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Bolster: Get Your Credit Right

Bolster: Get Your Credit Right

Build credit, Dispute errors

559 ratings
45 reviews
💰 Finance
Free
In-App Purchases

Details

Released
July 22, 2022
Updated
October 21, 2026

Features

Developer

Cable92 LLC
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🧾$3.00 - $24.99
In-App Purchase↘︎
📌Ready
Reviews summary↘︎
⭐45
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❓5 answered
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📦~ in 6 days
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About

This app helps you build credit history, dispute errors on your credit report, and gain insights into your spending. It offers multiple credit-building tools with no credit checks and a streamlined process for disputing inaccuracies, aiming to improve your financial future.

✓Credit building tools
✓Dispute credit report errors
✓Spending and savings insights
✓Personalized financial guidance
✓No credit check options
✓Positive payment reporting
Show original description

What users say about Bolster

Reviews of Bolster are mostly negative: the Finance app is rated 4.7/5 from 559 App Store ratings. What users like most: easy credit dispute process, helpful for credit building. Top complaints: difficulty contacting customer service, app frequently inaccessible/unusable. Summarized from real user reviews.

Positive things

  • 🚀Easy credit dispute process
  • 👍Helpful for credit building
  • 💡Consolidates financial information
  • 😊Good for tracking credit score changes
  • ✨Simplifies financial life
  • ✅Effective for credit repair
  • 🌟Finds attorneys

Negative things

  • 😞Difficulty contacting customer service
  • 😠App frequently inaccessible/unusable
  • 💸Issues with secured card loading money
  • 🚫Card not working/declined
  • ❌Account blocked/locked
  • ❓Vague explanations for issues
  • 📉Credit builder not reporting
  • ⚠️Misleading advertising
  • 👎No refund for services not received
  • 😟Money held by the app
See all reviews

What's New in Bolster

2.108.0

October 21, 2026

In this update we've made some improvements and squashed some bugs to make our app even better for you.

4

Subscriptions & In-App Purchases

Credit Builder Maximizer

Build credit history and ID theft protection

$47.991 Month
How to cancel Bolster subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

Sucks

Can’t even open it. Keeps loading and stays on the purple screen.
PPhylomenaD

Confused About Card

I paid the $5.99 thinking the credit card was to be UNsecured. Turns out I was wrong and it’s a secured card instead. I wish it was a bit more clear beforehand that I’d have to load my own money onto the credit card
SSwaggyKitty101

Response from developer

Hi, thanks for the feedback. We’re sorry there was some confusion about how the Bolster Card works. The informational screen in the app explains that the card requires you to load funds before spending. This allows you to safely spend from your own money, so there’s no risk of overspending or debt, while still growing your credit history. If you have questions or there is anything our team can help you with, please reach out to support+iosreview@bolster.co.

Impressed!! Bolster Works.

Wow Bolster made this EASY. In under 10 min I just disputes to every negative jerk on my credit report. I am very impressed.
JJoylizzy921

Response from developer

Love to hear it! We built Bolster to make taking action on your credit feel simple, not overwhelming. Thanks for sharing your experience.

Review

Dispute
Ttheamazonia

Bolster card

I have a bolster subscription and bolster secured card subscription but never received the card for use I then reported the secured card lost to have a new one sent out but instead the company deactivated my card subscription now I have a account that is attached to my credit profile with no activity being reported so my credit is in jeopardy of having a negative impact I continuously reached out to the support team and never hear anything back from them or receive any updates to my account about the card situation I just want to cancel out both subscription so it won’t affect my credit profile this company is a complete scam
Show more
WRWill R.843

Response from developer

Hi, thanks for bringing this to our attention. Our support team would be happy to review your situation and help get this sorted out. Please email support+iosreview@bolster.co and mention this review so we can make sure your request is prioritized and reaches the right team.

See 40 more reviews

User experience

🐞

Reported Bugs

25 issues

Card not received

Bug

Secured card subscription deactivated

Bug

App signs out when applying for card

Bug

Cannot find bolster card on account

Bug

App non-functional

Bug

Transfers to bolster card not working

Bug

Credit builder not working

Bug

Cannot see bolster mastercard on dashboard

Bug

Debit card gone/not working

Bug

Email codes not received

Bug

App inaccessible

Bug

Unable to access account

Bug

Add cash or transfer not working

Bug

Removed access from account

Bug

App not functioning properly

Bug

Bolster card disappeared

Bug

Login issues due to security reasons

Bug

App repeatedly loops to sign in

Bug

App shuts down when hitting credit button

Bug

Virtual card declined everywhere

Bug

App is frequently inaccessible

Bug

Cannot access account

Bug

Login issues (network connection down/blocked)

Bug

Verification loop on login

Bug

App keeps shutting down

Bug
✨

Requested Features

8 requests

Clarify secured card requirements upfront

Feature

Improve customer service responsiveness

Feature

Fix app login issues

Feature

Ensure credit builder reports to bureaus

Feature

Provide clear refund process

Feature

Make card functionality reliable

Feature

Allow access to account after being blocked

Feature

Offer more transparent communication about app status

Feature

FAQ

What does the Bolster app do?

Bolster is a free app designed to help you build credit, dispute errors on your credit reports, and understand your spending habits. It offers various tools to improve your credit score and financial well-being.

How can I build credit with Bolster?

Bolster provides three credit-building tools: Credit Gladiator, Credit Maximizer, and Credit Kickstart. These tools report positive payments to all three credit bureaus, helping you establish or grow your credit history without a credit check.

Can I dispute errors on my credit report with this app?

Yes, Bolster guides you through the process of disputing credit report errors. It makes disputing inaccuracies on TransUnion fast and free, with options to extend disputes to Equifax and Experian for an additional cost.

Is Bolster free to use?

The core features of Bolster, including credit building and disputing errors on TransUnion, are free. Some additional services, like extending disputes to Equifax and Experian, may incur an extra cost.

Who is the target audience for Bolster?

This app is ideal for individuals with bad or no credit, those looking to rebuild after financial setbacks, recent graduates, or anyone new to managing credit. It's also beneficial for those preparing for major financial milestones like mortgage pre-approval or auto financing.