Best Esusu Credit App

249+ iOS apps curated and reviewed

4.4 avg rating
20 free apps
Updated July 2026

Every iPhone needs a few good esusu credit app. We benchmark 249+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Esusu Credit App (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Esusu: Pay Rent & Build CreditEsusu: Pay Rent & Build CreditFree4.7★ (147)NoNoAug 2026
2Navy Federal Credit UnionNavy Federal Credit UnionFree4.9★ (815K)NoNoAug 2026
3Arro: Build & Grow CreditArro: Build & Grow CreditFree4.6★ (1.7K)NoNoAug 2026
4Eastman Credit UnionEastman Credit UnionFree4.9★ (33K)YesNoAug 2026
5NSPCU Phone BankingNSPCU Phone BankingFreeNoNoMay 2026
6Kovo - Fast Credit BuilderKovo - Fast Credit BuilderFree4.9★ (11K)NoNoAug 2026
7myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (49K)YesNoAug 2026
8Ascend Federal Credit UnionAscend Federal Credit UnionFree4.9★ (32K)NoNoAug 2026

Top Picks for Esusu Credit App

Navy Federal Credit Union#1

Navy Federal Credit Union by Navy Federal Credit Union

Our Members are the Mission
Editor's Choice
💰 Finance
4.9😐(815K ratings)
Free
#76in Finance
Navy Federal Credit Union screenshot 1
Navy Federal Credit Union screenshot 2
Navy Federal Credit Union screenshot 3
Navy Federal Credit Union screenshot 4
Navy Federal Credit Union screenshot 5
Navy Federal Credit Union screenshot 6

Manage your finances on the go with this banking app. Easily check accounts, make payments, transfer funds, and deposit checks. Securely sign in and find nearby branches or ATMs. Apply for new accounts and loans, or manage your cards.

What We Love

  • 🚀 Convenient banking features
  • 🔒 Robust security
  • 👍 Excellent customer service
  • 🚀 Seamless mobile experience

Room to Improve

  • 🐛 Unreliable mobile deposit
  • 🐛 Inconsistent account balance display
  • 🐛 Buggy app updates
Arro: Build & Grow Credit#2

Arro: Build & Grow Credit by ArroFi Inc.

Cash Back Credit Builder Card
Strong Contender
💰 Finance
4.6😐(1.7K ratings)
Free
Arro: Build & Grow Credit screenshot 1
Arro: Build & Grow Credit screenshot 2
Arro: Build & Grow Credit screenshot 3
Arro: Build & Grow Credit screenshot 4
Arro: Build & Grow Credit screenshot 5
Arro: Build & Grow Credit screenshot 6

Build your credit score and earn cash back rewards with this credit builder card. Start with a credit limit up to $300 and grow it to $2,500. Get personalized financial guidance from an AI coach and track your progress with real-time updates.

What We Love

  • 👍 Helpful for building credit
  • 🚀 Seamless financial experience
  • 💡 Gamified learning about credit
  • 🚀 Instant credit limit increases

Room to Improve

  • 🐛 App issues (loading, freezing, bugs)
  • 🐛 Virtual card not working
  • 🐛 Rewards/credit limit issues

More Esusu Credit App apps to explore

3
Esusu: Pay Rent & Build Credit
Esusu: Pay Rent & Build Credit
Esusu: Pay Rent & Build Credit
Split Payments and Track Score
Free

This app helps renters build credit by reporting on-time rent payments to major credit bureaus. It also offers financial coaching, tax filing assistance, and access to local resources and partner offers. Improve your financial health and unlock new opportunities.

Report rent payments to credit bureausIncrease credit scoreTrack credit score progress
💰 Finance
(147)
free with in-app purchases
4
Eastman Credit Union
Eastman Credit Union
Eastman Credit Union
by Eastman Credit Union
Free

Manage your finances on the go with this mobile banking app. Track spending, transfer funds, deposit checks, pay bills, and apply for loans. Business accounts are also supported with advanced features.

Money Management for budgeting and spending trackingReal-time balance checks and transaction viewingSend/request money with Zelle®
💰 Finance
(33K)
free
5
NSPCU Phone Banking
NSPCU Phone Banking
NSPCU Phone Banking
by NSP St. Paul Credit Union
Free
💰 Finance
(0)
6
Kovo - Fast Credit Builder
Kovo - Fast Credit Builder
Kovo - Fast Credit Builder
Grow Your Score & Earn Rewards
Free

Build your credit history with a simple, user-friendly platform. This app offers a credit builder program with no credit checks or fees, reporting to all four major bureaus. You can also track your FICO score, earn cash rewards, and access credit protection services.

Credit builder programNo credit check or feesReports to all 4 bureaus
💰 Finance
(11K)
free with in-app purchases
7
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
Get & Track Your Credit Report
Free

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

View FICO ScoresCompare credit reportsMonitor credit changes
💰 Finance
(49K)
free with in-app purchases
8
Ascend Federal Credit Union
Ascend Federal Credit Union
Ascend Federal Credit Union
Manage your finances anywhere
Free

Manage your finances on the go with convenient tools for deposits, transfers, and bill payments. Securely access your accounts, control your cards, and find nearby locations. Enjoy free, convenient, and secure banking services.

