Bad
Does absolutely nothing for your credit except for if you miss a payment!
Kovo
Fast and easy
Worst credit builder app ever get kickoff
If I could put no stars I would. Finding out the app (KOVO) don’t return the payments you pay back once you pay off the loan, like kickoff. You guys tie people into a 2 year agreement for what?? I don’t see improvement fast and I’m really mad because you guys don’t return my money back like kickoff. Definitely wouldn’t tell my family to get the app. Only person who getting something out the deal is Kovo only. Low key robbing me with out a mask. Definitely recommend kick off guys 10/10 and you get your full payment from them back same day you hit your year mark. And with kick off you definitely see improvements. Thank me later.
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Kovo is a scam
Do not sign up for this. They charge you $10.00 a month for identification protection and report to they claim 4 major credit bureaus. This is a scam. Don’t fall for it!
Ripoff!
My credit did not move at all. As a matter of fact, TransUnion reported it as derogatory. Beyond useless. Pay your money, but don’t say you didn’t know.
