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TransUnion®

TransUnion®

Your scores, reports & offers

39K ratings
465 reviews
#98 in free Finance
💼 Business
💰 Finance
Free

Details

  • Released
  • Updated
  • July 2, 2013
  • October 5, 2026

Features

Developer

TransUnion
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TransUnion® screenshot #5 for iPhone
📉no. 98
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⭐465
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About

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

✓Free credit scores
✓Free credit reports
✓Free credit monitoring
✓Personalized credit offers
✓Daily report and score refreshes
✓Critical credit change alerts
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What users say

Summarized from real user reviews of TransUnion®. Based on 39K reviews and a 4.6/5 average, it highlights the 3 positives and 5 negatives reviewers mention most about this Finance app.

Positive things

  • 🚀Lightning-fast load times
  • 🔒Robust security features
  • 👍Useful credit monitoring

Negative things

  • 🐛Frequent login issues
  • 💰Expensive subscription
  • 🔍Inaccurate credit information
  • 📞Poor customer support
  • 🔑Password management problems
See all reviews
+1

What's New in TransUnion®

5.8.3

October 5, 2026

Feature enhancements and minor bug fixes.

Charts

Top Free

📉 98-1

Finance

This app dropped -1 position in Finance chart.

Last updated on October 6, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Unable to Log in

Can’t log in. Deleted and tried again. Still can’t log in. I can log in via website. What is going on? This is ridiculous. Fix whatever is wrong.
New user Sept 2026New user Sept 2026

Unable to login

Can’t login with the credentials used on the web. This app is junk and is purely used to push paid services like credit lock which is a commercial product vs allowing you to use a federally mandated FREE credit freeze
azaytsevazaytsev

Cannot login

What is the point of an app that doesnt get past the login page?
erniebagswellerniebagswell

Cannot reset password

I created an account and forgot my password. There was no way to get in after that.
ojuststopitojuststopit

Unable to use app

It’s not allowing me to sign in
KolyneTKolyneT
See 460 more reviews

Developer apps

Legacy TransUnion® App
Legacy TransUnion® App

Discontinuing Soon

💰 Finance

(455)

Free
See developer apps

User experience

🐞

Reported Bugs

3 issues

App crashes when trying to access certain features

Bug

Inconsistent behavior between website and app

Bug

Inability to delete duplicate entries

Bug
✨

Requested Features

3 requests

Ability to dispute errors directly in the app

Feature

Detailed credit score breakdown

Feature

Seamless integration across devices

Feature

FAQ

What does the TransUnion app do?

The official TransUnion app provides free access to your credit scores and credit reports. It also offers free credit monitoring services, alerting you to critical changes. Additionally, you can receive personalized credit offers based on your TransUnion credit profile.

How do I get my free credit score and report?

You can get your free credit score and report by creating a free account within the TransUnion app. No credit card is required to sign up. Once your account is set up, you can start accessing your credit information immediately.

Is there a cost to use the TransUnion app?

The core features of the TransUnion app, including free credit scores, free credit reports, and free credit monitoring, are available at no cost. There is an option to upgrade to a membership for premium features like quarterly 3-bureau reports and enhanced identity monitoring.

What is VantageScore 3.0?

The credit score calculated within the app is based on the VantageScore 3.0 model. It's important to note that lenders and insurers may use different scoring models when evaluating your eligibility for credit products.

Who is this app for?

This app is designed for individuals who want to actively manage their credit health. It's ideal for those who wish to track their credit score, understand factors influencing it, stay informed about report changes, and explore credit offers they are likely to qualify for.