TransUnion®

TransUnion®

Your scores, reports & offers

39K ratings
487 reviews
#95 in free Finance
💼 Business
💰 Finance
Free

Details

Released
July 2, 2013
Updated
October 5, 2026

Features

TransUnion® screenshot #1 for iPhone
TransUnion® screenshot #2 for iPhone
TransUnion® screenshot #3 for iPhone
TransUnion® screenshot #4 for iPhone
TransUnion® screenshot #5 for iPhone
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About

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

✓Free credit scores
✓Free credit reports
✓Free credit monitoring
✓Personalized credit offers
✓Daily report and score refreshes
✓Critical credit change alerts
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What users say about TransUnion®

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What's New in TransUnion®

5.8.3

October 5, 2026

Feature enhancements and minor bug fixes.

Charts

Top Free

📊 95

Finance

The app has maintained its position at 95 recently.

Last updated on October 26, 2026.

User reviews

App Login is Broken

I’m unable to log into this app. I put in my username and password, it goes to the one-time code screen, then glitches with an error back to the login screen. I tried with two different iPhones and it did the same on both.

Login Loop… STILL

I deleted this trash app a few years ago because it keeps putting me in a login loop. The website works fine, even on my phone. But this thing? <delete>

Needlessly Complicated

Every time I open the app I’m prompted to create a new password and enable face ID. This is the worst of the three credit ratings bureau apps by far.

I can’t even log into app

This is a terrible app, don’t waste your time downloading it

Unable to login

The app does not login. You give your credentials and it suggests to a send code to confirm identity but there are no email or cell number displayed to choose from. If you select ok, it just goes back to initial login. Very frustrating and looks suspicious app. I am able to login using the webpage.
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Developer apps

User experience

🐞

Reported Bugs

3 issues

App crashes when trying to access certain features

Bug

Inconsistent behavior between website and app

Bug

Inability to delete duplicate entries

Bug
✨

Requested Features

3 requests

Ability to dispute errors directly in the app

Feature

Detailed credit score breakdown

Feature

Seamless integration across devices

Feature

FAQ

What does the TransUnion app do?

The official TransUnion app provides free access to your credit scores and credit reports. It also offers free credit monitoring services, alerting you to critical changes. Additionally, you can receive personalized credit offers based on your TransUnion credit profile.

How do I get my free credit score and report?

You can get your free credit score and report by creating a free account within the TransUnion app. No credit card is required to sign up. Once your account is set up, you can start accessing your credit information immediately.

Is there a cost to use the TransUnion app?

The core features of the TransUnion app, including free credit scores, free credit reports, and free credit monitoring, are available at no cost. There is an option to upgrade to a membership for premium features like quarterly 3-bureau reports and enhanced identity monitoring.

What is VantageScore 3.0?

The credit score calculated within the app is based on the VantageScore 3.0 model. It's important to note that lenders and insurers may use different scoring models when evaluating your eligibility for credit products.

Who is this app for?

This app is designed for individuals who want to actively manage their credit health. It's ideal for those who wish to track their credit score, understand factors influencing it, stay informed about report changes, and explore credit offers they are likely to qualify for.