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River: Buy Bitcoin

River: Buy Bitcoin

Invest with confidence

9K ratings
318 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • January 19, 2021
  • October 13, 2026

Features

Developer

River Financial Inc.
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About

Easily buy, manage, and use Bitcoin on a secure, regulated platform. Earn interest on your cash paid in Bitcoin, set up fee-free recurring buys, and track your portfolio's growth. Send and receive Bitcoin seamlessly, even via text message.

✓Buy Bitcoin easily
✓Earn interest on cash paid in Bitcoin
✓Zero-fee recurring buys
✓Track Bitcoin portfolio growth
✓Send and receive Bitcoin
✓Send Bitcoin via text message (River Link)
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What users say about River

Reviews of River are mixed: the Finance app is rated 4.9/5 from 9K App Store ratings. What users like most: easy and simple to use, secure platform. Top complaints: lengthy ID verification process, accounts being closed without explanation. Summarized from real user reviews.

Positive things

  • 🚀Easy and simple to use
  • 🔒Secure platform
  • 💡Bitcoin-only focus
  • 👍User-friendly interface
  • 🚀Smooth and seamless experience
  • 👍Excellent customer service
  • 💡Automatic withdrawals to cold storage
  • 🚀Competitive pricing and low fees

Negative things

  • 🐛Lengthy ID verification process
  • 🐛Accounts being closed without explanation
  • 🐛Delayed fund transfers and withdrawals
  • 🐛Poor communication from the company
  • 🐛Unreliable and inconsistent service
See all reviews
+3

What's New in River

7.403.1

October 13, 2026

River is the easiest and most trusted platform to invest in bitcoin with features such as zero-fee recurring buys and Bitcoin Interest on Cash.

User reviews

Most RecentHighest RatedLowest Rated

Simple to use

Easy to use, lots of reminder options.
kzbvv6kzbvv6

DO NIT USE

I used River to purchase $21K in crypto. When I attempted to move the tokens to my Trust Wallet the move was declined because they said it went against their policy. I converted my crypto back to cash and River closed my account, put a hold on the ACH transfer from September 15th to October 27th. I’m still waiting on the cash to arrive. BS
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immadaboutitimmadaboutit

DCA

Best way to dollar cost average your bitcoin purchases.
Brock&cheeseBrock&cheese

Damn good company.

Smash buy till I die.
BitcoinBeisbolrBitcoinBeisbolr

River is amazing

I’ve had lots of trouble with bitcoin exchanges over the years. Data leaks. Account problems. Having to bail before a pending disaster unfolded. You name it.

It’s weird just having a quiet, calm, entirely in house company that just does the job and does it remarkably well. They move slowly and don’t break things and I’m constantly impressed with how smooth and reliable it all is. Been using River for years and should have done a review a long time ago.
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GuySwannGuySwann
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User experience

🐞

Reported Bugs

3 issues

Verification failures with no clear reason

Bug

Accounts being closed without notice

Bug

Delayed fund transfers and withdrawals

Bug
✨

Requested Features

3 requests

Improved tax lot tracking

Feature

Plaid integration for budgeting apps

Feature

Option to set custom mining fees

Feature

FAQ

What does the River app do?

The River app allows users to buy Bitcoin easily and quickly on a secure, regulated platform. It also provides financial tools to manage and use Bitcoin, including earning interest on cash paid in Bitcoin, setting up fee-free recurring buys, and tracking portfolio growth.

What are the key features of River?

Key features include the ability to buy Bitcoin in minutes, earn interest on your cash paid in Bitcoin with no lockup period or monthly fees, set up zero-fee recurring buys for dollar-cost averaging, track your Bitcoin growth with performance tools, and send/receive Bitcoin seamlessly via the Lightning Network or on-chain.

Is River a free app?

The app itself is free to download and use. Monetization comes from potential fees associated with Bitcoin transactions or services, though features like recurring buys are advertised as zero-fee. Specific fee structures and eligibility restrictions are detailed in the Terms of Service.

What are the security and regulatory aspects of River?

River is a US-based, regulated financial institution focused on security. All assets are held in full reserve with multi-sig cold storage, and users can verify this through Proof of Reserves. USD funds are deposited by Lead Bank, Member FDIC, and are FDIC-insured up to $250,000 against Lead Bank's failure.

How can I send Bitcoin using River?

You can send and receive Bitcoin anytime through the Lightning Network or on-chain. River also offers River Link, which is described as the easiest way to send Bitcoin via text message, making it convenient for gifting or splitting bills with friends.