TransUnion®

TransUnion®

Your scores, reports & offers

39K ratings
439 reviews
#92 in free Finance
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • July 2, 2013
  • September 10, 2026

Features

TransUnion® screenshot #1 for iPhone
TransUnion® screenshot #2 for iPhone
TransUnion® screenshot #3 for iPhone
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TransUnion® screenshot #5 for iPhone
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About

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

Free credit scores
Free credit reports
Free credit monitoring
Personalized credit offers
Daily report and score refreshes
Critical credit change alerts
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What users say

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+1

What's New in TransUnion®

5.8.2

September 10, 2026

Feature enhancements and minor bug fixes.

Charts

Top Free

📈 92+1

Finance

This app rose +1 position in Finance chart.

Last updated on September 16, 2026.

User reviews

Must have a paid membership to use the app?!?

Despite the description here saying you can start using the app for free, a paid membership is required to simply login, even if you have a working login account on the TransUnion website. This is a terrible user experience, especially since I spent the better part of an hour chatting with support before being escalated to a phone call, then finding out the app is not free to use after all.
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App NOT WORKING

The app does not work when it prompts you to send a text code to login it shoots you out to put your login credentials again in no ending loop.

Won't let me login

After trying to login with my username and password it will say it's wrong and to try again, so I reset the password and try again just to give me the same message. But I try the website on my computer with the new password and it lets me in. So clearly this app is not connected to the data base so login won't work
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Unable to create an account

Downloaded the app and was unable to create an account. Called customer service and explained the issue and was told to use the app was not free if I had an web account. No where does it say this. Terrible customer care!!!!

Can’t log in on app

I can log in on the web, but on the app, after I log in I can’t get past the MFA screen. It asks me how I want to get the code but doesn’t let me choose and freezes there. If this is because only paid users can use the app, as other reviewers have said, then put that info up front in the app description before we waste our time!
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Developer apps

User experience

🐞

Reported Bugs

3 issues

App crashes when trying to access certain features

Bug

Inconsistent behavior between website and app

Bug

Inability to delete duplicate entries

Bug

Requested Features

3 requests

Ability to dispute errors directly in the app

Feature

Detailed credit score breakdown

Feature

Seamless integration across devices

Feature

FAQ

What does the TransUnion app do?

The official TransUnion app provides free access to your credit scores and credit reports. It also offers free credit monitoring services, alerting you to critical changes. Additionally, you can receive personalized credit offers based on your TransUnion credit profile.

How do I get my free credit score and report?

You can get your free credit score and report by creating a free account within the TransUnion app. No credit card is required to sign up. Once your account is set up, you can start accessing your credit information immediately.

Is there a cost to use the TransUnion app?

The core features of the TransUnion app, including free credit scores, free credit reports, and free credit monitoring, are available at no cost. There is an option to upgrade to a membership for premium features like quarterly 3-bureau reports and enhanced identity monitoring.

What is VantageScore 3.0?

The credit score calculated within the app is based on the VantageScore 3.0 model. It's important to note that lenders and insurers may use different scoring models when evaluating your eligibility for credit products.

Who is this app for?

This app is designed for individuals who want to actively manage their credit health. It's ideal for those who wish to track their credit score, understand factors influencing it, stay informed about report changes, and explore credit offers they are likely to qualify for.