This app provides free daily credit scores and reports, along with budgeting tools and a personalized plan to improve your financial health. It helps you track spending, manage debt, and find better deals on financial products.
Summarized from real user reviews of WalletHub. Based on 10K reviews and a 4.8/5 average, it highlights the 6 positives and 4 negatives reviewers mention most about this Finance app.
2.1.1
July 1, 2026
The award-winning WalletHub app is regularly updated to help you reach top WalletFitness®, and it includes your free credit score, WalletScore, and credit report, along with budgeting tools and a net-worth tracker. In this version, we've included a number of improvements, bug fixes, and new features. Please email us your feedback at help@wallethub.com. We're listening!
MoreAnnual Subscription for WalletHub Premium
Attach receipts to transactions for easy tracking
Feb 13, 2026 — Mar 16, 2026
Tag your transactions with labels even more easily
Feb 7, 2026 — Mar 10, 2026
Edit pending transactions for spending accuracy
Jan 28, 2026 — Feb 28, 2026
2 issues
App crashes or freezes on some devices
Notifications not always working as expected
4 requests
Add phone support for inquiries
Expand credit report data sources
WalletHub offers free daily credit scores and full credit reports, along with advanced budgeting tools and a personalized plan to improve your financial health. It helps users track spending, manage debt, monitor for identity theft, and find better deals on financial products.
WalletHub analyzes your credit score and report to identify areas for improvement. It provides a clear, personalized plan to help you enhance your creditworthiness, which can lead to savings on loans and credit cards.
Yes, WalletHub offers 100% free credit scores, WalletScores, and full credit reports updated daily. While the core features are free, the app may have in-app purchases for additional services or premium features.
No, checking your credit through WalletHub generates a 'soft' inquiry, which does not impact your credit score in any way. This allows you to monitor your credit health without negative consequences.
WalletScore is a proprietary tool that provides a comprehensive view of your financial health. It assesses your creditworthiness, spending habits, emergency preparedness, and retirement readiness to give you an overall financial health rating.
