Kovo - Fast Credit Builder appears legitimate, with a few gaps. The AppsHunter Legitimacy Score for Kovo is 78 out of 100 points across 7 verification signals from App Store and developer data.

Kovo User Reviews

Name: Kovo - Fast Credit Builder
Rating: 4.9 (10475 reviews)

Kovo - Fast Credit Builder

Kovo

📊 Productivity

💰 Finance

Customer Experience

Positive experience81.2% of reviews

Neutral2.3% of reviews

Negative experience16.5% of reviews

~ Based on 346 written reviews from the US App Store.

What users say

Summarized from real user reviews of Kovo. Based on 10K reviews and a 4.9/5 average, it highlights the 4 positives and 4 negatives reviewers mention most about this Finance app.

Positive things

💪Effective credit building
🆙Significant score improvements
💰Affordable monthly cost
🙌Great service and results

Negative things

🤔Misleading contract terms
🔒Difficulty closing accounts
🐛Technical issues and bugs
❌Negative credit impacts

Is Kovo Safe?

Kovo - Fast Credit Builder appears safe based on user ratings. AppsHunter Safety Score for Kovo is 98/100.

This assessment is based on 10,475 user ratings, with an App Store average of 4.9/5.

Safety Analysis

98.6% of ratings point to a safe experience

0.4% of ratings suggest some concerns

1.1% of ratings point to a risky experience

~ Based on 10,475 App Store ratings for Kovo.

Is Kovo Legit?

Kovo - Fast Credit Builder appears legitimate, with a few gaps. AppsHunter Legitimacy Score for Kovo is 78/100.

Based on 78 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Most Recent Highest Rated Lowest Rated

Worst credit builder app ever get kickoff

If I could put no stars I would. Finding out the app (KOVO) don’t return the payments you pay back once you pay off the loan, like kickoff. You guys tie people into a 2 year agreement for what?? I don’t see improvement fast and I’m really mad because you guys don’t return my money back like kickoff. Definitely wouldn’t tell my family to get the app. Only person who getting something out the deal is Kovo only. Low key robbing me with out a mask. Definitely recommend kick off guys 10/10 and you get your full payment from them back same day you hit your year mark. And with kick off you definitely see improvements. Thank me later.

Kick off for the win

5 days ago

Kovo is a scam

Do not sign up for this. They charge you $10.00 a month for identification protection and report to they claim 4 major credit bureaus. This is a scam. Don’t fall for it!

nIsheboo

18 days ago

Ripoff!

My credit did not move at all. As a matter of fact, TransUnion reported it as derogatory. Beyond useless. Pay your money, but don’t say you didn’t know.

OofGuy11

19 days ago

Great App for Building Better Financial Habits

I’ve had a great experience using Kovo so far. The app is easy to navigate, works smoothly, and makes it simple to stay on top of my finances. I appreciate how straightforward everything is, and the features are genuinely useful without feeling overwhelming. It’s been a helpful tool for building better financial habits. Definitely worth trying if you’re looking for a reliable financial app.

the d f

21 days ago

Response from developer

Thank you for sharing your positive experience! We're glad to hear that you find the navigation easy and the app helpful in managing your finances. Your feedback is valuable, and we'll make sure to pass it along! 🌟

Wouldn’t recommend

It says that it builds credit fast, that was not my experience. Kikoff boosted my credit a lot and fast. Kovo on the other hand, not so much. At least not for me. I was paying it on time and there was one time I forgot about it (completely my fault) but made my scores go down over 50+ points over $10. Would recommend if it boosted as fast as it dropped my credit, but it didn’t. Went up a couple points if that and then dropped after months of me working on rebuilding my credit.

Michaelaalaaa

23 days ago

Response from developer

Our goal is always a 5-star experience, and we're sorry we didn't hit that mark for you. 😞 We're required to report accurately based on when we receive payments, including both on-time and late payments. If you'd like to reach out to us at support@kovocredit.com, we can review your account to see if you're eligible to get the late payment waived or if there's anything else we can do to address your concerns. Please let us know how we can help make your experience with Kovo a 5-star one. ⭐

Need a Credit Boost ✋🏽

Best Credit Builder out there. They really report

Friennn 🌸

24 days ago

This app works as advertised

I was skeptical at first but my credit was so bad I figured I had nothing to lose. Gave this app a try and I’m so glad that I did. It’s been less than 90 days and my credit score is already up 87 points!! I finally feel like I have my credit in my control now. Thank you so much

ubrmench

2 months ago

Response from developer

That's wonderful to hear! 🌟 We're thrilled to hear about your fantastic progress with our app. Your kind words mean a lot to us.

The perfect Credit builder

Honestly, I didn’t know what to expect but I seen a few reviews about Kovo Credit Building and I decided to give it a try. I’m glad that I did. My score has shot up +28 points since I started.

gmoney7mile

2 months ago

Response from developer

That's fantastic to hear! 🌟 We're thrilled to hear about your impressive score increase, and we're grateful for your trust in us.

Do not use them‼️‼️

This is really a scam they not building your credit just takin your money.

Big Cracc

2 months ago

Score dropped

My score went down almost 10 point when first on time payment was reported and account was added to credit report

Jb239$$

2 months ago

Owner

Don’t know enough about it yet

BlackGurl~=

2 months ago

D and D hair and beauty supply plus Thank you

Thank you

Barren 1

2 months ago

Love it!!

Saved my bacon after incarceration ruined my credit! Helped me recover over 100 points on my credit in just under 3 months.

Nick Gill35

2 months ago

Kovo is a scam

Doses not like to refund money back! They want you to pay them $90 to close your account sounds like a scam smh.

Bad Pp!

3 months ago

Affordable and Helpful

Always been confused with TL and credit repair but I actually enjoy kovo it’s simple and easy

deekml

3 months ago

Scam avoid this app at all costs

they start off good then them stop giving your points when I first got with Kovo my credit score was 503 now it 588 Kovo kept my credit score the same 588 for 4 months and still ain’t changed it stop discriminate and give people they points that is rightfully mys Kovo know I work hard every month to pay y’all on time faithfully I put my sweat blood and tears every month now can y’all now move my credit score I should be in the 600 about now Kovo some low key crooks yall should be ashamed I won’t whats rightfully mines

truth teller 44

3 months ago

Response from developer

We're sorry to hear your experience wasn't what you hoped for. 💔 We report your monthly payments to all 4 major credit bureaus (TransUnion®, Experian®, Equifax®, and Innovis®), however your credit score is still influenced by many different factors, including credit utilization, other account activity, and new credit inquiries. Even a small change in one of those areas can sometimes affect the progress you're making with on-time payments. Can you please reach out to us at support@kovocredit.com? We're eager to resolve any issues you've encountered.