Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.
Summarized from real user reviews of myEquifax. Based on 41K reviews and a 4.8/5 average, it highlights the 3 positives and 3 negatives reviewers mention most about this Finance app.
1.11.0
August 13, 2026
This update includes bug fixes and performance improvements.
2 issues
Login button not working
Greyed out login button
2 requests
Credit freeze/unfreeze functionality within the app
Dispute filing capability
The myEquifax app allows you to access your Equifax credit report and credit score updates monthly for free. It also provides tools to track your score progress, set goals, and receive personalized AI-driven insights to help you improve your credit.
With a free myEquifax account, you can check your Equifax credit report for monthly updates, get monthly one-bureau credit score updates, track your score progress, set a score goal, and use the free AI-powered Optimal Path™ tool for personalized credit improvement steps.
The basic myEquifax account, which provides access to your Equifax credit report and score updates, is free to sign up for and use. There are optional paid plans, such as Equifax Complete™ Premier and Equifax Complete™ Family Plan, which offer enhanced credit monitoring and identity protection features.
The credit scores provided by myEquifax are based on the VantageScore® 3.0 model. For three-bureau VantageScore credit scores, data from Equifax, Experian, and TransUnion are used. Any one-bureau VantageScore uses Equifax data. It's important to note that third parties use many different types of credit scores.
Upgrading to a paid plan like Equifax Complete™ Premier or Family Plan adds features such as annual access to credit reports and scores from all three bureaus (Equifax, TransUnion, and Experian), credit monitoring alerts, Dark WebScan to detect your personal information on suspicious websites, and identity theft protection services.
