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myEquifax

myEquifax

Start your credit journey

50K ratings
386 reviews
#66 in free Finance
📊 Productivity
💰 Finance
Free

Details

  • Released
  • Updated
  • April 28, 2025
  • October 13, 2026

Developer

Equifax
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📈no. 66
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⭐386
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🔄6+ apps
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❓5 answered
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📦~ in 3 weeks
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About

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

✓Monthly Equifax credit report updates
✓Free credit score tracking
✓AI-powered credit improvement plan
✓Score goal setting
✓Dark WebScan for identity protection
✓Credit monitoring alerts
Show original description

What users say

Summarized from real user reviews of myEquifax. Based on 50K reviews and a 4.8/5 average, it highlights the 3 positives and 3 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Convenient credit monitoring
  • 🚀Easy to use app layout
  • 🔒Secure login experience

Negative things

  • 🐛Login issues and inability to create an account
  • 🔍Difficulty finding credit freeze/unfreeze functionality
  • 🚫Limited app functionality compared to website
See all reviews
+1

What's New in myEquifax

1.13.0

October 13, 2026

This update includes bug fixes and performance improvements.

Charts

Top Free

📈 66+1

Finance

This app rose +1 position in Finance chart.

Last updated on October 14, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Website

It keeps kicking me out before I’m done dispute.
Just1JulesJust1Jules

Can’t show report

How is the company responsible for holding my credit report records unable to show me my report and telling me to come back later that is insane to me‼️
RUN ME MY REFUNDRUN ME MY REFUND

Easy to use

The Equifax app is so easy to use compared to other credit bureau apps. Thumbs up!
Guntertown HamGuntertown Ham

5 STARS

This app was extremely user friendly!!!
WAPPKP09WAPPKP09

Credit score

Always has issues. My bankruptcy was discharged a while ago and this app allows people to keep adding incorrect information to your credit report
rocker nnnnrocker nnnn
See 381 more reviews

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User experience

🐞

Reported Bugs

2 issues

Login button not working

Bug

Greyed out login button

Bug
✨

Requested Features

2 requests

Credit freeze/unfreeze functionality within the app

Feature

Dispute filing capability

Feature

FAQ

What does the myEquifax app do?

The myEquifax app allows you to access your Equifax credit report and credit score updates monthly for free. It also provides tools to track your score progress, set goals, and receive personalized AI-driven insights to help you improve your credit.

What are the key features of the free myEquifax account?

With a free myEquifax account, you can check your Equifax credit report for monthly updates, get monthly one-bureau credit score updates, track your score progress, set a score goal, and use the free AI-powered Optimal Path™ tool for personalized credit improvement steps.

How much does myEquifax cost?

The basic myEquifax account, which provides access to your Equifax credit report and score updates, is free to sign up for and use. There are optional paid plans, such as Equifax Complete™ Premier and Equifax Complete™ Family Plan, which offer enhanced credit monitoring and identity protection features.

What kind of credit scores does myEquifax provide?

The credit scores provided by myEquifax are based on the VantageScore® 3.0 model. For three-bureau VantageScore credit scores, data from Equifax, Experian, and TransUnion are used. Any one-bureau VantageScore uses Equifax data. It's important to note that third parties use many different types of credit scores.

What are the benefits of upgrading to a paid plan?

Upgrading to a paid plan like Equifax Complete™ Premier or Family Plan adds features such as annual access to credit reports and scores from all three bureaus (Equifax, TransUnion, and Experian), credit monitoring alerts, Dark WebScan to detect your personal information on suspicious websites, and identity theft protection services.