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Credit.com

Credit.com

Credit Score and Grades

7.2K ratings
100 reviews
With Ads
💰 Finance
Free
With Ads

Details

  • Released
  • Updated
  • July 6, 2014
  • September 30, 2025

Features

Developer

Credit.com
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Credit.com screenshot #1 for iPhone
Credit.com screenshot #2 for iPhone
Credit.com screenshot #3 for iPhone
Credit.com screenshot #4 for iPhone
iphone
ipad
📌Ready
Reviews summary↘︎
⭐100
Reviews↘︎
📝29+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦w/o updates
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.

✓Free credit score and report summary
✓Track credit score changes
✓Personalized insights for financial improvement
✓Monitor for fraud and identity theft
✓View credit offer eligibility
✓Score history tracking
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What users say

Summarized from real user reviews of Credit.com. Based on 7.2K reviews and a 4.7/5 average, it highlights the 3 positives and 3 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Accurate and up-to-date information
  • 👍Easy to use and navigate
  • 💡Provides mortgage scores

Negative things

  • 🐛Login issues and app crashes
  • 🔍Limited credit report details
  • 💸Subscription required for full features
See all reviews

What's New in Credit.com

3.0.0

September 30, 2025

We’ve given the Credit.com app a complete design refresh! Enjoy a cleaner, more intuitive interface that makes it even easier to track, understand, and improve your credit.

More

User reviews

Most RecentHighest RatedLowest Rated

This is a joke

It has the wrong information, and is a useless tool.
dchilbergdchilberg

Cannot sign in

I can't sign in with the latest update!
Sam98553Sam98553

Cannot Login Since Last Update

Since the latest update, I can no longer login to my account, receiving an invalid username/email address error. However, using the same credentials, I am able to login to the website just fine. Please correct this error/bug and I will happily modify my review.
TheGlassTorchTheGlassTorch

It’s not working.

I’ve been usingcredit.com for years. Today September 30, at all. The old platform does not recognize my sign in or password. If you were going to change platforms today, notice should’ve been given. I’m disappointed.
Marine2511Marine2511

Unable To Sign In

I open the app and it says that something went wrong. I try to enter my email address and it tries to do Face ID again and again says that something went wrong. It’s been like this for months. Please fix the app.
OrangetreefrogOrangetreefrog
See 95 more reviews

User experience

🐞

Reported Bugs

3 issues

Unable to login or create an account

Bug

App freezes or stops working after updates

Bug

Inconsistent credit score updates

Bug
✨

Requested Features

3 requests

Fingerprint/biometric login

Feature

More detailed credit report information

Feature

Ability to dispute inaccuracies directly in the app

Feature

FAQ

What does the Credit.com app do?

The Credit.com app allows you to check your credit score and report summary for free. It helps you track what's impacting your credit, provides personalized insights to build a stronger financial future, and monitors changes to your score every 14 days.

Is the Credit.com app free to use?

Yes, the app offers a free credit score and credit report snapshot. While the core features are free, the app may have in-app purchases for additional services or premium features.

How often is my credit score updated?

Your credit score and report summary are updated every 14 days. This allows you to stay on top of any changes and see how your score progresses over time.

Will checking my credit score hurt it?

No, using the Credit.com app to check your credit score will not hurt your score. The app uses methods that are considered 'soft inquiries' and do not impact your credit rating.

What kind of personalized offers can I expect?

The app shows you credit cards, loans, or other financial products you are more likely to qualify for based on your credit standing. You can compare these matched offers before applying.