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WalletHub: Credit & Budgeting

WalletHub: Credit & Budgeting

Improve Credit, Budget & Save

10K ratings
404 reviews
With Ads#83 in top-grossing Finance
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • June 21, 2016
  • July 1, 2026

Features

Developer

Evolution Finance, Inc.
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WalletHub: Credit & Budgeting video #1 for iPhone
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WalletHub: Credit & Budgeting screenshot #11 for iPhone
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❓5 answered
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About

This app provides free daily credit scores and reports, along with budgeting tools and a personalized plan to improve your financial health. It helps you track spending, manage debt, and find better deals on financial products.

✓Free daily credit scores and reports
✓Personalized credit improvement plan
✓Budgeting and spending tracker
✓Debt payoff roadmap
✓Credit and loan recommendations
✓24/7 credit monitoring
✓Net-worth tracker
Show original description

What users say

Summarized from real user reviews of WalletHub. Based on 10K reviews and a 4.8/5 average, it highlights the 6 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Helpful and informative
  • 🚀Accurate and fast updates
  • 🔒Secure and reliable
  • 💡Great credit monitoring tools
  • 👍Easy to use and navigate
  • 🚀Provides valuable insights

Negative things

  • 🐛Occasional login/access issues
  • 🔒Concerns about data privacy
  • 💡Needs more customization options
  • 🐛Inconsistent performance
See all reviews

What's New in WalletHub

2.1.1

July 1, 2026

The award-winning WalletHub app is regularly updated to help you reach top WalletFitness®, and it includes your free credit score, WalletScore, and credit report, along with budgeting tools and a net-worth tracker. In this version, we've included a number of improvements, bug fixes, and new features. Please email us your feedback at help@wallethub.com. We're listening!

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Subscription plans

Premium 41.99 Annual Plan

Annual Subscription for WalletHub Premium

$41.991 Year
How to cancel WalletHub subscription ⁉️

Charts

Top Grossing

📉 83-4

Finance

This app dropped -4 positions in Finance chart.

Last updated on August 29, 2026.

Events

Read more about Keep track of receipts
Event EndedMajor Update

Keep track of receipts

Attach receipts to transactions for easy tracking

Feb 13, 2026 — Mar 16, 2026

Read More

Read more about Label transactions with #
Event EndedMajor Update

Label transactions with #

Tag your transactions with labels even more easily

Feb 7, 2026 — Mar 10, 2026

Read More

Read more about Edit Pending Transactions
Event EndedMajor Update

Edit Pending Transactions

Edit pending transactions for spending accuracy

Jan 28, 2026 — Feb 28, 2026

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

IT JUST WORKS

I’ve been using WalletHub for several years, it’s simply reliable
T DOUGHT DOUGH

Love this app legit

I love this app works wonderfully
Run little butterflyRun little butterfly

President

Always awesome experience!
Phil HawaiiPhil Hawaii

Premium App

Collection agencies have 1 and only 1 goal. Get your money no matter what it takes. Types of accounts listed fraudulently, dates are changed to re-age your debt. If you dispute the info, they retaliate by destroying the credit you do have and the bureaus meant to protect you, help them. You need a company like WalletHub to watch your back so you can continue the daily grind just to feed your family. I trust nothing and damn near no one. I trust WalletHub to watch my credit, watch these unscrupulous agencies and watch your identity from being stolen and used. If I can trust them, so can you. They guarantee their services. Trust = WalletHub.
Show more
The 1 LokiThe 1 Loki

⭐️⭐️⭐️⭐️⭐️EXCELLENT!

⭐️⭐️⭐️⭐️⭐️EXCELLENT!
Clarence JasmagyClarence Jasmagy
See 399 more reviews

Developer apps

WalletHub Credit Builder
WalletHub Credit Builder

by Evolution Finance, Inc.

💰 Finance

(5)

Free
See developer apps

User experience

🐞

Reported Bugs

2 issues

App crashes or freezes on some devices

Bug

Notifications not always working as expected

Bug
✨

Requested Features

4 requests

Add phone support for inquiries

Feature

Expand credit report data sources

Feature

Improve credit score simulation tools

Feature

Provide more detailed credit analysis

Feature

FAQ

What does WalletHub do?

WalletHub offers free daily credit scores and full credit reports, along with advanced budgeting tools and a personalized plan to improve your financial health. It helps users track spending, manage debt, monitor for identity theft, and find better deals on financial products.

How can WalletHub help me improve my credit?

WalletHub analyzes your credit score and report to identify areas for improvement. It provides a clear, personalized plan to help you enhance your creditworthiness, which can lead to savings on loans and credit cards.

Is WalletHub free to use?

Yes, WalletHub offers 100% free credit scores, WalletScores, and full credit reports updated daily. While the core features are free, the app may have in-app purchases for additional services or premium features.

Will checking my credit on WalletHub hurt my score?

No, checking your credit through WalletHub generates a 'soft' inquiry, which does not impact your credit score in any way. This allows you to monitor your credit health without negative consequences.

What is a WalletScore?

WalletScore is a proprietary tool that provides a comprehensive view of your financial health. It assesses your creditworthiness, spending habits, emergency preparedness, and retirement readiness to give you an overall financial health rating.