Kovo User Reviews

Customer Experience

Positive experience79.8% of reviews
Neutral2.5% of reviews
Negative experience17.6% of reviews

~ Based on 357 written reviews from the US App Store.

What users say

Is Kovo Safe?

Kovo - Fast Credit Builder appears safe based on user ratings. AppsHunter Safety Score for Kovo is 98/100.

This assessment is based on 11,137 user ratings, with an App Store average of 4.9/5.

Safety Analysis

98.5% of ratings point to a safe experience
0.4% of ratings suggest some concerns
1.1% of ratings point to a risky experience

~ Based on 11,137 App Store ratings for Kovo.

Is Kovo Legit?

Kovo - Fast Credit Builder appears to be a legitimate app. AppsHunter Legitimacy Score for Kovo is 88/100.

Based on 88 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Login Unaccessible

For some reason they won’t allow me to login to my account but they won’t cancel my plan. I haven’t been able to login since day 1 and all the troubleshooting they gave me never worked. Feels like a scam. Take my money but lock me out

It really works

It really helps I didn’t think it would because my credit is really bad but using this app really helps my credit go up it’s only 10$ a month thank u guys

They Will Report Late Payments Don’t Get This App.

I signed up for Kovo to help build my credit, so I want other customers to be aware that they do report late payments to the credit bureaus with no warning. A late payment was reported on my installment account and negatively affected my payment history. I was unaware I missed my payment. I contacted Kovo and asked for a goodwill adjustment but they refused to remove the late payment from my Installment Plan, even after I paid the account off.

If you are using Kovo specifically to build or improve your credit, be very careful with your payment dates. Missing a payment long enough for it to be reported can end up hurting the same credit you signed up with them to build. I wish this risk had been made much clearer before I opened the account.
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A great system

I think that these credit building site centers are a great tool when boosting your credit score for big purchases

Do not use this app they will report late payments even after you close it very bad do not use

Do not use they will report late payments

Keep charging me and hurt my credit 80 points

Bad app

Must b paying for 5 star reviews

They keep all monies

Mrs.

I have heard so much about it

Crédito

Magnífico

Bad

Does absolutely nothing for your credit except for if you miss a payment!

Kovo

Fast and easy

Worst credit builder app ever get kickoff

If I could put no stars I would. Finding out the app (KOVO) don’t return the payments you pay back once you pay off the loan, like kickoff. You guys tie people into a 2 year agreement for what?? I don’t see improvement fast and I’m really mad because you guys don’t return my money back like kickoff. Definitely wouldn’t tell my family to get the app. Only person who getting something out the deal is Kovo only. Low key robbing me with out a mask. Definitely recommend kick off guys 10/10 and you get your full payment from them back same day you hit your year mark. And with kick off you definitely see improvements. Thank me later.
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Kovo is a scam

Do not sign up for this. They charge you $10.00 a month for identification protection and report to they claim 4 major credit bureaus. This is a scam. Don’t fall for it!

Ripoff!

My credit did not move at all. As a matter of fact, TransUnion reported it as derogatory. Beyond useless. Pay your money, but don’t say you didn’t know.

Great App for Building Better Financial Habits

I’ve had a great experience using Kovo so far. The app is easy to navigate, works smoothly, and makes it simple to stay on top of my finances. I appreciate how straightforward everything is, and the features are genuinely useful without feeling overwhelming. It’s been a helpful tool for building better financial habits. Definitely worth trying if you’re looking for a reliable financial app.
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Wouldn’t recommend

It says that it builds credit fast, that was not my experience. Kikoff boosted my credit a lot and fast. Kovo on the other hand, not so much. At least not for me. I was paying it on time and there was one time I forgot about it (completely my fault) but made my scores go down over 50+ points over $10. Would recommend if it boosted as fast as it dropped my credit, but it didn’t. Went up a couple points if that and then dropped after months of me working on rebuilding my credit.
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Need a Credit Boost ✋🏽

Best Credit Builder out there. They really report

This app works as advertised

I was skeptical at first but my credit was so bad I figured I had nothing to lose. Gave this app a try and I’m so glad that I did. It’s been less than 90 days and my credit score is already up 87 points!! I finally feel like I have my credit in my control now. Thank you so much

The perfect Credit builder

Honestly, I didn’t know what to expect but I seen a few reviews about Kovo Credit Building and I decided to give it a try. I’m glad that I did. My score has shot up +28 points since I started.

Do not use them‼️‼️

This is really a scam they not building your credit just takin your money.