Navy Federal Credit Union User Reviews

Customer Experience

Positive experience20.9% of reviews
Neutral14.2% of reviews
Negative experience64.9% of reviews

~ Based on 1,060 written reviews from the US App Store.

What users say

Is Navy Federal Credit Union Safe?

Navy Federal Credit Union appears safe based on user ratings. AppsHunter Safety Score for Navy Federal Credit Union is 98/100.

This assessment is based on 814,841 user ratings, with an App Store average of 4.9/5.

Safety Analysis

97.5% of ratings point to a safe experience
1.0% of ratings suggest some concerns
1.5% of ratings point to a risky experience

~ Based on 814,841 App Store ratings for Navy Federal Credit Union.

Is Navy Federal Credit Union Legit?

Navy Federal Credit Union appears to be a legitimate app. AppsHunter Legitimacy Score for Navy Federal Credit Union is 93/100.

Based on 93 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Payday and Sneak Peek

I wish they would bring back the sneak peek feature so I don’t have to login every time, It was so much more convenient. It would also be nice to have the reserves pay shown on the pay calendar like Active Duty.

Frequent system crashes

I joined this bank on the recommendation of a family member whom is a veteran. My issue or big con is the bank’s app and website crashing several times and phone lines being down. No one can access accounts, pay bills, or use bank cards during this time. It’s an inconvenience. The customer service is great is the biggest pro
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Unreliable pathetic app

If you are in an urgency and want to transfer money from saving to checking at a evening or during rush hour, you’re doomed with this bank. Their app is always under maintenance and the online tellers are not able to transfer money. Don’t risk this, use BofA instead as they are the most consistent ones I have had so far and reliable ones. Comparing all the banks such as chase, navy fed, BECU etc
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Great app but…

Update didn’t address my problem. I can’t seem to add my State when I’m trying to enroll to my credit score. No matter how many time I tried to put in AE, it comes up Africa. Hopefully they can address this soon. Also, I can’t enroll on the website either, I try to click on enroll then refresh pops up, hit that, only to go back to enroll again.
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Website more accurate and less hassle

Just crashes too much and is NOT as up to date as the website (which they make harder and harder to access to force people to download the crAPP they made).

Worst bank ever

As long as you are ok clearing every large transaction with a $15/hr customer service rep please join. If you want to run a business and move money around, look elsewhere. What a complete clown show of a bank.

Crashes

App hasn’t been working on my iPhone for quite some time. Deleted the app reinstalled it still get the same error.

It’s okay. Except mobile deposits, worthless feature

For the time I’ve have this account they have never ever been able to resolve this issue of mobile deposits. No matter the lighting, framing, updates, etc, the image always remains an error with left side blurry. I use mission fed mobile deposits it’s 50/50 but I still have a 50% chance while with navy federal It 0% chance of being able to deposit a check via the app.
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HORRIBLE

“THE BLUE SCREEN OF LOADING DEATH AND SPINNING WHITE CIRCLE”. Clicking the app takes you to a loading white circle that takes FOREVER to load…. The app itself is good but the fact that I have to use an internet browser to log into my bank because the app will not load is crazy.

Bad service and app not good

Why does it take an hour to get help from an agent? This company is horrible and I regret being a member

Dark Mode

Needs a dark mode option and an option to stop asking if I want to save device after login. I don’t. I’d rather have the security or “convenience”.

Blocks manual login

NFCU staff must be leaving these great reviews. I HATE THIS APP! It forces the use of a passcode, won’t accept the correct passcode, then blocks logging in with user name and password. Why can’t I use my normal log-in and create a new code since the app is blind to it? “Recovering” forces changes u won’t want to make. Reinstalling does nothing.
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😩

Este banco es una mierda

Horrible customer service

I’ve banked with many banks in my years being on earth and I must say navy fed is THE ONLY CREDIT UNION that I had to speak with 6 different people to change my pin!!! I’m still on hold with the 6th person I’m not understanding how nobody can help with this

Just me

The app is too wide and does not fit into the phone so I cannot see the entire app because like I said it’s too wide for the phone so please fix it

Horrible

This app lately is bad, bad, bad, either it’s been comprised or Navy Federal is literally withholding account information. I log in and I get a blank screen. Nothing works!

Doesnt work EVER

This app is always updating, it never works its a pain in the butt

TERRIBLE APP

this bank is great, but I am thinking of switching just because how terrible this app is… it is constantly not working and when I call i get no one so guess what, no access to MY money… thinking of switching to Chase due to this ALONE

What happened?

Apparently when I try to log in it says they have trouble displaying my information and to try logging out to refresh which I've tried many times and still won't let me log in

Can’t log in

I can’t log in on my iPhone anymore, just started happening.