Best Kickstart Credit Apps

4.9😊(281K ratings)

Free

#61in Finance

Kikoff: Build Credit Quickly screenshot 1

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This app helps users build and monitor their credit score quickly and affordably. It reports to all three major credit bureaus and offers features like rent and bill reporting. Plans start at $5 per month with no credit checks or interest.

What We Love

🚀 Credit score boost
💳 Affordable credit building
👍 Easy to use
📈 Positive payment history
🆙 Improved credit utilization

Room to Improve

🐛 Billing and account issues
🔒 Lack of customer support
⚠️ Negative impact on credit score
💰 Misleading about loan/credit offerings

Self - Credit Builder & Cards by Self Lender, Inc.

Secured Card & Score Tracker

Strong Contender

Tilt: Cash Advance & Credit

4.8😊(339K ratings)

Free

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Build credit and grow savings with a secured credit card or credit builder account. This tool helps establish better financial habits and offers a path to credit with no initial credit check. Report rent, utility, and cell phone payments to credit bureaus.

What We Love

🚀 Helped build credit quickly
👍 Easy to use and understand
💰 Saves money while building credit
🆙 Boosted credit scores significantly
🤝 Responsive and helpful customer service

Room to Improve

🐛 Inconsistent autopay issues
⚠️ Unexpected account closures
💸 Fees and interest charges
🕰️ Slow payout process after loan completion
🤔 Misleading or unclear policies

Kickstarter: Projects You Love by Kickstarter, PBC

Bring Creativity to Life

Worth Considering

🌐 Social Networking

4.8😞(59K ratings)

FreeAds

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Explore and support innovative projects across various creative fields. Discover groundbreaking ideas in games, technology, art, and more. Pledge to projects that inspire you and stay updated on their progress.

What We Love

🚀 Handy tracker for backed projects
👍 Great app and great service
🚀 Bypass the traditional economy!
👍 Very nice
👍 Excellent
👍 Easy way to spend money 😀
👍 Always works, great layout
👍 Great mobile version

Room to Improve

🐛 Works well enough unless you support a lot of projects
🐛 App is very buggy
🔒 Scammers Paradise
🔒 Don't fall into the trap
🔒 platform setup to scam you
🔒 You will lose money
🔒 Beware of Scammers
🔒 Allow theft
🔒 Breeding ground for scams! Don't give your money you will not see it!
🔒 Too Many Scams
🔒 Horrible customer service
🔒 Kickstarter enable criminals
🔒 No security once projects are backed
🔒 Developers don't take responsibility when you are ripped off
🔒 Terrible service
🔒 SCAM haven
🔒 Maybe the worst platform ever….
🔒 Kickstarter support MIA
🔒 Scammed on Kickstarter
🔒 Platform for scammers
🔒 Watch Out for Scammers
🔒 Crowdfunding Dark Web???
🐛 Functional but could be better
🐛 Kickstarter Frustrating !!
🐛 Buggy
🐛 It needs an overhaul
🐛 Very Clunky In Recent Times
🐛 Caution :
🐛 Don't go there.
🐛 Meh
🐛 Provides little in the way of user info
🐛 Too many options for a inaccurate search

More Kickstart Credit apps to explore

Cash Advance, Credit Cards

Cash advances up to $500Credit cards with no credit history requiredLine of credit up to $1,000

Access cash and credit based on your real-time income and spending, not just credit scores. Build your spending power with credit cards, cash advances, and lines of credit designed to grow with you. Offers bank-level encryption for data security.

(473K)

Save Money with Lower Interest

Ava: Build Credit Fast

Build positive credit historyImprove credit scoreCredit builder card

Build a stronger financial future by establishing positive credit history. This app offers an easy and transparent way to improve your credit score, with features like a credit builder card and a savings account designed to boost your credit profile. Get started in minutes and track your progress with free credit reports.

Arro: Build & Grow Credit

(51K)

free

Cash Back Credit Builder Card

Build credit historyEarn 1% cash back on gas and groceriesNo deposit required

Build your credit score and earn cash back rewards with this credit builder card. Start with a credit limit up to $300 and grow it to $2,500. Get personalized financial guidance from an AI coach and track your progress with real-time updates.

