Best Credit Score Track Apps

238+ iOS apps curated and reviewed

4.5 avg rating
20 free apps
Updated August 2026

Looking for free credit score track apps? 20 of our 238+ tracked titles are free to download โ€” no subscription, no trial. The rest are premium picks worth paying for.

Compare top Credit Score Track Apps (August 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8โ˜… (50K)NoNoAug 2026
2Credit TrackingCredit TrackingFree4.1โ˜… (75)NoNoAug 2026
3Credit Score CheckCredit Score CheckFree4.6โ˜… (198)NoYesAug 2026
4Credit Score MonitoringCredit Score MonitoringFree4.8โ˜… (127)NoYesAug 2026
5Credit Score Check & ReportCredit Score Check & ReportFree4.6โ˜… (56)YesNoAug 2026
6Arcane: Build Credit. Quick.Arcane: Build Credit. Quick.Free5.0โ˜… (4)NoNoAug 2026
7Credit Sesame: Grow Your ScoreCredit Sesame: Grow Your ScoreFree4.8โ˜… (436K)NoYesAug 2026
8Capital One CreditWiseCapital One CreditWiseFree4.8โ˜… (309K)YesNoAug 2026

Top Picks for Credit Score Track

myFICO - Credit Score Tracking#1

myFICO - Credit Score Tracking by FICO

Monitor & Report Credit Scores
Editor's Choice
๐Ÿ’ฐ Finance
4.8๐Ÿ˜(50K ratings)
Free
myFICO - Credit Score Tracking screenshot 1
myFICO - Credit Score Tracking screenshot 2
myFICO - Credit Score Tracking screenshot 3
myFICO - Credit Score Tracking screenshot 4
myFICO - Credit Score Tracking screenshot 5

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

What We Love

  • ๐Ÿš€ Keeps you updated on credit changes
  • ๐Ÿ”’ Provides accurate FICO scores
  • ๐Ÿ‘ Helpful for home/car purchases
  • ๐Ÿ’ก Useful credit monitoring and analysis tools

Room to Improve

  • ๐Ÿ› Inconsistent/inaccurate score reporting
  • ๐Ÿ’ฐ Expensive subscription fees
  • ๐Ÿ” Lacks detailed credit information
Credit Tracking#2

Credit Tracking by Derek Chisholm

Customer Monitoring Hub
Strong Contender
๐Ÿ’ผ Business
4.1(75 ratings)
Free
Credit Tracking screenshot 1
Credit Tracking screenshot 2
Credit Tracking screenshot 3
Credit Tracking screenshot 4

Monitor your credit restoration progress, including credit score changes, disputed items, and deletions. Easily submit essential documents and messages to manage your credit journey.

Credit Score Check#3

Credit Score Check by GREAT LITTLE SHOPS LIMITED

Track Your Credit Wise Report
Worth Considering
๐Ÿ’ฐ Finance
4.6(198 ratings)
FreeIn-App Purchases
Credit Score Check screenshot 1
Credit Score Check screenshot 2
Credit Score Check screenshot 3
Credit Score Check screenshot 4
Credit Score Check screenshot 5
Credit Score Check screenshot 6

Analyze and manage your credit history by tracking accounts across major bureaus. Get financial insights, educational content, and personalized recommendations to improve your credit score. Receive timely notifications for any credit status updates.

More Credit Score Track apps to explore

4
Credit Score Monitoring
Credit Score Monitoring
Credit Score Monitoring
Track Your Credit Wise Report
Free

Manage your finances with an income/expense tracker and stay informed with credit score news. Estimate your credit score with a simulator. Free version has usage limits.

Income/expense trackerCredit score news feedCredit score simulator
๐Ÿ’ฐ Finance
(127)
free with in-app purchases
5
Credit Score Check & Report
Credit Score Check & Report
Credit Score Check & Report
Check โ€ข Improve โ€ข Monitor
Free

Estimate your credit score and monitor your financial health with this secure app. Understand what affects your score, simulate changes, and track progress with interactive tools and gamified milestones. Designed for global users seeking transparent credit insights.

Instant credit score estimateDetailed credit report breakdownScore simulator and comparison tools
๐Ÿ’ฐ Finance
(56)
ad-supported
6
Arcane: Build Credit. Quick.
Arcane: Build Credit. Quick.
Arcane: Build Credit. Quick.
Grow & Track Your Credit Score
Free

Build your credit score by reporting rent and bill payments. Securely link your bank account to automatically detect eligible expenses. Accelerate progress with past payment history reporting for a one-time fee.

Report rent and bill paymentsNo credit check requiredSecure bank account linking
๐Ÿ’ฐ Finance
(4)
free with in-app purchases
7
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

Free credit score checksCredit report summariesFree credit alerts
๐Ÿ’ฐ Finance
(436K)
freemium
8
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICOยฎ Score 8 accessTransUnionยฎ credit report accessDark web alerts for identity theft
๐Ÿ’ฐ Finance
(309K)
free
9
Credit.com
Credit.com
Credit.com
Credit Score and Grades
Free

Manage your credit with a redesigned interface. Check your credit score and report summary for free, track factors affecting your credit, and receive personalized insights to improve your financial future. Monitor score changes and get actionable steps for improvement, all while protecting your data.

