myFICO User Reviews

Customer Experience

Positive experience36.2% of reviews
Neutral7.4% of reviews
Negative experience56.4% of reviews

~ Based on 188 written reviews from the US App Store.

What users say

Is myFICO Safe?

myFICO - Credit Score Tracking appears safe based on user ratings. AppsHunter Safety Score for myFICO is 96/100.

This assessment is based on 48,580 user ratings, with an App Store average of 4.8/5.

Safety Analysis

95.9% of ratings point to a safe experience
1.8% of ratings suggest some concerns
2.3% of ratings point to a risky experience

~ Based on 45,629 App Store ratings for myFICO.

Is myFICO Legit?

myFICO - Credit Score Tracking appears to be a legitimate app. AppsHunter Legitimacy Score for myFICO is 90/100.

Based on 90 of 100 points across 7 verification signals from App Store and developer data.

Top reviews

Fails to log in

Since the last update, the app will not log in. After pressing the button to log in, the app hangs. Pressing multiple times locked my account.

Reliable service

The Fico app has been my go to for my credit monitoring and most recent updates on my scores. I love this app and would highly recommend using it!

What a Joke

Why would I pay to get my score or track it when I can do it for free? 😂

Charged me $40 and didn’t give me access to my information.

Paid for the Premium Subscription and when I logged in for the first time it was asking me to pay again. Spent 30 mins on the phone with customer “support” and they just told me it was a payment “hold” and that they’ve never seen this before. I wasn’t given access to my credit info they just told me to wait it out. No accountability. I used to use this service years ago and regret recommending it to so many people. Steer clear!
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True Scores

Fico is the real true score that you can get for Mortgages, Auto loan, credit cards and personal loan. The app has all fico modules from fico 2,3,4,8,9,10 and 10T. I don’t regret getting this app and will never change it for Credit Karma or none of dose other fake credit app that give you False information
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Privacy policy

I’d suggest you read the privacy policy prior to utilizing this app. For example, they do not respect Apple’s “Do Not Track” requests…if you want your private information out there then this app is for you… it’s simple to use the bureau’s sites/apps directly.

Great tracking

Fico is a great and accurate tool to have when checking and monitoring your credit . I was in the process of buying a house and it was recommended that i get this . It shows what’s on your credit report and the importance of paying on time .

matonelson0

10

Great news whoever likes to know

FICO app since I started using it works a great way notifications and daily FICO record monitoring is to the point that I admire it

Locked account

Locked out of my account for no reason

Good

Good

Great app

Sweet app!!

Buena

Muy preciso

I like the app but Creditvana is better they offer more insight and more control on my credit.

I like the app but Creditvana is better they offer more insight and more control on my credit.

Needs work

Who is the developer? There needs to be some serious UI conversations happening. It is incredibly difficult to maneuver this app despite how informative and detailed it is.

I remember viewing a specific item on my report from a specific creditor, and now it’s impossible to get back to that screen… Lol
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Same Update 3 times

I’ve updated your app. Each time featured the ONE version. After each update it doesn’t go away. Pay attention to this issue. Thank you.
I use two iPads with IOS 26.5 + 3 beta updates.

Will not “update”

For the past week every time I check for app updates on my iPhone, this app is always listed as needing an update. But it never updates. It just keeps prompting to update, but never does

Update is failing

I had this app installed for years. It had always updated successfully until the latest update. It will not update from 1.0.46(3) to 1.0.47. I have iOS 26.4.2 installed on iPhone 14 Pro Max.

I have uninstalled the app and deleted all data for it. Reinstalling installs 1.0.46 instead of the latest one available in App Store which is 1.0.47. After install, I have tried to update but it stays at 1.0.46.
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App will not update on iPhone

The date is April 22, 2026 repeatedly looks like it updates but it doesn’t update

A scam

They make up the rules as they go. Everything is a maybe or a possibility or can be or worst case or best case scenario.