Best Free Credit Check Score Apps

240+ iOS apps curated and reviewed

4.3 avg rating
20 free apps
Updated November 2026

Out of 240+ free credit check score apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Free Credit Check Score Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (52K)NoNoNov 2026
2Credit Sesame: Grow Your ScoreCredit Sesame: Grow Your ScoreFree4.8★ (436K)NoYesNov 2026
3Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.8M)NoNoNov 2026
4Credit Score CheckCredit Score CheckFree4.6★ (223)NoYesNov 2026
5Credit Score Check & Report AICredit Score Check & Report AIFree5.0★ (1)YesNoOct 2026
6Capital One CreditWiseCapital One CreditWiseFree4.8★ (311K)YesNoNov 2026
7TransUnion®TransUnion®Free4.6★ (39K)NoNoNov 2026
8Ava: Build Credit FastAva: Build Credit FastFree4.9★ (51K)NoNoNov 2026

Top Picks for Free Credit Check Score

myFICO - Credit Score Tracking#1

myFICO - Credit Score Tracking by FICO

Monitor & Report Credit Scores
Editor's Choice
💰 Finance
4.8😐(52K ratings)
Free
myFICO - Credit Score Tracking screenshot 1
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Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

What We Love

  • 🚀 Keeps you updated on credit changes
  • 🔒 Provides accurate FICO scores
  • 👍 Helpful for home/car purchases
  • 💡 Useful credit monitoring and analysis tools

Room to Improve

  • 🐛 Inconsistent/inaccurate score reporting
  • 💰 Expensive subscription fees
  • 🔍 Lacks detailed credit information
  • 🔁 Frequent log-outs and identity verifications
Credit Sesame: Grow Your Score#2

Credit Sesame: Grow Your Score by Credit Sesame, Inc.

Manage, Track & Build Credit
Strong Contender
💰 Finance
4.8😐(436K ratings)
FreeIn-App Purchases
#49in Finance
Credit Sesame: Grow Your Score screenshot 1
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Credit Sesame: Grow Your Score screenshot 6

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

What We Love

  • 💳 Helpful for managing credit and financial health
  • 📊 Provides detailed credit report updates
  • 💡 Offers personalized tips for improving credit score
  • 🔒 Provides identity theft protection and monitoring
  • 💸 Offers free credit score check
  • 🚀 Helped increase credit score significantly

Room to Improve

  • 💤 Slow credit score updates
  • 📧 Frequent and excessive email notifications
  • 🤑 Pushes credit card applications aggressively
  • 🤔 Inaccurate credit score reporting compared to other sources
  • 🔐 Potential data breach and unauthorized transactions
  • 💰 New fees for low-activity accounts
Intuit Credit Karma#3

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Worth Considering
💰 Finance
4.8😐(7.8M ratings)
Free
#19in Finance
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Manage your finances, track spending, and get personalized credit offers. Access banking services, simplify tax preparation, and build credit history with bills you already pay.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports
  • 🤓 Informative credit education
  • 🕰️ Timely credit updates
  • 🙌 Positive user experience

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns
  • 🤯 Confusing credit reporting
  • 🤬 Poor customer service
  • 🐢 Slow credit updates
  • 💰 Aggressive promotion of paid services

More Free Credit Check Score apps to explore

FAQ about Free Credit Check Score

What are the best free credit check score apps for iPhone?
myFICO - Credit Score Tracking tops our free credit check score apps ranking as of November 2026, with a 4.8-star average from 52K App Store ratings, and it's free to download.
myFICO - Credit Score Tracking has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 240+ free credit check score apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.