Free credit score and report summaryTrack credit score changesPersonalized insights for financial improvement
๐Ÿ’ฐ Finance
(7.2K)
free with in-app purchases
10
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
๐Ÿ’ฐ Finance
(7.7M)
free with in-app purchases
11
Dispute Beast: DIY Credit + AI
Dispute Beast: DIY Credit + AI
Dispute Beast: DIY Credit + AI
AI-Powered Credit Repair App
Free

This AI-powered finance app empowers users to take control of their credit repair journey. It identifies negative items on credit reports, generates dispute letters, and facilitates mailing them to credit bureaus. Get personalized guidance and track your progress towards a better financial future.

AI-powered credit report analysisAutomated dispute letter generationIn-app mailing service
๐Ÿ’ฐ Finance
(31)
ad-supported
12
Kikoff โ€“ย Build Credit Quickly
Kikoff โ€“ย Build Credit Quickly
Kikoff โ€“ย Build Credit Quickly
Equifax, Experian + TransUnion
Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month
๐Ÿ’ฐ Finance
(263K)
free with in-app purchases
13
Becca's: Smart Credit Builder
Becca's: Smart Credit Builder
Becca's: Smart Credit Builder
Score Tracking & Monitoring
Free

Build your credit history effortlessly with this app. Sign up in minutes, make affordable monthly payments, and have them automatically reported to major credit bureaus. An AI guide helps you understand your credit.

Credit score trackingAutomatic bureau reportingAI credit guide
๐Ÿ’ฐ Finance
(21)
ad-supported
14
Boom - Build credit with rent.
Boom - Build credit with rent.
Boom - Build credit with rent.
Build & track your credit.
Free

This app helps renters build and track their credit history by reporting rent payments to all three major credit bureaus. Users can report ongoing and past rent payments, and monitor their credit score progress within the app. It offers a quick enrollment process and prioritizes data security.

Report rent payments to credit bureausBuild credit historyTrack credit score progress
๐Ÿ’ฐ Finance
(1.2K)
free with in-app purchases
15
TransUnionยฎ
TransUnionยฎ
TransUnionยฎ
Your scores, reports & offers
Free

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

Free credit scoresFree credit reportsFree credit monitoring
๐Ÿ’ฐ Finance
(39K)
freemium
16
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

Personalized credit repairChallenge inaccurate negative itemsReal-time progress updates
๐Ÿ’ฐ Finance
(109K)
free with in-app purchases
17
Ryezing
Ryezing
Ryezing
by Ryezing
Free
๐Ÿ’ฐ Finance
(0)
18
Ava: Build Credit Fast
Ava: Build Credit Fast
Ava: Build Credit Fast
Save Money with Lower Interest
Free

Build a positive credit history and potentially improve your credit score with this app. It offers tools like a credit builder card and a savings account to help you manage bills and establish a credit profile. Get started quickly with transparent pricing and free monthly credit reports.

Build positive credit historyCredit builder card for subscriptions and billsSave & Build Credit Account for savings and credit line
๐Ÿ’ฐ Finance
(49K)
subscription
19
myCreditScore - Credit Check
myCreditScore - Credit Check
myCreditScore - Credit Check
Credit Score Tracker
Free

This app provides personalized credit scores and insights for users in Ghana. Track your score over time, receive alerts on changes, and view lender claims to understand your financial standing and support your financial goals.

View credit score and trendsGet personalized insightsReceive score change alerts
๐Ÿ’ฐ Finance
(1)
free
20
Credit Score Check and Report
Credit Score Check and Report
Credit Score Check and Report
Finance Calculator & Tracker
Free

Estimate your credit score and understand its components with this private, on-device finance app. It offers simulators, calculators, and educational resources to help you manage your financial health and track progress towards your goals.

Credit score estimationScore history and goal trackingWhat-if score simulator
๐Ÿ’ฐ Finance
(6)
ad-supported

FAQ about Credit Score Track

What are the best credit score track apps for iPhone?
myFICO - Credit Score Tracking tops our credit score track apps ranking as of August 2026, with a 4.8-star average from 50K App Store ratings, and it's free to download.
Yes โ€” 20 of the top credit score track apps we rank are free to download, including myFICO - Credit Score Tracking and Credit Tracking.
myFICO - Credit Score Tracking has no ads and has no in-app purchases, according to its App Store listing as of August 2026.
We track 238+ credit score track apps on the iOS App Store as of August 2026, ranked by rating, recency, and analysis of real user reviews.
The myFICO app allows you to access and monitor your FICO Scores and credit reports from Experian, TransUnion, and Equifax. It helps you understand how your credit history affects your scores and provides tools like a simulator to see how different actions might impact them. You can also receive alerts for changes and access educational resources about credit.
You can check your FICO Scores directly within the myFICO app. The app provides access to versions of your FICO Score used in mortgage, auto, and credit card lending. Checking your own credit score through the app will not negatively impact your score.

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