Deceptive
Stay away from this garbage. They’ll tell you the minimum payment is 0.00 in the app then when the due date passes it will say you’re past due. I paid multiple times this month after the statement came out and showed 0 due. Due date passes and tells me I’m past due by $1.00. I’m obviously not past due.
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Growth
Excellent card to grow and learn about credit
Loops at login
App loops at login even with updated version 1.27.0, can’t use.
Great concept
Love the product. But customer service is hard to get ahold of. And being a customer for a couple months now, still have not received my physical card
Credit limit increases not happening
About to hit my year, limit is a paltry $105. When I asked support - as others have mentioned - they claim they are doing upgrades, just to keep using the card and doing the courses. Well, I’m at the Platinum tier, and literally have to use this card and pay it off twice a month. Not the card I thought I was getting with my $6200 gross monthly income. I would suggest trying OpenSky or another card that can actually grow with you. Because this card is now DOA and they are simply pushing a credit building product instead…
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