Cresla AI
AI credit insights & disputes
About
This AI-powered tool analyzes your credit reports from major bureaus, providing clear insights into factors affecting your score. It helps identify negative items, offers personalized recommendations, and generates dispute letter templates to help you manage your credit.
What's New in Cresla AI
1.2.0
June 30, 2026
• Push notifications: get alerted on your phone for new direct messages, replies, comments, likes, reactions, and @mentions — with a unique sound for messages so you always know when someone DMs you. • @mentions: tag other members in Community posts and comments. • A faster, smoother Community, Messages, and Notifications experience — pages now load instantly. • Chat with Cresla Support right inside the app. • Bug fixes and performance improvements.
MoreSubscription plans
Cresla Pro Monthly
Unlimited AI credit chat, letters & insights.
Charts
FAQ
What credit bureaus does Cresla AI support?
Cresla AI imports your credit report data from TransUnion, Equifax, and Experian. It then parses every account, balance, payment, and negative item to provide comprehensive insights.
How does Cresla AI help with credit disputes?
Cresla AI generates dispute letter templates that you can review, edit, and send directly to the credit bureaus. This feature is part of the subscription for advanced AI features and dispute templates.
Is Cresla AI a credit repair service?
No, Cresla AI is an educational and organizational tool. It is not a Credit Repair Organization, law firm, or financial advisor. It empowers you to manage your credit data and draft dispute letters yourself.
What are the subscription options for Cresla AI?
Cresla AI offers an optional in-app subscription for unlimited AI chat and dispute letter generation. Options include an annual subscription for $150/year or a monthly subscription for $50/month, both with a 3-day free trial.
How secure is my credit data with Cresla AI?
Cresla AI is designed with privacy first. Your credit data and security information are encrypted at rest with AES-256-GCM and use HTTPS/TLS encryption in transit. Face ID/Touch ID unlock is also supported.
Can I use Cresla AI on multiple devices?
Cresla AI is supported on iPhone, iPad, and iPod. You can manage or cancel your subscription at any time in your Apple ID settings.
What features are available in the free tier of Cresla AI?
The free tier of Cresla AI allows you to import your credit report and view negative items. Advanced AI chat and dispute letter generation require a subscription.
How often is Cresla AI updated?
The latest version of Cresla AI is 1.1.0, which was last updated on June 7, 2026. This indicates a recent update, suggesting ongoing development and support.