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River: Buy Bitcoin

River: Buy Bitcoin

Invest with confidence

9.1K ratings
324 reviews
💰 Finance
Free

Details

Released
January 19, 2021
Updated
November 1, 2026

Features

Developer

River Financial Inc.
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About

Easily buy, manage, and use Bitcoin on a secure, regulated platform. Earn interest on your cash, paid in Bitcoin, and utilize tools for portfolio tracking and seamless transactions. Send Bitcoin via text message for gifting or splitting bills.

✓Buy Bitcoin easily
✓Earn interest on cash in Bitcoin
✓Zero-fee recurring buys
✓Portfolio performance tracking
✓Send and receive Bitcoin
✓Bitcoin gifting via text message
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What users say about River

Reviews of River are mixed: the Finance app is rated 4.9/5 from 9.1K App Store ratings. What users like most: easy and simple to use, secure platform. Top complaints: lengthy ID verification process, accounts being closed without explanation. Summarized from real user reviews.

Positive things

  • 🚀Easy and simple to use
  • 🔒Secure platform
  • 💡Bitcoin-only focus
  • 👍User-friendly interface
  • 🚀Smooth and seamless experience
  • 👍Excellent customer service
  • 💡Automatic withdrawals to cold storage
  • 🚀Competitive pricing and low fees

Negative things

  • 🐛Lengthy ID verification process
  • 🐛Accounts being closed without explanation
  • 🐛Delayed fund transfers and withdrawals
  • 🐛Poor communication from the company
  • 🐛Unreliable and inconsistent service
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+2

What's New in River

7.467.0

November 1, 2026

River is the easiest and most trusted platform to invest in bitcoin with features such as zero-fee recurring buys and Bitcoin Interest on Cash.

User reviews

Most RecentHighest RatedLowest Rated

Best bitcoin bank

Best app to buy bitcoin and hold fiat which they pay 3.5% in btc. They also have proof of reserves.
PGPC gear

Do not use

What a letdown. I used this service for years to transfer Bitcoin to my cold wallet and make online purchases without any issues. Then, out of nowhere, my account was suspended after transferring around $2,000 worth of funds. They demanded an excessive amount of personal information, which I provided in full, yet they still suspended my account and held my money. After years of being a customer, this is how they treat you. Absolutely unacceptable. I would not recommend this service to anyone.
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JJLAIII

Best way to buy Bitcoin!

Best way to buy Bitcoin!
CMChoong Man

River Financial Onboarding Team

The River onboarding team is phenomenal, patient and very kind. We have thoroughly benefited from the tenacity of two Client Services team members (Grant and Jack). Our initial contact with Ben Epling (Relationship Mgr.) was key to our confidence in River. And a special shout out to Rebecca for her assistance.
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BBCPLSXSP

Best Bitcoin exchange hands down

Proof of reserves(!!), interest in cash paid directly in Bitcoin, I do all my banking including bill pay, no casino-vibes… if youre serious about saving in Bitcoin this is the place to do it.
$$Mr1971$
See 319 more reviews

User experience

🐞

Reported Bugs

3 issues

Verification failures with no clear reason

Bug

Accounts being closed without notice

Bug

Delayed fund transfers and withdrawals

Bug
✨

Requested Features

3 requests

Improved tax lot tracking

Feature

Plaid integration for budgeting apps

Feature

Option to set custom mining fees

Feature

FAQ

Is River secure for buying Bitcoin?

Yes, River is a US-based, regulated financial institution focused on keeping your Bitcoin safe. All assets are held in full reserve with multi-sig cold storage, and you can verify this using their Proof of Reserves.

How can I earn Bitcoin with River?

You can earn interest on your cash, paid in Bitcoin, with no lockup period or monthly fees. Interest is earned on cash that has settled at Lead Bank and the interest rate is subject to change.

What are the fees for recurring Bitcoin buys on River?

River offers zero-fee recurring buys, allowing you to maximize your Bitcoin holdings through dollar-cost averaging without paying additional fees.

Can I send Bitcoin easily with River?

Yes, you can seamlessly send and receive Bitcoin through the Lightning Network or on-chain. River Link also allows for easy Bitcoin sending via text message, ideal for gifting or splitting bills.

What is the user sentiment for River?

User reviews indicate a mixed overall sentiment. While users praise the easy-to-use and secure platform with excellent customer service, some have experienced lengthy ID verification, account closures, and delayed fund transfers.

Is River available on all devices?

River is currently supported on iPhone and iPad devices, catering to users within the Apple ecosystem.

How often is River updated?

The latest version of River is 7.467.0, and it was last updated on November 1, 2026. This indicates a consistent update schedule for the application.

Does River have ads?

No, River does not contain advertisements. The app is free to download and use without any ad interruptions.