myFICO - Credit Score Tracking

myFICO - Credit Score Tracking

Monitor & Report Credit Scores

50K ratings
208 reviews
#168 in free Finance
💰 Finance
Free

Details

Released
October 9, 2013
Updated
August 28, 2026

Features

myFICO - Credit Score Tracking video #1 for iPhone
myFICO - Credit Score Tracking screenshot #2 for iPhone
myFICO - Credit Score Tracking screenshot #3 for iPhone
myFICO - Credit Score Tracking screenshot #4 for iPhone
myFICO - Credit Score Tracking screenshot #5 for iPhone
myFICO - Credit Score Tracking screenshot #6 for iPhone
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About

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

✓View FICO Scores
✓Compare credit reports
✓Monitor credit changes
✓FICO Score Simulator
✓Credit education content
✓Score history tracking
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What users say about myFICO

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What's New in myFICO

4.0.24

August 28, 2026

Enhancements to Password Reset flows

Charts

Top Free

📉 168-3

Finance

This app dropped -3 positions in Finance chart.

Last updated on October 18, 2026.

User reviews

App

It’s a good app could improve better with it software and also allow users to see their score for the first 3 month on all bureaus

Cancel

In order to cancel subscription we need to be able to do it through app and not have to call in or be redirected to web site, i hit continue to web site it does nothing at all.

Love it !!

MyFICO is awesome!
The features with paid subscription are really great.
There is one thing that needs improvement, and that is a detailed explanation of the score difference between all three credit score platforms. The credit reports appear equal but doesn’t say why for example Experian keeps a score so tanked compared to the other two, why?
This would add additional benefit as to what steps a consumer needs to take or work on. I hope this makes sense.
I highly recommend MyFico
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What a scam

From the company that brought you the credit score in the first place and made your life almost dependent on it, now you have to pay them a monthly fee to get the reports. Should be illegal

Glitchy

App is janky, can’t even sign up without random network errors, checkout button never appearing so I have to restart the whole process.

I’m honestly shocked by the positive reviews. This is one of the worst apps I’ve ever seen and they expect people to pay? I bet this was coded with Claude with how janky it is
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Developer apps

User experience

🐞

Reported Bugs

3 issues

Score screen glitches and displays incorrect information

Bug

Face ID/biometric login not working on newer devices

Bug

Subscription issues with payments and account access

Bug
✨

Requested Features

4 requests

Provide more detailed credit report information

Feature

Offer a free trial or lower-cost subscription option

Feature

Improve app stability and reduce glitches

Feature

Add ability to dispute items directly from the app

Feature

FAQ

What does the myFICO app do?

The myFICO app allows you to access and monitor your FICO Scores and credit reports from Experian, TransUnion, and Equifax. It helps you understand how your credit history affects your scores and provides tools like a simulator to see how different actions might impact them. You can also receive alerts for changes and access educational resources about credit.

How can I check my FICO Score with this app?

You can check your FICO Scores directly within the myFICO app. The app provides access to versions of your FICO Score used in mortgage, auto, and credit card lending. Checking your own credit score through the app will not negatively impact your score.

Is the myFICO app free to use?

The app itself is free to download and use for basic credit score monitoring. However, certain advanced features are only available with eligible myFICO subscriptions. More information about these subscriptions can be found on the myFICO website.

What credit bureaus does the app use?

The app provides access to your credit reports and FICO Scores from all three major credit bureaus: Experian, TransUnion, and Equifax. You can compare your information from these bureaus side-by-side within the application.

Can I see how my credit score might change?

Yes, the app features a FICO Score Simulator. This tool allows you to explore how different financial actions or changes to your credit history could potentially affect your FICO Scores, helping you make informed decisions about managing your credit.