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Dispute Beast: DIY Credit + AI

Dispute Beast: DIY Credit + AI

AI-Powered Credit Repair App

43 ratings
16 reviews
🔧 Utilities
💰 Finance
Free

Details

  • Released
  • Updated
  • April 9, 2026
  • August 27, 2026

Features

Developer

JDDB Holdings, LLC
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About

This AI-powered finance app empowers users to take control of their credit repair journey. It identifies negative items on credit reports, generates dispute letters, and facilitates mailing them to credit bureaus. Get personalized guidance and track your progress towards a better financial future.

✓AI-powered credit report analysis
✓Automated dispute letter generation
✓In-app mailing service
✓Personalized credit coaching
✓3-bureau credit report access
✓Attack tracking and IQ action plans
✓Credit education resources
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What's New in Dispute Beast

1.0.15

August 27, 2026

This update makes Dispute Beast faster, smoother, and more reliable, helping you stay focused on your credit journey while we deliver an even better experience.

More

User reviews

Most RecentHighest RatedLowest Rated

Wow.. JUST WOW

The simplicity blew me away. This is more than a repair app, this is a complete guide about everything credit! Love this app
Super_xczSuper_xcz

Excellent

Not even a week has gone by and 11 accounts got deleted thanks Dispute Beast. I love you guys.
YungelohimYungelohim

Richard Bagwell

Just a trying to fix my credit for my family we can’t buy a house or a bigger car untill I do what I need to do so here I am doing just that I just pray dispute beast helps me through
richdoserichdose

Dispute Beast App Review

What I love most is how simple it is. You do not need to know anything about credit repair. The AI does everything for you, it analyzes your report, generates the letters, and tells you exactly what to do next. The whole setup took me less than five minutes.
GisselleLopez4GisselleLopez4

Helped me alot !!!!

I’m shocked how fast the ball started rolling with the technology of ai !!! At first I was nervous but this really is working out for me ! I want to tell all my black friends!!!
canusayquancanusayquan
See 11 more reviews

FAQ

Does Dispute Beast have ads?

Yes, Dispute Beast contains advertisements. As a free application, it relies on ads to support its services.

How does Dispute Beast's AI credit coach work?

The AI Credit Coach provides personalized credit guidance in plain English. You can ask it questions about your score, areas to focus on, and how to reach specific credit goals, with your data remaining private and secure.

What credit bureaus does Dispute Beast work with?

Dispute Beast pulls your latest 3-bureau credit report, which includes data from Equifax, TransUnion, and Experian. It helps you identify and dispute negative items across all three.

How often can I run a dispute cycle with Dispute Beast?

Dispute cycles with Dispute Beast run every 40 days. The app helps you track your progress and notifies you when your next attack window opens.

What is Sprint Mail in Dispute Beast?

Sprint Mail is an in-app mailing center that handles printing, stamping, and mailing your dispute letters directly to the credit bureaus. This feature saves you time by eliminating the need to visit a post office.

Is Dispute Beast available on Android devices?

Currently, Dispute Beast is only supported on iPhone devices. The app's platform compatibility is limited to iOS at this time.

What is the age rating for Dispute Beast?

Dispute Beast has an age rating of 17+. This is due to the nature of financial management and credit repair topics covered within the application.

How does Dispute Beast compare to hiring a credit repair agency?

Dispute Beast is a DIY tool that provides the technology and resources for you to manage your own credit repair. Unlike agencies, it does not dispute on your behalf, giving you direct control and potentially lower costs.