Build a positive credit history and potentially improve your credit score with this app. It offers tools like a credit builder card and a savings account to help you manage bills and establish a credit profile. Get started quickly with transparent pricing and free monthly credit reports.
Summarized from real user reviews of Ava. Based on 49K reviews and a 4.9/5 average, it highlights the 7 positives and 6 negatives reviewers mention most about this Finance app.
5.1.5831
August 3, 2026
Bug fixes and performance improvements
3 issues
Autopay failure issues
Accounts getting locked out
4 requests
Ability to change email address
Improved autopay functionality
Ava is a financial technology company that helps users build a positive credit history. It offers tools like a credit builder card to pay for subscriptions and bills, and a Save & Build Credit Account which acts as a secured loan to help users save money while establishing a credit line. A pattern of positive payment history can help strengthen your credit profile over time.
Ava helps build credit history by adding new tradelines to your credit report, which contributes to your credit mix and credit history. Making on-time payments on the Ava Credit Builder Card and the Save & Build Credit Account helps build your payment history. The credit limit on the Credit Builder Card also helps manage your credit utilization, all of which are factors that can influence your credit score.
Ava offers transparent pricing starting at $8 per month for the annual plan. There are no hidden fees, 0% interest, and no deposit or collateral is required to get started. Specific states may have an origination fee for the Save & Build Credit Account.
The provided description does not specify compatibility with different operating systems or devices. However, it is described as a mobile application, suggesting it is intended for use on smartphones and tablets.
Key features include the Ava Credit Builder Card for paying online subscriptions and bills, the Save & Build Credit Account for saving money and establishing a credit line, and free monthly credit reports with insights. The app also boasts an easy setup process in under 5 minutes and dedicated customer support.
