myFICO - Credit Score Tracking

myFICO - Credit Score Tracking

Monitor & Report Credit Scores

52K ratings
211 reviews
#184 in free Finance
💰 Finance
Free

Details

Released
October 9, 2013
Updated
August 28, 2026

Features

myFICO - Credit Score Tracking video #1 for iPhone
myFICO - Credit Score Tracking screenshot #2 for iPhone
myFICO - Credit Score Tracking screenshot #3 for iPhone
myFICO - Credit Score Tracking screenshot #4 for iPhone
myFICO - Credit Score Tracking screenshot #5 for iPhone
myFICO - Credit Score Tracking screenshot #6 for iPhone
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About

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

✓View FICO Scores
✓Compare credit reports
✓Monitor credit changes
✓FICO Score Simulator
✓Credit education content
✓Score history tracking
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What users say about myFICO

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What's New in myFICO

4.0.24

August 28, 2026

Enhancements to Password Reset flows

Charts

Top Free

📈 184+2

Finance

This app rose +2 positions in Finance chart.

Last updated on November 8, 2026.

User reviews

China

China

Could be more accurate

.

Not worth it

They bait you with a trial and expect you to pay $40 a month to see your three scores and any changes. Honestly not worth it at all. I’ve used Experian’s app with better offerings for a lesser monthly fee. Not only that they charged me and didn’t send a reminder that my subscription was near due and didn’t even give me a receipt just quietly took the money out of my account without notice. Check your accounts people. This is how those forgotten subscription services continue making money off of you for nothing. They refused me a refund even though I’m NOT using the service. Experian sends you a reminder email and a receipt. Will stick with the Experian app (you can see all three scores there too)
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App

It’s a good app could improve better with it software and also allow users to see their score for the first 3 month on all bureaus

Cancel

In order to cancel subscription we need to be able to do it through app and not have to call in or be redirected to web site, i hit continue to web site it does nothing at all.

Developer apps

User experience

🐞

Reported Bugs

3 issues

Score screen glitches and displays incorrect information

Bug

Face ID/biometric login not working on newer devices

Bug

Subscription issues with payments and account access

Bug
✨

Requested Features

4 requests

Provide more detailed credit report information

Feature

Offer a free trial or lower-cost subscription option

Feature

Improve app stability and reduce glitches

Feature

Add ability to dispute items directly from the app

Feature

FAQ

What does the myFICO app do?

The myFICO app allows you to access and monitor your FICO Scores and credit reports from Experian, TransUnion, and Equifax. It helps you understand how your credit history affects your scores and provides tools like a simulator to see how different actions might impact them. You can also receive alerts for changes and access educational resources about credit.

How can I check my FICO Score with this app?

You can check your FICO Scores directly within the myFICO app. The app provides access to versions of your FICO Score used in mortgage, auto, and credit card lending. Checking your own credit score through the app will not negatively impact your score.

Is the myFICO app free to use?

The app itself is free to download and use for basic credit score monitoring. However, certain advanced features are only available with eligible myFICO subscriptions. More information about these subscriptions can be found on the myFICO website.

What credit bureaus does the app use?

The app provides access to your credit reports and FICO Scores from all three major credit bureaus: Experian, TransUnion, and Equifax. You can compare your information from these bureaus side-by-side within the application.

Can I see how my credit score might change?

Yes, the app features a FICO Score Simulator. This tool allows you to explore how different financial actions or changes to your credit history could potentially affect your FICO Scores, helping you make informed decisions about managing your credit.