Best Free Fico Score Apps

250+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated November 2026

Out of 250+ free fico score apps on iOS, 20 are free and the rest sit in the paid tier. This page sorts them so you can compare both sides before you commit.

Compare top Free Fico Score Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (52K)NoNoNov 2026
2TransUnion®TransUnion®Free4.6★ (39K)NoNoNov 2026
3Credit Sesame: Grow Your ScoreCredit Sesame: Grow Your ScoreFree4.8★ (436K)NoYesNov 2026
4Experian®: Credit Score & moreExperian®: Credit Score & moreFree4.8★ (2.7M)NoYesNov 2026
5Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.8M)NoNoNov 2026
6myEquifaxmyEquifaxFree4.8★ (54K)NoNoNov 2026
7Capital One CreditWiseCapital One CreditWiseFree4.8★ (311K)YesNoNov 2026
8FICOFICOFree—NoNoMay 2026

Top Picks for Free Fico Score

myFICO - Credit Score Tracking#1

myFICO - Credit Score Tracking by FICO

Monitor & Report Credit Scores
Editor's Choice
💰 Finance
4.8😐(52K ratings)
Free
myFICO - Credit Score Tracking screenshot 1
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myFICO - Credit Score Tracking screenshot 4
myFICO - Credit Score Tracking screenshot 5

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

What We Love

  • 🚀 Keeps you updated on credit changes
  • 🔒 Provides accurate FICO scores
  • 👍 Helpful for home/car purchases
  • 💡 Useful credit monitoring and analysis tools

Room to Improve

  • 🐛 Inconsistent/inaccurate score reporting
  • 💰 Expensive subscription fees
  • 🔍 Lacks detailed credit information
  • 🔁 Frequent log-outs and identity verifications
TransUnion®#2

TransUnion® by TransUnion

Your scores, reports & offers
Strong Contender
💰 Finance
4.6😞(39K ratings)
Free
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Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

What We Love

  • 🚀 Lightning-fast load times
  • 🔒 Robust security features
  • 👍 Useful credit monitoring

Room to Improve

  • 🐛 Frequent login issues
  • 💰 Expensive subscription
  • 🔍 Inaccurate credit information
  • 📞 Poor customer support
  • 🔑 Password management problems
Credit Sesame: Grow Your Score#3

Credit Sesame: Grow Your Score by Credit Sesame, Inc.

Manage, Track & Build Credit
Worth Considering
💰 Finance
4.8😐(436K ratings)
FreeIn-App Purchases
#51in Finance
Credit Sesame: Grow Your Score screenshot 1
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This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

What We Love

  • 💳 Helpful for managing credit and financial health
  • 📊 Provides detailed credit report updates
  • 💡 Offers personalized tips for improving credit score
  • 🔒 Provides identity theft protection and monitoring
  • 💸 Offers free credit score check
  • 🚀 Helped increase credit score significantly

Room to Improve

  • 💤 Slow credit score updates
  • 📧 Frequent and excessive email notifications
  • 🤑 Pushes credit card applications aggressively
  • 🤔 Inaccurate credit score reporting compared to other sources
  • 🔐 Potential data breach and unauthorized transactions
  • 💰 New fees for low-activity accounts

More Free Fico Score apps to explore

FAQ about Free Fico Score

What are the best free fico score apps for iPhone?
myFICO - Credit Score Tracking tops our free fico score apps ranking as of November 2026, with a 4.8-star average from 52K App Store ratings, and it's free to download.
myFICO - Credit Score Tracking has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 250+ free fico score apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.