Kikoff: Build Credit Quickly

Kikoff: Build Credit Quickly

Grow & Monitor Your Credit

275K ratings
1717 reviews
#48 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • April 14, 2021
  • October 8, 2026

Features

Kikoff: Build Credit Quickly screenshot #1 for iPhone
Kikoff: Build Credit Quickly screenshot #2 for iPhone
Kikoff: Build Credit Quickly screenshot #3 for iPhone
Kikoff: Build Credit Quickly screenshot #4 for iPhone
Kikoff: Build Credit Quickly screenshot #5 for iPhone
Kikoff: Build Credit Quickly screenshot #6 for iPhone
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About

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

✓Build credit quickly
✓Reports to Equifax, Experian, TransUnion
✓Plans starting at $5/month
✓No credit checks
✓No interest
✓Rent reporting (premium plans)
✓Identity theft insurance (premium plans)
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What users say about Kikoff

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+1

What's New in Kikoff

1.186.3750

October 8, 2026

We’re hard at work making sure Kikoff is the best credit-building companion for you.

Charts

Top Free

📉 48-1

Finance

This app dropped -1 position in Finance chart.

Last updated on October 14, 2026.

User reviews

Efficient app!

This is a nice app. It helps rebuild credit like it’s supposed to, it removes and sends letters like it’s supposed. Overall the best credit builder app there is in my opinion. However I do not like the chat feature it takes forever to get a response. I’ve also run into an issue changing my super old address from several years ago to my new one. I’ve uploaded the necessary documents to verify the change and they still will not change it. It sucks because my dispute letters show the super old address and that makes it look pretty inaccurate when sending letters. Please fix this!
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Great credit repair

Man they have great credit repair options

Agradecida

Me encanta

Best credit repair app

I was skeptical and I didn’t really believe because all these online credit recovery apps give you a lot of false outdated information, but kickoff I knew something good was happening with my credit, you can see in real time, but I didn’t believe it up until I went to the dealership and they told me for the very first time that my credit was acceptable for a brand new car thank you kickoff
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Great

If you ruined your credit when you where younger you’re not alone. This app is great and you can see how your credit is doing while working on it and it helps with possible loans and saving loans, my credit isn’t the best like no one wants to steal my I.D. For it but it is getting better lol .thanks @Kikoff.
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Developer apps

User experience

🐞

Reported Bugs

2 issues

Incorrect credit reporting

Bug

Difficulty closing or canceling accounts

Bug
✨

Requested Features

3 requests

Improved customer service and communication

Feature

More transparency about account details and policies

Feature

Ability to access and manage account details

Feature

FAQ

What does Kikoff do?

Kikoff is a service designed to help you build your credit score quickly. It provides access to a specialized credit line and reports your monthly payments to the three major credit bureaus: Equifax, Experian, and TransUnion. This process can help strengthen key credit factors like payment history and utilization.

How does Kikoff help build credit?

Kikoff helps build credit by reporting your on-time payments to Equifax, Experian, and TransUnion. It utilizes your monthly payments to improve factors like payment history and credit utilization, which significantly impact your credit health. Some plans also offer features like rent reporting.

What are the costs associated with Kikoff?

Kikoff offers plans starting at $5 per month. There are no credit checks, no interest charged on the credit line, and no hidden fees. Premium and Ultimate plans offer additional features at a higher cost.

Is Kikoff available on all devices?

While the description mentions Kikoff is the #1 credit builder on the App Store, it does not specify availability on Android devices. Users should check their respective app stores for compatibility.

Who is Kikoff best suited for?

Kikoff is ideal for individuals looking to establish or improve their credit score, particularly those starting with a score below 600. It's also beneficial for those who want to build credit history without the need for traditional credit checks or interest payments.