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Build Credit & Fix It: Dovly

Build Credit & Fix It: Dovly

Fast AI Score Boost & Repair

87K ratings
664 reviews
With Ads#5 in top-grossing Finance
🔧 Utilities
💰 Finance
Free
In-App PurchasesWith Ads

Details

Released
April 28, 2022
Updated
November 6, 2026

Features

Developer

Dovly, Inc.
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Build Credit & Fix It: Dovly screenshot #1 for iPhone
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iphone
ipad
📈no. 5
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📌Ready
Reviews summary↘︎
⭐664
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📝18+ tags
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🔄6+ apps
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❓8 answered
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📦~ in 1 week
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About

This AI-powered app helps you build and fix your credit score, find hidden money, and plan your financial future. It offers AI-driven credit disputes, score tracking, and tools to identify forgotten subscriptions and fees. Achieve your financial goals faster with consolidated credit and money management.

✓AI-powered credit disputes
✓TransUnion credit score and report
✓Credit building products
✓Fraud protection with credit lock
✓Finds forgotten subscriptions and fees
✓Personalized financial guidance
Show original description

What users say about Build Credit & Fix It

Reviews of Build Credit & Fix It are mostly positive: the Finance app is rated 4.8/5 from 87K App Store ratings. What users like most: powerful and convenient app, easy to use and navigate. Top complaints: frequent log-outs and login issues, disputed items not showing up. Summarized from real user reviews.

Positive things

  • 🚀Powerful and convenient app
  • 👍Easy to use and navigate
  • 💡Helpful for tracking and improving credit
  • 🚀Quick dispute resolution
  • 🚀Instant credit score updates
  • 👍Straightforward and user-friendly

Negative things

  • 🐛Frequent log-outs and login issues
  • 🐛Disputed items not showing up
  • 💰Misleading about free services
  • 🐛Disputes not working as expected
  • 🐛Inaccurate credit score reporting
See all reviews
+1

What's New in Build Credit & Fix It

10.9.0

November 6, 2026

We've made enhancements and improvements to keep your credit journey smooth and easy. Enjoy!

10

Subscriptions & In-App Purchases

Essential

More Disputes for Less

$9.991 Month
How to cancel Build Credit & Fix It subscription ⁉️

Charts

Top Grossing

📈 5+1

Finance

This app rose +1 position in Finance chart.

Last updated on November 7, 2026.

Top Free

📊 156

Finance

The app has maintained its position at 156 recently.

Last updated on November 7, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Scammer

You F scammers doing nothing but sucking money out of my account, how to completely remove you because you idiotic logo and name it still shows in my subscribtions???? I neeeeed to remove you
Llaithusrms

H

Joke not worth a dollar your banking app does a better job this was waste do not get
C9Colombia 99

Ms Ann

Happy to have a new credit building program that includes my rent payment as a tool for rebuilding my credit and takes into consideration my current situation like my fixed income. It helps me to fix my credit as best I can!
QQueenplayer

Toofly

Thanks
P1P dog 1999

App does not even load up

It claims to work, but it never loads up. It opens so that you can login then it says, preparing personalized plan and never loads
SSephchism
See 659 more reviews

User experience

🐞

Reported Bugs

3 issues

Frequent log-outs

Bug

Disputed items not showing up

Bug

Inaccurate credit score reporting

Bug
✨

Requested Features

4 requests

Dark mode option

Feature

Advanced dispute management tools

Feature

Better integration with credit bureaus

Feature

More transparency on free vs. paid services

Feature

FAQ

How does Dovly AI help improve my credit score?

Dovly AI uses AI-powered disputes with TransUnion to address inaccuracies on your credit report. It also offers credit building products and fraud protection, all designed to help boost your score. Premium members have seen an average increase of 93 points.

What kind of hidden money can Dovly AI find?

Dovly AI analyzes your income and expenses to identify potential savings. This includes finding forgotten subscriptions you may no longer need and uncovering fees you may have been charged without agreement.

Is Dovly AI free to use?

Yes, Dovly AI is free to start and does not require a credit card to begin. The app offers various subscription plans for enhanced features, with a Premium plan costing $4.99 or $9.99 per month, and an Essential plan at $9.99 per month.

What are the subscription options for Dovly AI?

Dovly AI offers several subscription plans, including Premium at $4.99 or $9.99 per month, Essential at $9.99 per month, and Protect at $9.99 per month. These plans unlock additional features and benefits for users.

Does Dovly AI have ads?

Yes, Dovly AI contains advertisements. As a free-to-start application with in-app purchases, advertisements are part of the user experience.

What devices is Dovly AI available on?

Dovly AI is available on iPhone, iPad, and iPod. It is designed for iOS devices.

How often is Dovly AI updated?

The latest version of Dovly AI is 10.8.0, and it was last updated on October 29, 2026. This indicates regular updates to improve functionality and security.

What is the age rating for Dovly AI?

Dovly AI has an age rating of 4+. This means it is suitable for users of all ages, though its financial features are most relevant to adults.