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Experian®

Experian®

Control Your Credit & Finances

2.7M ratings
1947 reviews
#25 in free Finance
📊 Productivity
💰 Finance
Free
In-App Purchases

Details

Released
May 16, 2016
Updated
October 21, 2026

Features

Developer

Experian
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About

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

✓Free credit report and FICO Score
✓Experian Boost to raise FICO Score
✓Credit monitoring and alerts
✓Marketplace for financial products
✓Bill negotiation and subscription cancellation
✓Experian CreditLock for identity theft protection
Show original description

What users say about Experian®

Reviews of Experian® are mixed: the Finance app is rated 4.8/5 from 2.7M App Store ratings. What users like most: accurate credit score monitoring, helpful credit improvement tips. Top complaints: inaccurate credit score reporting, poor customer service and support. Summarized from real user reviews.

Positive things

  • 🚀Accurate credit score monitoring
  • 👍Helpful credit improvement tips
  • 🔒Secure credit report access
  • 💡Useful Experian Boost feature
  • 🚀Convenient credit tracking

Negative things

  • 🐛Inaccurate credit score reporting
  • 🔒Poor customer service and support
  • 💰Overpriced premium subscription
  • 🐛Buggy app performance
  • 🔒Difficult to cancel subscription
See all reviews

What's New in Experian®

4.2.38

October 21, 2026

Regular improvements to the Experian app help you manage your credit anytime, anywhere. This update includes the latest bug fixes and performance upgrades.

More
6

Subscriptions & In-App Purchases

Experian CreditWorks℠ with Trial

Experian CreditWorks℠ with Trial

$19.991 Month
7 Days trial
How to cancel Experian® subscription ⁉️

Charts

Top Free

📉 25-1

Finance

This app dropped -1 position in Finance chart.

Last updated on October 30, 2026.

Top Grossing

📊 42

Finance

The app has maintained its position at 42 recently.

Last updated on October 30, 2026.

User reviews

Most RecentHighest RatedLowest Rated

LP

Absolutely, some is hard to read but it’s all good.
C7Chathead 71

Kill yourself

.
SSw@yzee

Trash

Bunch of lies, downloaded to get my credit. Doesn’t have my credit
BBjavahavw

Maybe it’s just me

I can’t login… I give up.
TTricky_Buddha

Really helpful

I’ve learned so much about how money works and this site is a place I can go to at any time to see how my financial looks as well as ways to improve how my credit rating stacks up. I love coming in now and then, usually after they have alerted me regarding any changes in my credit rating. I’m very happy
Show more
SShomeraleinu
See 1942 more reviews

User experience

🐞

Reported Bugs

3 issues

Repeated disconnection of bank accounts

Bug

Inability to view current credit report

Bug

Inconsistent credit score updates

Bug
✨

Requested Features

4 requests

More frequent credit report updates

Feature

Integration with other credit bureaus

Feature

Improved dispute resolution process

Feature

Customizable credit monitoring alerts

Feature

FAQ

What does this app do?

This app provides access to your Experian credit report and FICO Score, allowing you to monitor changes and understand factors affecting your credit. It also offers features to potentially improve your score and compare financial products like credit cards, loans, and car insurance. A paid membership unlocks additional benefits such as bill negotiation and subscription cancellation.

What are the key features of the app?

Key features include free access to your Experian credit report and FICO Score, Experian Boost to potentially raise your score by using eligible bills, credit monitoring with alerts for changes, a marketplace to compare financial products, and for paid members, bill negotiation and subscription cancellation services. It also offers Experian CreditLock to protect against identity theft.

Is there a cost to use this app?

The app offers a free membership that includes access to your credit report and FICO Score, Experian Boost, credit monitoring, and the marketplace. However, there are premium benefits available through a paid membership, such as bill negotiation and subscription cancellation, which offer potential savings.

What are the common use cases for this app?

Common use cases include checking your credit score before applying for loans or credit cards, understanding how to improve your creditworthiness, staying informed about any changes to your credit profile, finding better rates on financial products, and saving money by having bills and subscriptions negotiated or canceled.

Is this app compatible with my device?

While the description doesn't specify exact compatibility, mobile applications of this nature are typically designed for both iOS and Android operating systems. You can usually find detailed compatibility information on the app's store page (e.g., Apple App Store or Google Play Store).