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Becca's: Smart Credit Builder

Becca's: Smart Credit Builder

Score Tracking & Monitoring

21 ratings
18 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • November 13, 2025
  • July 30, 2026

Features

Developer

Beccas Home LLC
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About

Build your credit history effortlessly with this app. Sign up in minutes, make affordable monthly payments, and have them automatically reported to major credit bureaus. An AI guide helps you understand your credit.

✓Credit score tracking
✓Automatic bureau reporting
✓AI credit guide
✓Payment reminders
✓No credit history required
✓45-day money-back guarantee
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What's New in Becca's

1.1.0

July 30, 2026

We're frequently updating the app in order to give you the best experience. Turn on auto updates to ensure you always have the latest version. This update includes: Minor bug fixes and improvements.

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User reviews

Most RecentHighest RatedLowest Rated

credit score

this is the best credit builder out there does all the lifting and works one of the best decisions I've ever made
Dewells7Dewells7

big boost Subject

beccas is really great worth it glad I signed up very pleased with the service 😀
Helena2283Helena2283

big boost Subject

beccas is really great worth it glad I signed up very pleased with the service 😀
Jonh neeJonh nee

Just wow

best and easiest way to increase credit or begin your credit journey try it you will not regret it
LAYCON4871LAYCON4871

Download it!

because is convenient and easy. I am glad I have them to help me with credit
AyopeacesentAyopeacesent
See 13 more reviews

FAQ

Does Becca's have ads?

Yes, Becca's contains advertisements. As a free application, it utilizes ads to support its services.

What is the pricing for Becca's?

Becca's starts at $9/month with no hidden fees or interest charges. The app offers a 45-day money-back guarantee and allows cancellation at any time.

How does Becca's report to credit bureaus?

Becca's automatically reports your monthly payments to all major credit bureaus. This consistent payment history is a key factor in building your credit score.

Can I use Becca's if I have no credit history?

Yes, Becca's is designed for individuals with no credit history. The sign-up process requires no prior credit and focuses on helping you start building it.

What kind of credit score information does Becca's provide?

Becca's provides access to your credit score and credit report directly within the app, powered by Equifax data and VantageScore 3.0. You can track your progress over time.

Is Becca's a credit repair service?

No, Becca's is not a credit repair service. It is a tool to help you build positive credit history through consistent payments. Late or missed payments may negatively impact your score.

What devices does Becca's support?

Becca's is available on iPhone and iPod devices. It is rated for ages 4 and up.

How often is Becca's updated?

The latest version of Becca's is 1.0.6, which was last updated on February 27, 2026. This indicates regular maintenance and potential feature additions.