Best Credit Scores Apps

243+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated September 2026

Looking for free credit scores apps? 20 of our 243+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Credit Scores Apps (September 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Experian®Experian®Free4.8★ (2.7M)NoYesOct 2026
2myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (50K)NoNoOct 2026
3Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoOct 2026
4Credit Sesame: Grow Your ScoreCredit Sesame: Grow Your ScoreFree4.8★ (436K)NoYesOct 2026
5TransUnion®TransUnion®Free4.6★ (39K)NoNoSep 2026
6Capital One CreditWiseCapital One CreditWiseFree4.8★ (310K)YesNoOct 2026
7CreditVanaCreditVanaFree5.0★ (191)NoYesSep 2026
8myEquifaxmyEquifaxFree4.8★ (44K)NoNoOct 2026

Top Picks for Credit Scores

Experian®#1

Experian® by Experian

Control Your Credit & Finances
Editor's Choice
💰 Finance
4.8😐(2.7M ratings)
FreeIn-App Purchases
#33in Finance
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Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

What We Love

  • 🚀 Accurate credit score monitoring
  • 👍 Helpful credit improvement tips
  • 🔒 Secure credit report access
  • 💡 Useful Experian Boost feature
  • 🚀 Convenient credit tracking

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🔒 Poor customer service and support
  • 💰 Overpriced premium subscription
  • 🐛 Buggy app performance
  • 🔒 Difficult to cancel subscription
myFICO - Credit Score Tracking#2

myFICO - Credit Score Tracking by FICO

Monitor & Report Credit Scores
Strong Contender
💰 Finance
4.8😐(50K ratings)
Free
myFICO - Credit Score Tracking screenshot 1
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Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

What We Love

  • 🚀 Keeps you updated on credit changes
  • 🔒 Provides accurate FICO scores
  • 👍 Helpful for home/car purchases
  • 💡 Useful credit monitoring and analysis tools

Room to Improve

  • 🐛 Inconsistent/inaccurate score reporting
  • 💰 Expensive subscription fees
  • 🔍 Lacks detailed credit information
  • 🔁 Frequent log-outs and identity verifications
Intuit Credit Karma#3

Intuit Credit Karma by Credit Karma, Inc.

Save, Spend & Grow Your Credit
Worth Considering
💰 Finance
4.8😐(7.7M ratings)
Free
#24in Finance
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Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

What We Love

  • 💥 Helpful credit monitoring
  • 📈 Improved credit scores
  • 🔍 Fraud detection
  • 🤑 Free credit reports
  • 🤓 Informative credit education
  • 🕰️ Timely credit updates
  • 🙌 Positive user experience

Room to Improve

  • 🚨 Inaccurate credit scores
  • 🤦‍♀️ Misleading credit card offers
  • 🔒 Security concerns
  • 🤯 Confusing credit reporting
  • 🤬 Poor customer service
  • 🐢 Slow credit updates
  • 💰 Aggressive promotion of paid services

More Credit Scores apps to explore

FAQ about Credit Scores

What are the best credit scores apps for iPhone?
Experian® tops our credit scores apps ranking as of September 2026, with a 4.8-star average from 2.7M App Store ratings, and it's free to download.
Yes — 20 of the top credit scores apps we rank are free to download, including Experian® and myFICO - Credit Score Tracking.
Experian® has no ads and offers in-app purchases, according to its App Store listing as of September 2026.
We track 243+ credit scores apps on the iOS App Store as of September 2026, ranked by rating, recency, and analysis of real user reviews.

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