1. Home
  2. 💰 Finance
  3. Kikoff
Kikoff – Build Credit Quickly

Kikoff – Build Credit Quickly

Equifax, Experian + TransUnion

261K ratings
1480 reviews
#44 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • April 14, 2021
  • August 5, 2026

Features

Developer

Kikoff Inc.
✨Promote your app ✨
Kikoff – Build Credit Quickly screenshot #1 for iPhone
Kikoff – Build Credit Quickly screenshot #2 for iPhone
Kikoff – Build Credit Quickly screenshot #3 for iPhone
Kikoff – Build Credit Quickly screenshot #4 for iPhone
Kikoff – Build Credit Quickly screenshot #5 for iPhone
Kikoff – Build Credit Quickly screenshot #6 for iPhone
iphone
ipad
📊no. 44
Charts↘︎
📌Ready
Reviews summary↘︎
⭐1.5K
Reviews↘︎
📝40+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 5 days
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

✓Build credit quickly
✓Reports to Equifax, Experian, TransUnion
✓Plans starting at $5/month
✓No credit checks
✓No interest
✓Rent reporting (premium plans)
✓Identity theft insurance (premium plans)
Show original description

What users say

Summarized from real user reviews of Kikoff. Based on 261K reviews and a 4.9/5 average, it highlights the 5 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Credit score boost
  • 💳Affordable credit building
  • 👍Easy to use
  • 📈Positive payment history
  • 🆙Improved credit utilization

Negative things

  • 🐛Billing and account issues
  • 🔒Lack of customer support
  • ⚠️Negative impact on credit score
  • 💰Misleading about loan/credit offerings
See all reviews
+1

What's New in Kikoff

1.179.3391

August 5, 2026

We’re hard at work making sure Kikoff is the best credit-building companion for you.

Charts

Top Free

📊 44

Finance

The app has maintained its position at 44 recently.

Last updated on August 8, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Satisfaction

Excellent
Bestfriend001Bestfriend001

Oh brother!

Pay them for a line of credit you can’t use! Wake up people!!!
JMZigariJMZigari

Because Of You

Because of you I was able to go on the car lot with the choice of choosing any vehicle, with no down payment. So glad my daughter told me about you. A house is my next stop, so I will definitely be be going for higher credit building.
carefully movingcarefully moving

Kikoff is awesome!!

These guys raised my score by 131 pts!! I am now sitting at a 717 and never thought I’d get above a 650. We’re almost ready to get our home loan. Yay!! Thanks Kikoff!!!
punchdrunkinlovewithjesuspunchdrunkinlovewithjesus

Thanks

Great job protecting your clients
np55555np55555
See 1475 more reviews

Developer apps

Grant Cash Advance
Grant Cash Advance

Get Cash Fast, No Credit Check

💰 Finance

(208K)

Free
Keenly - AI Call Assistant
Keenly - AI Call Assistant

Secure Your Digital Presence

🔧 Utilities

(181)

Free
In-App PurchasesWith Ads
Catch: Earn Cash & Claim Money
Catch: Earn Cash & Claim Money

Play Games. Find Settlements.

💰 Finance

(1.7K)

Free
Ponder: AI Budget & Finance
Ponder: AI Budget & Finance

Track spending your way

💰 Finance

(5)

Free
With Ads
See developer apps

User experience

🐞

Reported Bugs

2 issues

Incorrect credit reporting

Bug

Difficulty closing or canceling accounts

Bug
✨

Requested Features

3 requests

Improved customer service and communication

Feature

More transparency about account details and policies

Feature

Ability to access and manage account details

Feature

FAQ

What does Kikoff do?

Kikoff is a service designed to help you build your credit score quickly. It provides access to a specialized credit line and reports your monthly payments to the three major credit bureaus: Equifax, Experian, and TransUnion. This process can help strengthen key credit factors like payment history and utilization.

How does Kikoff help build credit?

Kikoff helps build credit by reporting your on-time payments to Equifax, Experian, and TransUnion. It utilizes your monthly payments to improve factors like payment history and credit utilization, which significantly impact your credit health. Some plans also offer features like rent reporting.

What are the costs associated with Kikoff?

Kikoff offers plans starting at $5 per month. There are no credit checks, no interest charged on the credit line, and no hidden fees. Premium and Ultimate plans offer additional features at a higher cost.

Is Kikoff available on all devices?

While the description mentions Kikoff is the #1 credit builder on the App Store, it does not specify availability on Android devices. Users should check their respective app stores for compatibility.

Who is Kikoff best suited for?

Kikoff is ideal for individuals looking to establish or improve their credit score, particularly those starting with a score below 600. It's also beneficial for those who want to build credit history without the need for traditional credit checks or interest payments.