TransUnion®

TransUnion®

Your scores, reports & offers

39K ratings
499 reviews
#99 in free Finance
💼 Business
💰 Finance
Free

Details

Released
July 2, 2013
Updated
October 27, 2026

Features

TransUnion® screenshot #1 for iPhone
TransUnion® screenshot #2 for iPhone
TransUnion® screenshot #3 for iPhone
TransUnion® screenshot #4 for iPhone
TransUnion® screenshot #5 for iPhone
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About

Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

✓Free credit scores
✓Free credit reports
✓Free credit monitoring
✓Personalized credit offers
✓Daily report and score refreshes
✓Critical credit change alerts
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What users say about TransUnion®

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What's New in TransUnion®

5.8.4

October 27, 2026

Feature enhancements and minor bug fixes.

Charts

Top Free

📉 99-1

Finance

This app dropped -1 position in Finance chart.

Last updated on November 15, 2026.

User reviews

Great at selling my data, even better at selling me "protection" from it

Credit bureaus make money by collecting and selling access to my personal and financial information, including to lenders, insurers, and marketers, and I never really had a say in it. Then they turn around and market paid monitoring subscriptions built on the fear of that data being misused.

That's a conflict of interest. The companies profiting from holding my data are also selling the cure for the risk that data creates.
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don’t waste your time

app requires different login credentials than website. need to create a “credit essentials” login. it’s bad enough that these credit agencies have lax security, i.e., Equifax, restrict number of credit reports, and treat our personal information as though they own it.

Can’t log in

TransUnion please fix the login issues! I try to log in and after entering the password, the app asks to send a text for authentication but when I request the text message, the app takes me back to the stage where I enter my username and password (circular loop!)

Unusable buggy trash

This app is absolute hot trash. It bugs out, doesn't accept valid credentials, then locks you out and you have to call agonizing customer service to unlock it only to have the app not accept your creds again.
Garbage.

Does not work

I set up an account online, everything works perfectly fine there. But, I go into the app and type my user and password, get to the “send a code to your phone” message and then it crashes. Cannot log in at all.

Developer apps

User experience

🐞

Reported Bugs

3 issues

App crashes when trying to access certain features

Bug

Inconsistent behavior between website and app

Bug

Inability to delete duplicate entries

Bug
✨

Requested Features

3 requests

Ability to dispute errors directly in the app

Feature

Detailed credit score breakdown

Feature

Seamless integration across devices

Feature

FAQ

What does the TransUnion app do?

The official TransUnion app provides free access to your credit scores and credit reports. It also offers free credit monitoring services, alerting you to critical changes. Additionally, you can receive personalized credit offers based on your TransUnion credit profile.

How do I get my free credit score and report?

You can get your free credit score and report by creating a free account within the TransUnion app. No credit card is required to sign up. Once your account is set up, you can start accessing your credit information immediately.

Is there a cost to use the TransUnion app?

The core features of the TransUnion app, including free credit scores, free credit reports, and free credit monitoring, are available at no cost. There is an option to upgrade to a membership for premium features like quarterly 3-bureau reports and enhanced identity monitoring.

What is VantageScore 3.0?

The credit score calculated within the app is based on the VantageScore 3.0 model. It's important to note that lenders and insurers may use different scoring models when evaluating your eligibility for credit products.

Who is this app for?

This app is designed for individuals who want to actively manage their credit health. It's ideal for those who wish to track their credit score, understand factors influencing it, stay informed about report changes, and explore credit offers they are likely to qualify for.