TransUnion®

TransUnion®

Your scores, reports & offers

39K ratings
412 reviews
#96 in free Finance
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • July 2, 2013
  • August 6, 2026

Features

TransUnion® screenshot #1 for iPhone
TransUnion® screenshot #2 for iPhone
TransUnion® screenshot #3 for iPhone
TransUnion® screenshot #4 for iPhone
TransUnion® screenshot #5 for iPhone
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About

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

Free credit scores
Free credit reports
Free credit monitoring
Personalized credit offers
Daily report and score refreshes
Critical credit change alerts
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What users say

See all reviews
+1

What's New in TransUnion®

5.8.0

August 6, 2026

Feature enhancements and minor bug fixes.

Charts

Top Free

📈 96+2

Finance

This app rose +2 positions in Finance chart.

Last updated on August 6, 2026.

User reviews

Very bad

Just ridiculous won’t accept my pass word to log me in. Can’t receive text messages to verify my account. Most ridiculous app ever.

Useless

Can’t even unfreeze your credit. Other major credit report company has an app that would let you freeze/unfreeze free. But not this one

Absolute garbage - completely broken login loop

Don’t waste your time downloading this app. It’s fundamentally broken and cannot remember basic login info or biometrics settings. Every single time I open this app, it treats me like a brand new user on a new device.

TRASH

I usually don’t do reviews but this app is frustrating. I rest my password only for it not to work in app. Then when using the website my account was suspended due to multiple attempts in app. Don’t waist your time just use the website

This will not work for a basic account

I kept getting crashes when I used the app, called TransUnion and the explained that you can only use the app essentially if you’re using the paid version of TransUnion

Developer apps

User experience

🐞

Reported Bugs

3 issues

App crashes when trying to access certain features

Bug

Inconsistent behavior between website and app

Bug

Inability to delete duplicate entries

Bug

Requested Features

3 requests

Ability to dispute errors directly in the app

Feature

Detailed credit score breakdown

Feature

Seamless integration across devices

Feature

FAQ

What does the TransUnion app do?

The official TransUnion app provides free access to your credit scores and credit reports. It also offers free credit monitoring services, alerting you to critical changes. Additionally, you can receive personalized credit offers based on your TransUnion credit profile.

How do I get my free credit score and report?

You can get your free credit score and report by creating a free account within the TransUnion app. No credit card is required to sign up. Once your account is set up, you can start accessing your credit information immediately.

Is there a cost to use the TransUnion app?

The core features of the TransUnion app, including free credit scores, free credit reports, and free credit monitoring, are available at no cost. There is an option to upgrade to a membership for premium features like quarterly 3-bureau reports and enhanced identity monitoring.

What is VantageScore 3.0?

The credit score calculated within the app is based on the VantageScore 3.0 model. It's important to note that lenders and insurers may use different scoring models when evaluating your eligibility for credit products.

Who is this app for?

This app is designed for individuals who want to actively manage their credit health. It's ideal for those who wish to track their credit score, understand factors influencing it, stay informed about report changes, and explore credit offers they are likely to qualify for.