WalletHub Credit Builder

WalletHub Credit Builder

by Evolution Finance, Inc.

5 ratings
5 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • May 27, 2026
  • July 2, 2026
WalletHub Credit Builder screenshot #1 for iPhone
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WalletHub Credit Builder screenshot #10 for iPhone
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About

Build your credit history by reporting existing bills like rent and utilities. Securely monitor your credit score daily and receive updates. The service offers a credit account without a credit check to help improve your financial health.

Report rent, phone, and utility payments
Build credit without a credit check
Daily credit score and report updates
24/7 credit monitoring
Improve payment history and credit utilization
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What's New in WalletHub Credit Builder

1.1.2

July 2, 2026

The award-winning WalletHub app is regularly updated to help you reach top WalletFitness®, and it includes your free credit score, WalletScore, and credit report, along with budgeting tools and a net-worth tracker. In this version, we've included a number of improvements, bug fixes, and new features. Please email us your feedback at help@wallethub.com. We're listening!

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Subscription plans

Premium Monthly Plan

Monthly Subscription for WalletHub Credit Builder

$16.001 Month
How to cancel WalletHub Credit Builder subscription ⁉️

User reviews

Great App

I love that WalletHub's credit building tools are really simple and straightforward to use. With all the tools at my disposal, improving my credit feels manageable. Personally, I signed up for the credit account and noticed the difference in the first month, and I'm excited to see how much more it'll help me.
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Loving it

I love this app so far! I had no idea you could build credit with rent and utilities, and it’s my new secret weapon. To be honest, I was always kind of intimidated by credit stuff, but WalletHub actually makes it seem doable.

Building credit with confidence

Love the app and how much it has helped me with my credit building efforts. It’s simple and intuitive. I am a WalletHub customer for a long time but this app simplifies things a lot.

A good starting point

I downloaded this app because I wanted to improve my credit but didn’t really know what to focus on.

The app made it easier to understand where I stood and what was affecting my credit. I liked being able to see everything in one place instead of trying to piece it together myself.

It’s straightforward, easy to use, and helped me get a better handle on my credit.
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Super simple and helpful

So far, the app has been really easy to use. I was able to start reporting my utilities right away. I also opened the credit account in a few minutes, so now I’m just waiting to see how it helps my score. Happy with it so far.

Response from developer

Thank you for your kind words. We are happy we could help.

Developer apps

FAQ

How does WalletHub Credit Builder help build credit?

WalletHub Credit Builder reports your on-time rent, phone, and utility payments to credit bureaus, helping to establish a positive payment history. It also offers a WalletHub Credit Account that can add a new account to your credit report without a hard credit check.

What are the subscription costs for WalletHub Credit Builder?

WalletHub Credit Builder offers several subscription plans. The Premium Monthly Plan is $16.00/month, and the Premium+ Monthly Plan is $21.00/month. Annual plans are also available, with the Premium Annual Plan at $95.90/year and Premium+ Annual Plan at $125.99/year.

Can I see my credit score with WalletHub Credit Builder?

Yes, WalletHub Credit Builder provides daily credit score and credit report updates. You also get 24/7 credit monitoring to help you stay on top of your financial health.

Does WalletHub Credit Builder affect my credit score when I sign up?

No, all of the Credit Builder features are designed to work without negatively affecting your credit score. The WalletHub Credit Account is added without performing a credit check that could impact your score.

What is the age rating for WalletHub Credit Builder?

WalletHub Credit Builder has an age rating of 17+, indicating it is suitable for users aged 17 and older.

How often is WalletHub Credit Builder updated?

WalletHub Credit Builder was last updated on May 27, 2026, with version 1.0.0. This suggests it is a relatively new application.

What devices is WalletHub Credit Builder available on?

Based on the provided data, WalletHub Credit Builder is a mobile application. Specific platform availability (iOS, Android) is not detailed, but it is designed for mobile use.

What do users like about WalletHub Credit Builder?

While specific user sentiment data is limited to a single rating of 5.0 stars, the app's features like reporting existing bills, daily credit monitoring, and building credit without a hard check are designed to appeal to users seeking to improve their credit.