Mobile check depositSecure login (Touch ID/facial recognition)Online bill pay
💰 Finance
(32K)
free
9
Fynory - Credit Builder App
Fynory - Credit Builder App
Fynory - Credit Builder App
by Fynory LLC
Free
💰 Finance
(0)
10
Edam Credit Union
Edam Credit Union
Edam Credit Union
by Edam Credit Union Limited
Free

Manage your finances on the go with secure and instant access to your accounts. View balances, pay bills, transfer funds, and send e-transfers with ease. Enjoy everyday banking features from your mobile device.

View account activity and transactionsManage multiple accountsPay bills and schedule future payments
💰 Finance
(0)
free
11
UPS Employee’s Credit Union
UPS Employee’s Credit Union
UPS Employee’s Credit Union
by UPS Employees Credit Union
Free

Manage your credit union accounts conveniently and securely on the go. Check balances, view transactions, transfer funds, and pay bills anytime, anywhere. Enrollment in online banking is required for access.

Check account balancesView transaction historyTransfer funds
💰 Finance
(1)
free
12
VICFCU Card App
VICFCU Card App
VICFCU Card App
by Valley Isle Community Federal Credit Union
Free
💰 Finance
(0)
13
Sparrow Card App
Sparrow Card App
Sparrow Card App
Building Credit Smarter
Free

This app offers a credit card designed to help individuals with less-than-perfect credit build their financial future. It provides features like cashback rewards, real-time notifications, and tools to help users improve their credit score and access credit line increases.

Virtual card access1% cashback on on-time paymentsReal-time notifications
💰 Finance
(3.3K)
free
14
Redwood Credit Union
Redwood Credit Union
Redwood Credit Union
Bank on your schedule anywhere
Free

Manage your finances, apply for loans, and make payments on the go. This app offers secure access to your accounts, simplified bill pay, and robust card management features for everyday banking needs.

Apply for loans and credit cardsSecure account access with Face ID/Touch IDSend money with RCUpay
💰 Finance
(42K)
free
15
NET Credit Union
NET Credit Union
NET Credit Union
by NET Federal Credit Union
Free

Manage your NET Credit Union accounts conveniently from your mobile device. View balances, deposit checks, transfer funds, pay bills, and locate ATMs. Secure login options include Face ID and Touch ID.

View accounts and balancesDeposit checksTransfer money
💰 Finance
(3K)
free
16
Chicago Post Office ECU
Chicago Post Office ECU
Chicago Post Office ECU
by Chicago Post Office Employees Credit Union
Free
💰 Finance
(0)
17
GCCU Credit
GCCU Credit
GCCU Credit
by Greater Community Credit Union
Free
💰 Finance
(0)
18
Eastex Credit Union
Eastex Credit Union
Eastex Credit Union
by Eastex Credit Union
Free

Manage your finances on the go with secure 24/7 access to your accounts. Transfer funds, pay bills, deposit checks, and send secure messages. All your banking needs are conveniently available through this mobile platform.

Account management and transaction detailsFund transfers between accountsLoan and credit card payments
💰 Finance
(23)
free
19
UT Federal Credit Union
UT Federal Credit Union
UT Federal Credit Union
Bank safely &securely anywhere
Free

Manage your credit union accounts securely and conveniently from your mobile device. Check balances, deposit checks, pay bills, transfer funds, and monitor your financial health with tools like credit score analysis and budgeting.

Mobile check depositAccount alerts for fraud protectionCredit score and analysis
💰 Finance
(1.8K)
free
20
SCU Credit Union
SCU Credit Union
SCU Credit Union
by Sharon & Crescent United Credit Union
Free

Manage your finances on the go with this secure and fast mobile banking app. Organize transactions with tags and notes, set balance alerts, and make payments and transfers easily. Deposit checks with a photo, manage your debit card, and locate branches and ATMs.

Organize transactions with tags and photosSet balance alertsMake payments and transfers
💰 Finance
(1.2K)
ad-supported

FAQ about Esusu Credit App

What is the best esusu credit app for iPhone?
Esusu: Pay Rent & Build Credit tops our esusu credit app ranking as of July 2026, with a 4.7-star average from 147 App Store ratings, and it's free to download.
Yes — 20 of the top esusu credit app we rank are free to download, including Esusu: Pay Rent & Build Credit and Navy Federal Credit Union.
Esusu: Pay Rent & Build Credit has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 249+ esusu credit app on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Esusu is a financial health app designed for renters. It allows you to build credit by reporting your on-time rent payments to major credit bureaus like Equifax, TransUnion, and Experian. The app also provides access to financial coaching, tax filing services, and local resources.
Esusu reports your consistent, on-time rent payments to the three major credit bureaus. This positive payment history is then factored into your credit score calculation, potentially increasing it over time. Members have reported an average increase of 45 points.