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myFICO - Credit Score Tracking

myFICO - Credit Score Tracking

Monitor & Report Credit Scores

50K ratings
195 reviews
#199 in free Finance
💰 Finance
Free

Details

  • Released
  • Updated
  • October 9, 2013
  • August 28, 2026

Features

Developer

FICO
✨Promote your app ✨
myFICO - Credit Score Tracking video #1 for iPhone
myFICO - Credit Score Tracking screenshot #2 for iPhone
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myFICO - Credit Score Tracking screenshot #4 for iPhone
myFICO - Credit Score Tracking screenshot #5 for iPhone
myFICO - Credit Score Tracking screenshot #6 for iPhone
iphone
ipad
📉no. 199
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Reviews summary↘︎
⭐195
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🔄6+ apps
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❓5 answered
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📦~ in 3 weeks
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About

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

✓View FICO Scores
✓Compare credit reports
✓Monitor credit changes
✓FICO Score Simulator
✓Credit education content
✓Score history tracking
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What users say

Summarized from real user reviews of myFICO. Based on 50K reviews and a 4.8/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Keeps you updated on credit changes
  • 🔒Provides accurate FICO scores
  • 👍Helpful for home/car purchases
  • 💡Useful credit monitoring and analysis tools

Negative things

  • 🐛Inconsistent/inaccurate score reporting
  • 💰Expensive subscription fees
  • 🔍Lacks detailed credit information
  • 🔁Frequent log-outs and identity verifications
See all reviews
+1

What's New in myFICO

4.0.24

August 28, 2026

Enhancements to Password Reset flows

Charts

Top Free

📉 199-3

Finance

This app dropped -3 positions in Finance chart.

Last updated on August 29, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Info is not accurate

I have consistently spoke with each credit bureau agencies because I’m in the process of getting my credit fixed and the information on credit scores on this app says it’s up-to-date on that exact date which is not correct at all. It is off by a lot and I’ve noticed it with all of my scores so I don’t know how the FICO score could even be accurate if they have the wrong information to begin with, so I don’t know why you’d want to pay for a subscription that has the incorrect information..
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jay5981jay5981

Doesn’t display correctly iPad

Did the update. Still doesn’t display alerts correctly on my iPad Pro. It crashes into like half a screen and then shows nothing. Works fine on my iPhone.
Rubi916Rubi916

Nan

Great
nrh612nrh612

Need to be updated

I got this message that the app need to be updated but I’m using the last version and the app got frozen.
MicodiazMicodiaz

SCAM ARTISTS

It’s a monthly charge automatically!
$19.95, $29.95, or $39.95
Your FICO Score is free of charge.
Patrick012345678910Patrick012345678910
See 190 more reviews

Developer apps

FICO Banking
FICO Banking

by Fair Isaac Corporation

💰 Finance

(1)

Free
FICO Events
FICO Events

by Fair Isaac Corporation

💼 Business

(1)

Free
See developer apps

User experience

🐞

Reported Bugs

3 issues

Score screen glitches and displays incorrect information

Bug

Face ID/biometric login not working on newer devices

Bug

Subscription issues with payments and account access

Bug
✨

Requested Features

4 requests

Provide more detailed credit report information

Feature

Offer a free trial or lower-cost subscription option

Feature

Improve app stability and reduce glitches

Feature

Add ability to dispute items directly from the app

Feature

FAQ

What does the myFICO app do?

The myFICO app allows you to access and monitor your FICO Scores and credit reports from Experian, TransUnion, and Equifax. It helps you understand how your credit history affects your scores and provides tools like a simulator to see how different actions might impact them. You can also receive alerts for changes and access educational resources about credit.

How can I check my FICO Score with this app?

You can check your FICO Scores directly within the myFICO app. The app provides access to versions of your FICO Score used in mortgage, auto, and credit card lending. Checking your own credit score through the app will not negatively impact your score.

Is the myFICO app free to use?

The app itself is free to download and use for basic credit score monitoring. However, certain advanced features are only available with eligible myFICO subscriptions. More information about these subscriptions can be found on the myFICO website.

What credit bureaus does the app use?

The app provides access to your credit reports and FICO Scores from all three major credit bureaus: Experian, TransUnion, and Equifax. You can compare your information from these bureaus side-by-side within the application.

Can I see how my credit score might change?

Yes, the app features a FICO Score Simulator. This tool allows you to explore how different financial actions or changes to your credit history could potentially affect your FICO Scores, helping you make informed decisions about managing your credit.