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ScoreSense®

ScoreSense®

Credit Scores & Reports

10K ratings
142 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • August 29, 2019
  • July 9, 2026

Developer

One Technologies, LLC.
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❓5 answered
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About

Access your credit scores and reports from all three major bureaus anytime. Receive daily credit monitoring and alerts for changes, with access to credit specialists and identity theft insurance.

✓Credit scores and reports from TransUnion, Equifax, Experian
✓Daily credit monitoring and alerts
✓Access to Credit Specialists
✓ID theft insurance up to $1 million
✓Score Simulator
✓Credit Insights and Credit Facts
✓MyCreditChecklist
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What users say

Summarized from real user reviews of ScoreSense®. Based on 10K reviews and a 4.8/5 average, it highlights the 6 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Easy to use
  • 🔒Secure and reliable
  • 👍Helpful for monitoring credit
  • 👍Provides detailed credit information
  • 👍Convenient to access credit scores
  • 👍Useful for improving credit

Negative things

  • 🐛Inaccurate credit score reporting
  • 💰Expensive subscription
  • 🕰️Slow credit score updates
  • 🤔Unclear free trial and subscription details
See all reviews

What's New in ScoreSense®

1.6.8

July 9, 2026

The latest and greatest update is now available! Here are a few things we've done to make your experience even more awesome: • Manage Saved Accounts from Login Screen that allows users to view, switch between, and manage multiple saved login credentials • App Quick Actions from Home Screen's App Icon upon Long Tap Gesture • Print and download the credit reports • General bug fixes, User experience enhancements and security improvements

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User reviews

Most RecentHighest RatedLowest Rated

Good information. But expensive.

I've been a subscriber of the service for a number of years. It is gone from being a reasonable cost to monitor my credit to a cost of over $500 a year. The information is, in my opinion, not worth the newly announced price. Before you subscribe consider your alternative.
Olympia userOlympia user

Finally my credit is moving up

Thank u for helping and I can see what needs to be done to fix it and make it better
Tabia76Tabia76

Good

I love this app keeps me in track and inform
LEBARON ARMANDO LEONLEBARON ARMANDO LEON

My favorite Jake

Genuinely accurate and Helpful
Tom Do littleTom Do little

Great

Great App
SweetpeterSweetpeter
See 137 more reviews

User experience

🐞

Reported Bugs

2 issues

Frequent sign-in issues

Bug

Forced app updates causing instability

Bug
✨

Requested Features

3 requests

More frequent credit score updates

Feature

Improved dispute resolution process

Feature

Facial recognition login option

Feature

FAQ

What does the ScoreSense app do?

The ScoreSense app provides quick, anytime access to your credit scores and reports from TransUnion, Equifax, and Experian. It offers daily credit monitoring with alerts for important changes to your report and access to Credit Specialists for assistance.

What are the key features of ScoreSense?

Key features include access to credit scores and reports from all three major bureaus, daily credit monitoring with alerts, Credit Specialists available seven days a week, up to $1 million in ID theft insurance, a Score Simulator, Credit Insights, and MyCreditChecklist.

Is there a cost to use ScoreSense?

A ScoreSense account is required to access the app. While the description mentions a 7-day trial, it implies a membership is needed for full access, suggesting a subscription or paid model for ongoing service beyond the trial.

Will checking my credit score affect my credit?

No, checking your credit scores through the ScoreSense app or website does not hurt your scores. This is considered a 'soft inquiry' and does not impact your credit rating.

How does credit monitoring work with ScoreSense?

ScoreSense monitors your credit report daily. You will receive a credit alert when a change or suspicious activity is detected that could potentially threaten your credit scores or indicate identity theft.