Contender
🏥 Medical
4.6😞(13K ratings)
Free
#15in Medical
Klara – Patient communication screenshot 1
Klara – Patient communication screenshot 2
Klara – Patient communication screenshot 3
Klara – Patient communication screenshot 4
Klara – Patient communication screenshot 5
Klara – Patient communication screenshot 6

This app facilitates secure communication between healthcare providers and patients through messaging and telemedicine. It offers features like HIPAA-compliant document sharing, automated patient outreach, and centralized message management for efficient practice operations.

What We Love

  • 👍 User-friendly interface
  • 🚀 Quick responses from staff
  • 💡 Convenient communication with doctors
  • 🚀 Efficient for scheduling appointments

Room to Improve

  • 🐛 Frequent log-out issues
  • 🔒 Lack of privacy/security concerns
  • 🐛 Unreliable video conferencing
Affirm: Buy now, pay over time#3

Affirm: Buy now, pay over time by Affirm, Inc.

Flexible payments, big savings
Worth Considering
🛍️ Shopping
4.9😞(1.7M ratings)
Free
#21in Shopping
Affirm: Buy now, pay over time screenshot 1
Affirm: Buy now, pay over time screenshot 2
Affirm: Buy now, pay over time screenshot 3
Affirm: Buy now, pay over time screenshot 4
Affirm: Buy now, pay over time screenshot 5
Affirm: Buy now, pay over time screenshot 6

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

What We Love

  • 🙏 Helpful in tough times
  • 💳 Convenient financing option
  • 📈 Improved credit score

Room to Improve

  • 🤔 Confusing payment process
  • 🔒 Security and privacy concerns
  • 🔍 Difficulty verifying identity

More Karla apps to explore

4
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
5
Karla
Karla
Karla
by Synchronous Health, Inc.
Free
💪 Health & Fitness
(0)
6
Karla - Tap to Pay for Africa
Karla - Tap to Pay for Africa
Karla - Tap to Pay for Africa
by Acumen Labs LLC
Free

Transform your phone into a payment terminal for seamless transactions across Africa. Accept payments, manage transactions, and send invoices directly from your mobile device without needing extra hardware. Ideal for businesses of all sizes looking to simplify their payment processes.

Accept payments via tap-to-payManage transactions and invoicesProcess payments on mobile device
💰 Finance
(3)
free
7
Nakrm Karla
Nakrm Karla
Nakrm Karla
by Ceska televize
Free

Help a chameleon named Karel eat insects like crickets, flies, and grasshoppers as he journeys to the sky. Be mindful of the rapidly passing time. This game is an extension of the "Terčin zvířecí svět" show.

Feed a chameleonCatch insectsTime management element
🎮 Games
(0)
free
8
Karla Mercаdo
Karla Mercаdo
Karla Mercаdo
by VRSoftware
Free
🛍️ Shopping
(0)
9
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(853K)
free with in-app purchases
10
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
11
Karla Finance
Karla Finance
Karla Finance
The smart money assistant
Free

This app acts as your personal finance copilot, allowing you to ask questions about your money in plain English and receive instant, verified answers based on your transaction data. It supports over 15,000 financial institutions and prioritizes data security and transparency.

Plain English financial queriesInstant, verified answersFull transaction transparency
💰 Finance
(3)
freemium
12
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Pay Over Time & Earn Rewards
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
🛍️ Shopping
(298K)
free with in-app purchases
13
Karla's Kloset Boutique
Karla's Kloset Boutique
Karla's Kloset Boutique
by Karla's Kloset LLC
Free

Shop the latest arrivals and promotions from this boutique. Features easy ordering, checkout, and waitlist options. Receive email notifications for order fulfillment and shipping.

Browse new arrivals and promotionsEasy ordering and checkoutWaitlist and preauthorize items
🛍️ Shopping
(6)
free
14
Walmart: Shopping & Savings
Walmart: Shopping & Savings
Walmart: Shopping & Savings
Groceries & essentials, fast.
Free

Shop for groceries, essentials, and more with convenient pickup, delivery, and shipping options. Features an AI assistant for shopping help, real-time order tracking, and in-store tools like store maps and price scanning.

AI shopping assistantPickup and delivery optionsFast two-day shipping
🛍️ Shopping
(18M)
free with in-app purchases
15
Karla for Business
Karla for Business
Karla for Business
by Acumen Labs LLC
Free

This app transforms your phone into a payment processing device, enabling businesses to accept contactless payments without additional hardware. It simplifies transactions for various sectors, including transportation, retail, and micro-businesses, offering a secure and efficient way to manage payments on the go.

Contactless payment processingMobile payment acceptanceTransaction management
💰 Finance
(1)
free
16
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Equifax, Experian + TransUnion
Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month
💰 Finance
(263K)
free with in-app purchases
17
Chime® – Mobile Banking
Chime® – Mobile Banking
Chime® – Mobile Banking
The #1 Choice for Banking
Free

Manage your finances with tools for early payday access, fee-free overdraft protection, and credit building. This app offers a checking account with fee-free cash deposits and ATMs, plus automatic savings features and 24/7 support.

Early payday accessFee-free overdraft protectionCredit building tools
💰 Finance
(1.6M)
free with in-app purchases
18
Etsy: Shop from Real People
Etsy: Shop from Real People
Etsy: Shop from Real People
Online Marketplace for Special
Free

Discover unique, handmade, and vintage items from a global marketplace. Find personalized gifts, home decor, fashion, and art. Connect with sellers, track orders, and save on one-of-a-kind finds.

Global marketplace for original itemsPersonalized jewelry and custom home decorVintage treasures and trending style pieces
🛍️ Shopping
(7.2M)
free with in-app purchases
19
Po stopách Karla Čapka
Po stopách Karla Čapka
Po stopách Karla Čapka
by Yord
Free
🎬 Entertainment
(0)
20
Walgreens
Walgreens
Walgreens
Pharmacy, Photo, Coupon + Shop
Free

Manage prescriptions, access health services, and create custom photo gifts. Shop for essentials with convenient delivery or pickup, and save with digital coupons and rewards.

Prescription refills and trackingBook vaccinations and testsVirtual healthcare visits
🛍️ Shopping
(7.2M)
free with in-app purchases

FAQ about Karla

What are the best karla apps & games for iPhone?
Klarna: Smarter everyday money tops our karla apps & games ranking as of August 2026, with a 4.9-star average from 2.3M App Store ratings, and it's free to download.
Yes — 20 of the top karla apps & games we rank are free to download, including Klarna: Smarter everyday money and Klara – Patient communication.
Klarna: Smarter everyday money shows ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 193+ karla apps & games on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
This application allows users to shop anywhere with flexible payment options, including paying in interest-free installments or within 30 days. It also offers features like earning cashback, comparing prices across different stores, tracking deliveries, and managing returns.
Key features include flexible payment plans like paying in 4 interest-free installments or in 30 days. Users can also earn up to 10% cashback, compare product prices instantly across various retailers, track all their deliveries in real-time, and report returns to pause payments.