Best Credit Scores Apps

Capital One CreditWise

Your credit score, simplified

Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Credit Sesame: Grow Your Score

Manage, Track & Build Credit

Free

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

TransUnion®

Your scores, reports & offers

Free

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

myEquifax

Start your credit journey

Free

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

Kikoff – Build Credit Quickly

Equifax, Experian + TransUnion

Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Self - Credit Builder & Cards

Build credit for a credit card

Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Credit Booster AI: Fix & Build

Credit Monitoring & Mentoring

Free

This AI-powered app helps you understand, manage, and improve your credit score. It provides clear insights, personalized tips, and tools to build or repair your credit, making financial management stress-free and effective.

ScoreSense®

Credit Scores & Reports

Free

Access your credit scores and reports from all three major bureaus anytime. Receive daily credit monitoring and alerts for changes, with access to credit specialists and identity theft insurance.

Lexington Law - Credit Repair

Credit Repair, Score & Reports

Free

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

Credit Score Check & Report

Check • Improve • Monitor

Free

Estimate your credit score and monitor your financial health with this secure app. Understand what affects your score, simulate changes, and track progress with interactive tools and gamified milestones. Designed for global users seeking transparent credit insights.

Credit Score Check and Report

Finance Calculator & Tracker

Free

Estimate your credit score and understand its components with this private, on-device finance app. It offers simulators, calculators, and educational resources to help you manage your financial health and track progress towards your goals.

Credit.com

Credit Score and Grades

Free

Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.