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River: Buy Bitcoin

River: Buy Bitcoin

Invest with confidence

8.8K ratings
309 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • January 19, 2021
  • September 16, 2026

Features

Developer

River Financial Inc.
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About

Easily buy, manage, and use Bitcoin on a secure, regulated platform. Earn interest on your cash paid in Bitcoin, set up fee-free recurring buys, and track your portfolio's growth. Send and receive Bitcoin seamlessly, even via text message.

✓Buy Bitcoin easily
✓Earn interest on cash paid in Bitcoin
✓Zero-fee recurring buys
✓Track Bitcoin portfolio growth
✓Send and receive Bitcoin
✓Send Bitcoin via text message (River Link)
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What users say

Summarized from real user reviews of River. Based on 8.8K reviews and a 4.9/5 average, it highlights the 8 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Easy and simple to use
  • 🔒Secure platform
  • 💡Bitcoin-only focus
  • 👍User-friendly interface
  • 🚀Smooth and seamless experience
  • 👍Excellent customer service
  • 💡Automatic withdrawals to cold storage
  • 🚀Competitive pricing and low fees

Negative things

  • 🐛Lengthy ID verification process
  • 🐛Accounts being closed without explanation
  • 🐛Delayed fund transfers and withdrawals
  • 🐛Poor communication from the company
  • 🐛Unreliable and inconsistent service
See all reviews
+2

What's New in River

7.313.3

September 16, 2026

River is the easiest and most trusted platform to invest in bitcoin with features such as zero-fee recurring buys and Bitcoin Interest on Cash.

User reviews

Most RecentHighest RatedLowest Rated

Best Bitcoin Exchange

My new bank account.
PJR93PJR93

Bitcoin Only

⭐️⭐️⭐️⭐️⭐️
Trent EcklarTrent Ecklar

Bertao

Great app, easy to use, customer service is exceptional
Kelsey RainKelsey Rain

Cheapest fees I’ve seen

Lowest fees, I’ve seen so far. Customer service is great. I’m able to bank with them. I only wish they had a credit card
saltyminionsaltyminion

Great people always so helpful

Easy user friendly app. Whenever I’ve had questions, the support is awesome friendly helpful and easy to understand. Today a staff member named Grant was more than helpful with all of my questions! He really put me at ease!
CinoClementineCinoClementine
See 304 more reviews

User experience

🐞

Reported Bugs

3 issues

Verification failures with no clear reason

Bug

Accounts being closed without notice

Bug

Delayed fund transfers and withdrawals

Bug
✨

Requested Features

3 requests

Improved tax lot tracking

Feature

Plaid integration for budgeting apps

Feature

Option to set custom mining fees

Feature

FAQ

What does the River app do?

The River app allows users to buy Bitcoin easily and quickly on a secure, regulated platform. It also provides financial tools to manage and use Bitcoin, including earning interest on cash paid in Bitcoin, setting up fee-free recurring buys, and tracking portfolio growth.

What are the key features of River?

Key features include the ability to buy Bitcoin in minutes, earn interest on your cash paid in Bitcoin with no lockup period or monthly fees, set up zero-fee recurring buys for dollar-cost averaging, track your Bitcoin growth with performance tools, and send/receive Bitcoin seamlessly via the Lightning Network or on-chain.

Is River a free app?

The app itself is free to download and use. Monetization comes from potential fees associated with Bitcoin transactions or services, though features like recurring buys are advertised as zero-fee. Specific fee structures and eligibility restrictions are detailed in the Terms of Service.

What are the security and regulatory aspects of River?

River is a US-based, regulated financial institution focused on security. All assets are held in full reserve with multi-sig cold storage, and users can verify this through Proof of Reserves. USD funds are deposited by Lead Bank, Member FDIC, and are FDIC-insured up to $250,000 against Lead Bank's failure.

How can I send Bitcoin using River?

You can send and receive Bitcoin anytime through the Lightning Network or on-chain. River also offers River Link, which is described as the easiest way to send Bitcoin via text message, making it convenient for gifting or splitting bills with friends.