Ava: Build Credit Fast

Ava: Build Credit Fast

Save Money with Lower Interest

49K ratings
859 reviews
#92 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • November 15, 2021
  • July 8, 2026

Features

Ava: Build Credit Fast screenshot #1 for iPhone
Ava: Build Credit Fast screenshot #2 for iPhone
Ava: Build Credit Fast screenshot #3 for iPhone
Ava: Build Credit Fast screenshot #4 for iPhone
Ava: Build Credit Fast screenshot #5 for iPhone
Ava: Build Credit Fast screenshot #6 for iPhone
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About

Build a positive credit history and potentially improve your credit score with this app. It offers tools like a credit builder card and a savings account to help you manage bills and establish a credit profile. Get started quickly with transparent pricing and free monthly credit reports.

Build positive credit history
Credit builder card for subscriptions and bills
Save & Build Credit Account for savings and credit line
Free monthly credit reports and insights
Easy setup in under 5 minutes
No hidden fees, 0% interest, no credit check, no deposit
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What users say

See all reviews

What's New in Ava

5.1.5617

July 8, 2026

Bug fixes and performance improvements

Charts

Top Free

📈 92+3

Finance

This app rose +3 positions in Finance chart.

Last updated on July 23, 2026.

User reviews

Best

I love it it made my score went up and I don’t have to pay so much

Ads for this app are misleading

Says you can get approved for a loan even with bad credit. All they do is send all your information to different banks, tell you your approved, and once you apply through those banks they automatically deny you any loan. Then you proceed to get more texts and emails saying you’re approved through specific banks and bombarded with telemarketing calls. My phone has been blowing up with missed calls, emails, and texts just to get denied anyways. This app is just thirsty for their 3rd party banks money not about your tough situations!
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Customer service

The app is not what they make it sound like customer service does not help you solve issues you have to constantly reach out to them and recap on your inquiry but it never gets solved i tried to get a refund from their 30 day money back guarantee and i never got it they simply found an excuse.

The best

Ava is incredible, super user friendly, easy to use credit tools, and you don’t have to be rich to use it. Worth the small investment, every single penny.

Execelente

Loved the app so much

User experience

🐞

Reported Bugs

3 issues

Autopay failure issues

Bug

Accounts getting locked out

Bug

Inconsistent credit score reporting

Bug

Requested Features

4 requests

Ability to change email address

Feature

Improved autopay functionality

Feature

More flexible credit limit usage

Feature

Clearer communication on credit reporting

Feature

FAQ

What does Ava do?

Ava is a financial technology company that helps users build a positive credit history. It offers tools like a credit builder card to pay for subscriptions and bills, and a Save & Build Credit Account which acts as a secured loan to help users save money while establishing a credit line. A pattern of positive payment history can help strengthen your credit profile over time.

How can Ava help improve my credit score?

Ava helps build credit history by adding new tradelines to your credit report, which contributes to your credit mix and credit history. Making on-time payments on the Ava Credit Builder Card and the Save & Build Credit Account helps build your payment history. The credit limit on the Credit Builder Card also helps manage your credit utilization, all of which are factors that can influence your credit score.

What is the pricing for Ava?

Ava offers transparent pricing starting at $8 per month for the annual plan. There are no hidden fees, 0% interest, and no deposit or collateral is required to get started. Specific states may have an origination fee for the Save & Build Credit Account.

Is Ava available on all devices?

The provided description does not specify compatibility with different operating systems or devices. However, it is described as a mobile application, suggesting it is intended for use on smartphones and tablets.

What are the key features of Ava?

Key features include the Ava Credit Builder Card for paying online subscriptions and bills, the Save & Build Credit Account for saving money and establishing a credit line, and free monthly credit reports with insights. The app also boasts an easy setup process in under 5 minutes and dedicated customer support.