The best credit app ever
This is by far the best credit app ever I love the payments and the tools it provides
Pay
Cost to much
Helpful
Very helpful very hands on
Fix
Very good app
Better Credit
Things look much better already!!!

This app uses AI-powered tools to help you build and improve your credit score. It can dispute inaccurate items on your credit report, provide personalized tips, and offer credit lock protection. Achieve your financial goals faster with a stronger credit profile.
Summarized from real user reviews of Build Credit & Fix It. Based on 65K reviews and a 4.8/5 average, it highlights the 6 positives and 5 negatives reviewers mention most about this Finance app.
9.0.2
June 12, 2026
We've made enhancements and improvements to keep your credit journey smooth and easy. Enjoy!
More Disputes for Less
$0.99
Tip
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3 issues
Frequent log-outs
Disputed items not showing up
4 requests
Dark mode option
Advanced dispute management tools
Dovly AI is an application designed to help users build and improve their credit score. It utilizes AI-powered tools to analyze credit reports, dispute inaccuracies, provide personalized financial advice, and offer credit lock protection.
The app offers credit building tools that make it easier to establish and enhance your credit profile. It also provides personalized tips and guides tailored to your financial situation to help you build a strong credit history over time.
The app is described as free to download and use, with no credit card required for its core AI credit engine. However, it does have in-app purchases, suggesting that some advanced features or services may come at a cost.
Dovly AI provides access to monthly TransUnion free credit scores and reports. It also facilitates AI-powered disputes with TransUnion®, indicating a primary focus on this credit bureau.
This app is intended for individuals who want to improve their creditworthiness, whether they are looking to build credit from scratch, fix errors on their report, or boost their score to achieve significant financial goals like buying a car or a home.