TransUnion®

TransUnion®

Your scores, reports & offers

39K ratings
432 reviews
#101 in free Finance
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • July 2, 2013
  • August 6, 2026

Features

TransUnion® screenshot #1 for iPhone
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TransUnion® screenshot #3 for iPhone
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TransUnion® screenshot #5 for iPhone
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About

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

Free credit scores
Free credit reports
Free credit monitoring
Personalized credit offers
Daily report and score refreshes
Critical credit change alerts
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What users say

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What's New in TransUnion®

5.8.0

August 6, 2026

Feature enhancements and minor bug fixes.

Charts

Top Free

📈 101+2

Finance

This app rose +2 positions in Finance chart.

Last updated on August 27, 2026.

User reviews

Broken app

Useless download, stick to the web version.

Don’t bother

The app is for PAID MEMBERS ONLY. You have to use their website to get anything but even then you can’t get it on just the one website, you have to go to multiple different websites & nowhere does it tell you this. The app doesn’t either. Neither of them is user friendly so good luck trying to figure this all out! 😡
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Very slow

I see a lot of reviews about not being able to login. I can login perfectly but your service is completely way to slow on updating accounts. In some states they primarily use transunion which I can not stand. When I pay off balances to make my account current I shouldn't have to wait weeks after Experian and my fico report my account on the exact day my institution sends my account info. Just way way to slow and hurts my chances when certain banks just use your service.
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What a joke

You can only access the app if you sign up for the paid service. However everywhere TransUnion advertises "Free" credit report and credit freeze. You can access that off a desktop but not the app. And you have no idea of knowing that unless you spend an hour on the phone for someone to give you that information that you can't use the app. I'd have had no problem with that had that been clear. It's however pretty opaque to figure that out.
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Can’t login!

Can’t login to the app. On web browser only PC it logs in just fine. I use a password manager so I know my passwords are correct. This app is just not working properly.

Developer apps

User experience

🐞

Reported Bugs

3 issues

App crashes when trying to access certain features

Bug

Inconsistent behavior between website and app

Bug

Inability to delete duplicate entries

Bug

Requested Features

3 requests

Ability to dispute errors directly in the app

Feature

Detailed credit score breakdown

Feature

Seamless integration across devices

Feature

FAQ

What does the TransUnion app do?

The official TransUnion app provides free access to your credit scores and credit reports. It also offers free credit monitoring services, alerting you to critical changes. Additionally, you can receive personalized credit offers based on your TransUnion credit profile.

How do I get my free credit score and report?

You can get your free credit score and report by creating a free account within the TransUnion app. No credit card is required to sign up. Once your account is set up, you can start accessing your credit information immediately.

Is there a cost to use the TransUnion app?

The core features of the TransUnion app, including free credit scores, free credit reports, and free credit monitoring, are available at no cost. There is an option to upgrade to a membership for premium features like quarterly 3-bureau reports and enhanced identity monitoring.

What is VantageScore 3.0?

The credit score calculated within the app is based on the VantageScore 3.0 model. It's important to note that lenders and insurers may use different scoring models when evaluating your eligibility for credit products.

Who is this app for?

This app is designed for individuals who want to actively manage their credit health. It's ideal for those who wish to track their credit score, understand factors influencing it, stay informed about report changes, and explore credit offers they are likely to qualify for.