(1.8K)

Perpay - Shop and Build Credit

Shop, pay later, build credit

Up to $1,000 spending limitPay over time with no interestBuild credit history

Shop for electronics, home goods, and apparel with flexible payment options. Build your credit history by making on-time payments. Apply for a credit card with rewards and no annual fee.

by Evolution Finance, Inc.

(25K)

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WalletHub Credit Builder

Report rent, phone, and utility paymentsBuild credit without a credit checkDaily credit score and report updates

Build your credit history by reporting existing bills like rent and utilities. Securely monitor your credit score daily and receive updates. The service offers a credit account without a credit check to help improve your financial health.

Dave: Credit, Cash & Money App

(6)

subscription

Get Paid Early, No Hidden Fees

Up to $500 cash advanceNo credit check or interest on advancesGet paid up to 2 days early

Access up to $500 in minutes without a credit check or interest. Get paid up to two days early, avoid pesky fees, and save effortlessly with dedicated savings accounts. This app offers financial management tools to help you reach your goals.

(934K)

freemium

Build: Credit Building

by PRG Ventures, Inc.

Build credit historyReported to major credit bureausCredit builder account

This app helps you build your credit history by reporting your payment activity to major credit bureaus. You can manage your account and monitor savings progress with no hard credit pull required. Start improving your financial health with flexible payment options.

Pay Phone Bills & Build Credit

Build credit using subscriptionsNo prior credit history requiredReports to all three credit bureaus

Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.

(10K)

Fynory - Credit Builder App

by Fynory LLC

Build U.S. credit from abroadNo SSN or credit check requiredAutomatic credit bureau reporting

Build U.S. credit history from anywhere, even without a Social Security Number or traditional credit cards. Safely establish your financial future with automated reporting and educational resources.

Boom - Build credit with rent.

(3)

subscription

Build & track your credit.

Report rent payments to credit bureausBuild credit historyTrack credit score progress

This app helps renters build and track their credit history by reporting rent payments to all three major credit bureaus. Users can report ongoing and past rent payments, and monitor their credit score progress within the app. It offers a quick enrollment process and prioritizes data security.

(1.3K)

Bolster: Get Your Credit Right

Build credit, Dispute errors

Credit building toolsDispute credit report errorsSpending and savings insights

This app helps you build credit history, dispute errors on your credit report, and gain insights into your spending. It offers multiple credit-building tools with no credit checks and a streamlined process for disputing inaccuracies, aiming to improve your financial future.

(559)

Givling Mobile Crowdfunding

The Trivia Crowdfunding Game

Win up to $100,000Play trivia gamesCrowdfund for goals

Compete in trivia and crowdfunding to win money for your education or personal goals. Earn points by playing games, watching ads, and shopping with sponsors to increase your chances of receiving funding.

(1.6K)

Becca's: Smart Credit Builder

Score Tracking & Monitoring

Credit score trackingAutomatic bureau reportingAI credit guide

Build your credit history effortlessly with this app. Sign up in minutes, make affordable monthly payments, and have them automatically reported to major credit bureaus. An AI guide helps you understand your credit.

Know Your Next Credit Move

(36)

ad-supported

Personal Credit Tracker

Easy to use interface

Report rent payments to ExperianBackdate rent payments up to 24 monthsInteractive credit building games

Build and monitor your credit score using AI. Report rent payments to Experian for an instant boost, even backdating up to 24 months. Engage in interactive games to master financial concepts and receive 24/7 AI assistance for disputes and FICO growth.

(160)

Manage & Build Your Credit

TomoCredit

Up to $30,000 credit line24 months of bill trackingInstant credit boost

This app helps you build and manage your credit score. It offers features like rent reporting, bill tracking, and an AI financial assistant to provide personalized advice and improve your financial health.

Arcane: Build Credit. Quick.

(579)

free

Grow & Track Your Credit Score

Report rent and bill paymentsNo credit check requiredSecure bank account linking

Build your credit score by reporting rent and bill payments. Securely link your bank account to automatically detect eligible expenses. Accelerate progress with past payment history reporting for a one-time fee.

(3)