1. Home
  2. 💰 Finance
  3. WalletHub
WalletHub: Credit & Budgeting

WalletHub: Credit & Budgeting

Improve Credit, Budget & Save

10K ratings
413 reviews
With Ads#73 in top-grossing Finance
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • June 21, 2016
  • July 1, 2026

Features

Developer

Evolution Finance, Inc.
✨Promote your app ✨
WalletHub: Credit & Budgeting video #1 for iPhone
WalletHub: Credit & Budgeting screenshot #2 for iPhone
WalletHub: Credit & Budgeting screenshot #3 for iPhone
WalletHub: Credit & Budgeting screenshot #4 for iPhone
WalletHub: Credit & Budgeting screenshot #5 for iPhone
WalletHub: Credit & Budgeting screenshot #6 for iPhone
WalletHub: Credit & Budgeting screenshot #7 for iPhone
WalletHub: Credit & Budgeting screenshot #8 for iPhone
WalletHub: Credit & Budgeting screenshot #9 for iPhone
WalletHub: Credit & Budgeting screenshot #10 for iPhone
WalletHub: Credit & Budgeting screenshot #11 for iPhone
iphone
ipad
📈no. 73
Charts↘︎
📌Ready
Reviews summary↘︎
⭐413
Reviews↘︎
📝3+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
🎪3 available
Events↘︎
❓5 answered
FAQ↘︎
📦~ in 3 weeks
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

This app provides free daily credit scores and reports, along with budgeting tools and a personalized plan to improve your financial health. It helps you track spending, manage debt, and find better deals on financial products.

✓Free daily credit scores and reports
✓Personalized credit improvement plan
✓Budgeting and spending tracker
✓Debt payoff roadmap
✓Credit and loan recommendations
✓24/7 credit monitoring
✓Net-worth tracker
Show original description

What users say

Summarized from real user reviews of WalletHub. Based on 10K reviews and a 4.8/5 average, it highlights the 6 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Helpful and informative
  • 🚀Accurate and fast updates
  • 🔒Secure and reliable
  • 💡Great credit monitoring tools
  • 👍Easy to use and navigate
  • 🚀Provides valuable insights

Negative things

  • 🐛Occasional login/access issues
  • 🔒Concerns about data privacy
  • 💡Needs more customization options
  • 🐛Inconsistent performance
See all reviews

What's New in WalletHub

2.1.1

July 1, 2026

The award-winning WalletHub app is regularly updated to help you reach top WalletFitness®, and it includes your free credit score, WalletScore, and credit report, along with budgeting tools and a net-worth tracker. In this version, we've included a number of improvements, bug fixes, and new features. Please email us your feedback at help@wallethub.com. We're listening!

More

Subscription plans

Premium 41.99 Annual Plan

Annual Subscription for WalletHub Premium

$41.991 Year
How to cancel WalletHub subscription ⁉️

Charts

Top Grossing

📈 73+1

Finance

This app rose +1 position in Finance chart.

Last updated on September 19, 2026.

Events

Read more about Keep track of receipts
Event EndedMajor Update

Keep track of receipts

Attach receipts to transactions for easy tracking

Feb 13, 2026 — Mar 16, 2026

Read More

Read more about Label transactions with #
Event EndedMajor Update

Label transactions with #

Tag your transactions with labels even more easily

Feb 7, 2026 — Mar 10, 2026

Read More

Read more about Edit Pending Transactions
Event EndedMajor Update

Edit Pending Transactions

Edit pending transactions for spending accuracy

Jan 28, 2026 — Feb 28, 2026

Read More

See All

User reviews

Most RecentHighest RatedLowest Rated

Don’t Do It!

If you make the mistake of downloading this just know “unsubscribe,” doesn’t mean unsubscribe. They just ignore it and keep sending you junk! There are plenty of credit help apps out there that don’t hold you hostage!😡
T BohnT Bohn

Great App

One of the best apps for managing your money and keeping up with changes in your TransUnion file
LukitheAkitaLukitheAkita

Great App

Easy way to keep up my accounts
NIM1120NIM1120

My Favorite Credit App

I started using this app to stay on top of my credit scores when building a house. I have continued to use it monitoring any new credit looking for fraud, how to better my score to get the best rates for loans or new cards. Super simple & I can monitor daily with new alerts. Used others....liked this one the best. Accurate & user friendly💕❤️
Show more
CDIBENZCDIBENZ

Great app to have for financial decisions

Wallet hub is on point for letting you know where you stand now in your credit worthiness as well as in 6 months or longer
GigiofAlainaGigiofAlaina
See 408 more reviews

Developer apps

WalletHub Credit Builder
WalletHub Credit Builder

by Evolution Finance, Inc.

💰 Finance

(5)

Free
See developer apps

User experience

🐞

Reported Bugs

2 issues

App crashes or freezes on some devices

Bug

Notifications not always working as expected

Bug
✨

Requested Features

4 requests

Add phone support for inquiries

Feature

Expand credit report data sources

Feature

Improve credit score simulation tools

Feature

Provide more detailed credit analysis

Feature

FAQ

What does WalletHub do?

WalletHub offers free daily credit scores and full credit reports, along with advanced budgeting tools and a personalized plan to improve your financial health. It helps users track spending, manage debt, monitor for identity theft, and find better deals on financial products.

How can WalletHub help me improve my credit?

WalletHub analyzes your credit score and report to identify areas for improvement. It provides a clear, personalized plan to help you enhance your creditworthiness, which can lead to savings on loans and credit cards.

Is WalletHub free to use?

Yes, WalletHub offers 100% free credit scores, WalletScores, and full credit reports updated daily. While the core features are free, the app may have in-app purchases for additional services or premium features.

Will checking my credit on WalletHub hurt my score?

No, checking your credit through WalletHub generates a 'soft' inquiry, which does not impact your credit score in any way. This allows you to monitor your credit health without negative consequences.

What is a WalletScore?

WalletScore is a proprietary tool that provides a comprehensive view of your financial health. It assesses your creditworthiness, spending habits, emergency preparedness, and retirement readiness to give you an overall financial health rating.