Best Free Credit Check Score Apps

240+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated October 2026

Out of 240+ free credit check score apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Free Credit Check Score Apps (October 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (50K)NoNoOct 2026
2Capital One CreditWiseCapital One CreditWiseFree4.8★ (310K)YesNoOct 2026
3Credit Score CheckCredit Score CheckFree4.6★ (212)NoYesOct 2026
4Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.8M)NoNoOct 2026
5Credit Sesame: Grow Your ScoreCredit Sesame: Grow Your ScoreFree4.8★ (436K)NoYesOct 2026
6TransUnion®TransUnion®Free4.6★ (39K)NoNoOct 2026
7ScoreCare:Credit Score CheckScoreCare:Credit Score CheckFree—NoNoOct 2026
8Credit.comCredit.comFree4.7★ (7.2K)YesNoOct 2026

Top Picks for Free Credit Check Score

myFICO - Credit Score Tracking#1

myFICO - Credit Score Tracking by FICO

Monitor & Report Credit Scores
Editor's Choice
💰 Finance
4.8😐(50K ratings)
Free
myFICO - Credit Score Tracking screenshot 1
myFICO - Credit Score Tracking screenshot 2
myFICO - Credit Score Tracking screenshot 3
myFICO - Credit Score Tracking screenshot 4
myFICO - Credit Score Tracking screenshot 5

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

What We Love

  • 🚀 Keeps you updated on credit changes
  • 🔒 Provides accurate FICO scores
  • 👍 Helpful for home/car purchases
  • 💡 Useful credit monitoring and analysis tools

Room to Improve

  • 🐛 Inconsistent/inaccurate score reporting
  • 💰 Expensive subscription fees
  • 🔍 Lacks detailed credit information
  • 🔁 Frequent log-outs and identity verifications
Capital One CreditWise#2

Capital One CreditWise by Capital One

Your credit score, simplified
Strong Contender
💰 Finance
4.8😐(310K ratings)
FreeAds
Capital One CreditWise screenshot 1
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Capital One CreditWise screenshot 3
Capital One CreditWise screenshot 4
Capital One CreditWise screenshot 5
Capital One CreditWise screenshot 6

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

What We Love

  • 👍 Helpful for credit monitoring
  • 🚀 Comprehensive features
  • 💡 Useful credit simulator
  • 🔒 Secure app
  • 👍 Easy to use
  • 👍 Effective for credit building

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🐛 Delayed credit updates
  • 🐛 Inconsistent credit score information
  • 🐛 Unreliable credit simulator
  • 🐛 Requires too much personal information
  • 🐛 Difficult to resolve credit report issues
Credit Score Check#3

Credit Score Check by GREAT LITTLE SHOPS LIMITED

Track Your Credit Wise Report
Worth Considering
💰 Finance
4.6(212 ratings)
FreeIn-App Purchases
Credit Score Check screenshot 1
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Credit Score Check screenshot 5
Credit Score Check screenshot 6

Analyze and manage your credit history by tracking accounts across major bureaus. Get financial insights, educational content, and personalized recommendations to improve your credit score. Receive timely notifications for any credit status updates.

More Free Credit Check Score apps to explore

FAQ about Free Credit Check Score

What are the best free credit check score apps for iPhone?
myFICO - Credit Score Tracking tops our free credit check score apps ranking as of October 2026, with a 4.8-star average from 50K App Store ratings, and it's free to download.
myFICO - Credit Score Tracking has no ads and has no in-app purchases, according to its App Store listing as of October 2026.
We track 240+ free credit check score apps on the iOS App Store as of October 2026, ranked by rating, recency, and analysis of real user reviews.