Ava: Build Credit Fast

Ava: Build Credit Fast

Save Money with Lower Interest

50K ratings
904 reviews
#153 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • November 15, 2021
  • August 25, 2026

Features

Ava: Build Credit Fast screenshot #1 for iPhone
Ava: Build Credit Fast screenshot #2 for iPhone
Ava: Build Credit Fast screenshot #3 for iPhone
Ava: Build Credit Fast screenshot #4 for iPhone
Ava: Build Credit Fast screenshot #5 for iPhone
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About

Build a positive credit history and potentially improve your credit score with this app. It offers tools like a credit builder card and a savings account to help you manage bills and establish a credit profile. Get started quickly with transparent pricing and free monthly credit reports.

Build positive credit history
Credit builder card for subscriptions and bills
Save & Build Credit Account for savings and credit line
Free monthly credit reports and insights
Easy setup in under 5 minutes
No hidden fees, 0% interest, no credit check, no deposit
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What users say

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What's New in Ava

5.1.6626

August 25, 2026

Bug fixes and performance improvements

Charts

Top Free

📈 153+1

Finance

This app rose +1 position in Finance chart.

Last updated on September 1, 2026.

User reviews

No credit check yet says add social to check credit

Smh no credit check liars

Fast credit score increase

I’ve had a great experience using Ava! Since becoming a member, my credit score has increased by 64 points. The app is easy to use, and I’m very happy with the progress I’ve made. I would definitely recommend Ava to anyone looking to improve /increase their credit.

Credit building customer

Excellent Experience with Ava Financial

I had an exceptionally positive experience with Ava Financial. From the beginning through the completion of my account, the company handled everything professionally and responsibly.

I especially want to recognize the Ava customer support team. Whenever I needed assistance, they were helpful, respectful, responsive, and professional. Their level of customer service made my experience with Ava even better.

After successfully completing my account, Ava reported the loan as paid with a zero balance. I was very pleased to receive notifications confirming the positive activity and that the account had been paid in full. It was a great way to complete the relationship.

I truly appreciate a financial company that not only provides a useful service but also treats its customers with professionalism and follows through properly at the end of the account.

Thank you to Ava Financial and the entire support team for the exceptional service and a very positive experience. I highly recommend Ava to others who are working responsibly on building their credit.
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Great card to help you out.

My credit went up 86 points in 2 weeks.

Bad customer service

Charged me extra. Payment I tried to reach customer service no response 48hrs now

User experience

🐞

Reported Bugs

3 issues

Autopay failure issues

Bug

Accounts getting locked out

Bug

Inconsistent credit score reporting

Bug

Requested Features

4 requests

Ability to change email address

Feature

Improved autopay functionality

Feature

More flexible credit limit usage

Feature

Clearer communication on credit reporting

Feature

FAQ

What does Ava do?

Ava is a financial technology company that helps users build a positive credit history. It offers tools like a credit builder card to pay for subscriptions and bills, and a Save & Build Credit Account which acts as a secured loan to help users save money while establishing a credit line. A pattern of positive payment history can help strengthen your credit profile over time.

How can Ava help improve my credit score?

Ava helps build credit history by adding new tradelines to your credit report, which contributes to your credit mix and credit history. Making on-time payments on the Ava Credit Builder Card and the Save & Build Credit Account helps build your payment history. The credit limit on the Credit Builder Card also helps manage your credit utilization, all of which are factors that can influence your credit score.

What is the pricing for Ava?

Ava offers transparent pricing starting at $8 per month for the annual plan. There are no hidden fees, 0% interest, and no deposit or collateral is required to get started. Specific states may have an origination fee for the Save & Build Credit Account.

Is Ava available on all devices?

The provided description does not specify compatibility with different operating systems or devices. However, it is described as a mobile application, suggesting it is intended for use on smartphones and tablets.

What are the key features of Ava?

Key features include the Ava Credit Builder Card for paying online subscriptions and bills, the Save & Build Credit Account for saving money and establishing a credit line, and free monthly credit reports with insights. The app also boasts an easy setup process in under 5 minutes and dedicated customer support.