Great for credit repair
After bankruptcy, I thought I’d never have good credit again. Arcane helped me add 4 positive tradelines and rebuild my score!
Free
About
Build your credit score by reporting rent and bill payments. Securely link your bank account to automatically detect eligible expenses. Accelerate progress with past payment history reporting for a one-time fee.
✓Report rent and bill payments
✓No credit check required
✓Secure bank account linking
✓Automatic payment detection
✓Add past payment history
✓Transparent pricing
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What's New in Arcane
1.3.1
July 24, 2026
Fixed bugs and general improvements.
User reviews
FAQ
Does Arcane have ads?
Yes, Arcane contains advertisements. This is common for many free finance applications that offer robust features.
How much does Arcane cost?
Arcane offers a subscription model with two tiers: $3.99/month billed annually or $5.99/month billed monthly. There is also a one-time fee of $39.99 for the Score Boost feature.
What is the age rating for Arcane?
Arcane has an age rating of 17+, indicating it is intended for mature users.
How often is Arcane updated?
The latest version of Arcane is 1.1.0, and it was last updated on June 22, 2026, suggesting regular updates.
What devices does Arcane support?
Arcane is currently supported on iPhone devices.
Can Arcane guarantee a credit score increase?
Arcane does not guarantee any specific increase in your credit score. Results can vary based on your overall credit profile and activity with other creditors.
Does Arcane remove negative credit information?
No, Arcane does not remove accurate negative information from credit reports. It focuses on building positive payment history.
What is the Score Boost feature in Arcane?
The Score Boost feature allows you to add up to 24 months of past payment history to your credit profile for a one-time fee of $39.99, potentially strengthening your credit file.