Credit Genius

Credit Genius

Know Your Next Credit Move

165 ratings
82 reviews
Free
In-App Purchases

Details

Released
May 12, 2025
Updated
November 9, 2026

Features

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About

Build and monitor your credit score using AI-powered tools and interactive games. Report rent payments to Experian for an instant score boost and receive 24/7 credit assistance and fraud protection.

✓Rent reporting to Experian
✓Backdate rent payments
✓Interactive credit games
✓AI credit assistant
✓Free Experian credit tracking
✓Fraud protection
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What's New in Credit Genius

5.3.5

November 9, 2026

Improvements to help us better understand and improve your app experience General stability improvements

2

Subscriptions & In-App Purchases

Elite 👑

Unlimited + simulator, rent reporting, score & priority

$39.991 Month
How to cancel Credit Genius subscription ⁉️

User reviews

Great App for Understanding Your Credit!

Credit Genius makes learning about credit so much easier! I really like how the app breaks down my credit score and gives me useful insights without making things complicated. The AI credit assistant is especially helpful when I have questions about credit building or ways to improve my credit score. It’s simple, easy to use, and genuinely helpful for making smarter financial decisions. Definitely recommend it!
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Better than any Credit Intelligence app like Credit Karma or credit boost.

Seriously, I’ve tried a bunch of different apps and even the existing rent reporting app that I’m using isn’t working correctly. But this wonderful credit intelligence app has great fun games that I play on a daily basis to help me learn more about my credit. It had my score and my report almost instantly after signing up. Total game changer in my opinion.
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The BEST Credit App Ever! Highly Recommend!

If you don’t have the Credit Genius app, you are definitely missing out! ⭐️⭐️⭐️⭐️⭐️ This is hands down one of the BEST credit apps out there! 💯🙌🏽 It’s easy to use, informative, and helps you better understand your credit and make smarter financial decisions! Whether you’re trying to build your credit, improve your score, or maintain excellent credit, I highly recommend downloading this app! Your credit is important, and having the right tools makes all the difference! Don’t wait until you need credit to start taking it seriously! Download Credit Genius today! You won’t regret it! 💙💳🔥
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Game Changer for My Credit!

I absolutely love the Credit Genius app! It’s easy to navigate, reasonably priced, and has been a game changer for my credit journey. Since I started using Credit Genius, my credit score has increased significantly, and I’ve gained so much knowledge about how credit works and how to build healthy financial habits. One of my favorite features is the credit boosting option. It has been a great addition and makes it even easier to maximize your credit potential. I highly recommend Credit Genius to anyone who’s serious about improving their credit and increasing their financial knowledge.
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Life changing!

I have to be honest , Downloading CG changed my life ! My credit was so bad.
I also wasn’t taught about the credit game . I used my consistent payments from my rent and knowledge from the app to get a better apartment and car !!!
DO NOT SLEEP ON THIS LIFE CHANGING APP!

Developer apps

FAQ

How does Credit Genius help build credit?

Credit Genius allows you to report your rent payments to Experian, which can positively impact your credit score. It also offers interactive games and an AI assistant to educate you on credit growth.

Can Credit Genius backdate rent payments?

Yes, Credit Genius offers instant backdating for up to 24 months of past rent payments, providing an immediate score impact.

What kind of AI features does Credit Genius offer?

Credit Genius utilizes an AI Credit Assistant that acts as a 24/7 coach for navigating disputes, funding, and FICO score growth.

Is Credit Genius secure?

Yes, the app prioritizes security with bank-level encryption and 24/7 identity monitoring to protect your financial information.

Does Credit Genius have ads?

No, Credit Genius does not contain advertisements.

What are the subscription options for Credit Genius?

Credit Genius offers several subscription plans, including Genius Shield, Identity Protection Monthly, and Genius Unlimited, with prices ranging from $3.99 to $7.99 per month.

What devices is Credit Genius available on?

Credit Genius is available on iPhone and iPod devices.

How often is Credit Genius updated?

The latest version of Credit Genius is 5.3.5, and it was last updated on November 9, 2026, indicating regular updates.