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Intuit Credit Karma

Intuit Credit Karma

Save, Spend & Grow Your Credit

7.8M ratings
3208 reviews
#25 in free Finance
📊 Productivity
💰 Finance
Free

Details

Released
July 18, 2012
Updated
November 9, 2026

Features

Background Location Access

Developer

Credit Karma, Inc.
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Intuit Credit Karma screenshot #1 for iPhone
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Intuit Credit Karma screenshot #5 for iPhone
Intuit Credit Karma screenshot #6 for iPhone
Intuit Credit Karma screenshot #7 for iPhone
Intuit Credit Karma screenshot #8 for iPhone
Intuit Credit Karma screenshot #9 for iPhone
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About

Manage your finances, track spending, and get personalized credit offers. Access banking services, simplify tax preparation, and build credit history with bills you already pay. Offers identity protection and bill negotiation for subscribers.

✓Financial summary and credit score tracking
✓Personalized credit card and loan recommendations
✓Insurance offer comparison
✓Automatic transaction categorization
✓Online banking with early paycheck access
✓Tax preparation tools
✓Identity protection and bill negotiation (subscriber feature)
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What users say about Intuit Credit Karma

Reviews of Intuit Credit Karma are mixed: the Finance app is rated 4.8/5 from 7.8M App Store ratings. What users like most: helpful credit monitoring, improved credit scores. Top complaints: inaccurate credit scores, misleading credit card offers. Summarized from real user reviews.

Positive things

  • 💥Helpful credit monitoring
  • 📈Improved credit scores
  • 🔍Fraud detection
  • 🤑Free credit reports
  • 🤓Informative credit education
  • 🕰️Timely credit updates
  • 🙌Positive user experience

Negative things

  • 🚨Inaccurate credit scores
  • 🤦‍♀️Misleading credit card offers
  • 🔒Security concerns
  • 🤯Confusing credit reporting
  • 🤬Poor customer service
  • 🐢Slow credit updates
  • 💰Aggressive promotion of paid services
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+1

What's New in Intuit Credit Karma

26.46

November 9, 2026

Thanks for using Intuit Credit Karma! Our app is regularly updated to make it easier for you to track your financial progress. This version includes a number of performance improvements and squashes a few small pesky bugs. Stay tuned for more updates and be sure to share your feedback at comments@creditkarma.com.

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Charts

Top Free

📉 25-1

Finance

This app dropped -1 position in Finance chart.

Last updated on November 13, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Dispute

T Mobile
TUTrans union

Excellent CR App

I recommend Credit Karma to everyone. It's important to monitor your credit score. But most importantly, what's your total debt composition? This app has help me better manage my cash flow and realization of what I owe. I recommend that nobody avoid looking at this app, as it is very powerful and meaningful for your financial wellness.
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Nnemobeno

App improvements

I’ve been trying to login in since last month I have yet been able to get any real help I’ve tried all their recommended solutions and even chatted with a support member and they were realistically no help ether
I would not recommend this app to anyone their 2 step verification is very frustrating even when you type everything in correctly an error keeps popping up and then send you to their recommended solutions which just send you back in circles they need major improvements or better solutions and support members who can actually do something
10/22/2026 : 9:30am
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TPThe real Perez

Student loans

This app is great at organizing my finances
V☀val ☀️

Removed graph for investments

This app just keeps getting worse. Why would you take out the display graph that shows gains/losses on investments??? On top of that I am having constant issues with transactions I’ve categorized reverting back to incorrect categories.
KKehz
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Developer apps

Credit Karma — Credit Score
Credit Karma — Credit Score

Make financial progress today

💰 Finance

(98K)

With Ads
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User experience

🐞

Reported Bugs

4 issues

Login issues

Bug

Crashes and freezes

Bug

Incorrect account information

Bug

Unauthorized account access

Bug
✨

Requested Features

5 requests

Integrate all 3 credit bureaus

Feature

Provide FICO score information

Feature

Add more educational resources

Feature

Improve dispute resolution process

Feature

Offer customizable credit monitoring options

Feature

FAQ

What is Credit Karma's primary function?

Credit Karma helps users monitor their credit scores, track spending, and find personalized offers for credit cards, loans, and insurance. It also provides banking services and tax preparation tools.

Does Credit Karma have ads?

No, Credit Karma does not display advertisements within the app. Its revenue is generated through partnerships and recommendations for financial products.

How does Credit Karma make money?

Credit Karma earns compensation from third-party advertisers when users apply for and are approved for financial products like credit cards or loans through the platform.

Is Credit Karma free to use?

Yes, Credit Karma is free to use for its core features, including credit monitoring and financial tracking. A premium subscription, Credit Karma Plus, offers additional features like identity protection.

What are the security features of Credit Karma?

Credit Karma employs security measures to protect user data. However, some user reviews mention security concerns, highlighting the importance of users also practicing good digital security habits.

How often is Credit Karma updated?

The app was last updated on November 9, 2026, indicating regular updates to maintain functionality and introduce new features. The latest version is 26.46.

What devices support Credit Karma?

Credit Karma is currently supported on iPhones. Users can download and use the app on their iOS devices.

What is the age rating for Credit Karma?

Credit Karma has an age rating of 17+, suggesting it is intended for mature users who can understand financial concepts and make informed decisions.