Best Free Credit Check Score Apps

238+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated September 2026

Out of 238+ free credit check score apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Free Credit Check Score Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (50K)NoNoSep 2026
2Credit Score CheckCredit Score CheckFree4.6★ (198)NoYesSep 2026
3Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoSep 2026
4Credit Score Check & ReportCredit Score Check & ReportFree4.6★ (56)YesNoSep 2026
5Credit Score Check & Report AICredit Score Check & Report AIFreeYesNoAug 2026
6Experian®Experian®Free4.8★ (2.7M)NoYesSep 2026
7Capital One CreditWiseCapital One CreditWiseFree4.8★ (309K)YesNoSep 2026
8Self - Credit Builder & CardsSelf - Credit Builder & CardsFree4.9★ (331K)NoNoSep 2026

Top Picks for Free Credit Check Score

myFICO - Credit Score Tracking#1

myFICO - Credit Score Tracking by FICO

Monitor & Report Credit Scores
Editor's Choice
💰 Finance
4.8😐(50K ratings)
Free
myFICO - Credit Score Tracking screenshot 1
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myFICO - Credit Score Tracking screenshot 5

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

What We Love

  • 🚀 Keeps you updated on credit changes
  • 🔒 Provides accurate FICO scores
  • 👍 Helpful for home/car purchases
  • 💡 Useful credit monitoring and analysis tools

Room to Improve

  • 🐛 Inconsistent/inaccurate score reporting
  • 💰 Expensive subscription fees
  • 🔍 Lacks detailed credit information
  • 🔁 Frequent log-outs and identity verifications
Credit Score Check#2

Credit Score Check by GREAT LITTLE SHOPS LIMITED

Track Your Credit Wise Report
Strong Contender
💰 Finance
4.6(198 ratings)
FreeIn-App Purchases
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Analyze and manage your credit history by tracking accounts across major bureaus. Get financial insights, educational content, and personalized recommendations to improve your credit score. Receive timely notifications for any credit status updates.

Intuit Credit Karma#3

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Worth Considering
💰 Finance
4.8😐(7.7M ratings)
Free
#20in Finance
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Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports
  • 🤓 Informative credit education
  • 🕰️ Timely credit updates
  • 🙌 Positive user experience

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns
  • 🤯 Confusing credit reporting
  • 🤬 Poor customer service
  • 🐢 Slow credit updates
  • 💰 Aggressive promotion of paid services

More Free Credit Check Score apps to explore

FAQ about Free Credit Check Score

What are the best free credit check score apps for iPhone?
myFICO - Credit Score Tracking tops our free credit check score apps ranking as of September 2026, with a 4.8-star average from 50K App Store ratings, and it's free to download.
myFICO - Credit Score Tracking has no ads and has no in-app purchases, according to its App Store listing as of September 2026.
We track 238+ free credit check score apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.
The myFICO app allows you to access and monitor your FICO Scores and credit reports from Experian, TransUnion, and Equifax. It helps you understand how your credit history affects your scores and provides tools like a simulator to see how different actions might impact them. You can also receive alerts for changes and access educational resources about credit.
You can check your FICO Scores directly within the myFICO app. The app provides access to versions of your FICO Score used in mortgage, auto, and credit card lending. Checking your own credit score through the app will not negatively impact your score.