Access your credit scores and reports from all three major bureaus anytime. Receive daily credit monitoring and alerts for changes, with access to credit specialists and identity theft insurance.
Summarized from real user reviews of ScoreSense®. Based on 10K reviews and a 4.8/5 average, it highlights the 6 positives and 4 negatives reviewers mention most about this Finance app.
1.6.8
July 9, 2026
The latest and greatest update is now available! Here are a few things we've done to make your experience even more awesome: • Manage Saved Accounts from Login Screen that allows users to view, switch between, and manage multiple saved login credentials • App Quick Actions from Home Screen's App Icon upon Long Tap Gesture • Print and download the credit reports • General bug fixes, User experience enhancements and security improvements
More2 issues
Frequent sign-in issues
Forced app updates causing instability
3 requests
More frequent credit score updates
Improved dispute resolution process
The ScoreSense app provides quick, anytime access to your credit scores and reports from TransUnion, Equifax, and Experian. It offers daily credit monitoring with alerts for important changes to your report and access to Credit Specialists for assistance.
Key features include access to credit scores and reports from all three major bureaus, daily credit monitoring with alerts, Credit Specialists available seven days a week, up to $1 million in ID theft insurance, a Score Simulator, Credit Insights, and MyCreditChecklist.
A ScoreSense account is required to access the app. While the description mentions a 7-day trial, it implies a membership is needed for full access, suggesting a subscription or paid model for ongoing service beyond the trial.
No, checking your credit scores through the ScoreSense app or website does not hurt your scores. This is considered a 'soft inquiry' and does not impact your credit rating.
ScoreSense monitors your credit report daily. You will receive a credit alert when a change or suspicious activity is detected that could potentially threaten your credit scores or indicate identity theft.
