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Experian®

Experian®

Control Your Credit & Finances

2.7M ratings
1498 reviews
With Ads#30 in free Finance
📊 Productivity
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • May 16, 2016
  • July 13, 2026

Features

Developer

CONSUMERINFO.COM, INC.
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Experian® screenshot #1 for iPhone
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iphone
ipad
🧾$4.99 - $19.99
In-App Purchase↘︎
📉no. 30
Charts↘︎
📌Ready
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❓5 answered
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About

Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

✓Free credit report and FICO Score
✓Experian Boost to raise FICO Score
✓Credit monitoring and alerts
✓Marketplace for financial products
✓Bill negotiation and subscription cancellation
✓Experian CreditLock for identity theft protection
Show original description

What users say

Summarized from real user reviews of Experian®. Based on 2.7M reviews and a 4.8/5 average, it highlights the 5 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Accurate credit score monitoring
  • 👍Helpful credit improvement tips
  • 🔒Secure credit report access
  • 💡Useful Experian Boost feature
  • 🚀Convenient credit tracking

Negative things

  • 🐛Inaccurate credit score reporting
  • 🔒Poor customer service and support
  • 💰Overpriced premium subscription
  • 🐛Buggy app performance
  • 🔒Difficult to cancel subscription
See all reviews
+1

What's New in Experian®

4.2.23

July 13, 2026

Take control of your credit with the Experian app. This version includes bug fixes and other improvements to speed and reliability.

Subscription plans

Experian CreditWorks℠ with Trial

Experian CreditWorks℠ with Trial

$19.991 Month
7 Days trial
How to cancel Experian® subscription ⁉️

Charts

Top Free

📉 30-1

Finance

This app dropped -1 position in Finance chart.

Last updated on July 20, 2026.

Top Grossing

📉 39-1

Finance

This app dropped -1 position in Finance chart.

Last updated on July 20, 2026.

User reviews

Most RecentHighest RatedLowest Rated

The Best

I’ve been using all the credit apps. This one is the most helpful and good value for what you get.
VanishingVaporVanishingVapor

Saying Yes or No

Understand how simple the form canbe
Bradley$534Bradley$534

Experian AI false alerts

Experian’s computers sent me an alert because it detected activity on a “dormant account”, an account which it thinks hasn’t been used in 6 months. The credit card it thinks was dormant was last used in May and then I used it again in July. That’s usage every 2 months, not six. This is an example of why AI doesn’t work and sends unnecessary alerts.
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Hyufr204xHyufr204x

Keep up with your credit!

This app is the best thing ever!!!
HomingforyouHomingforyou

Professional

Great to keep me updated with all credit scores and balances
Douglas marwanDouglas marwan
See 1493 more reviews

User experience

🐞

Reported Bugs

3 issues

Repeated disconnection of bank accounts

Bug

Inability to view current credit report

Bug

Inconsistent credit score updates

Bug
✨

Requested Features

4 requests

More frequent credit report updates

Feature

Integration with other credit bureaus

Feature

Improved dispute resolution process

Feature

Customizable credit monitoring alerts

Feature

FAQ

What does this app do?

This app provides access to your Experian credit report and FICO Score, allowing you to monitor changes and understand factors affecting your credit. It also offers features to potentially improve your score and compare financial products like credit cards, loans, and car insurance. A paid membership unlocks additional benefits such as bill negotiation and subscription cancellation.

What are the key features of the app?

Key features include free access to your Experian credit report and FICO Score, Experian Boost to potentially raise your score by using eligible bills, credit monitoring with alerts for changes, a marketplace to compare financial products, and for paid members, bill negotiation and subscription cancellation services. It also offers Experian CreditLock to protect against identity theft.

Is there a cost to use this app?

The app offers a free membership that includes access to your credit report and FICO Score, Experian Boost, credit monitoring, and the marketplace. However, there are premium benefits available through a paid membership, such as bill negotiation and subscription cancellation, which offer potential savings.

What are the common use cases for this app?

Common use cases include checking your credit score before applying for loans or credit cards, understanding how to improve your creditworthiness, staying informed about any changes to your credit profile, finding better rates on financial products, and saving money by having bills and subscriptions negotiated or canceled.

Is this app compatible with my device?

While the description doesn't specify exact compatibility, mobile applications of this nature are typically designed for both iOS and Android operating systems. You can usually find detailed compatibility information on the app's store page (e.g., Apple App Store or Google Play Store).