1. Home
  2. 💰 Finance
  3. myEquifax
myEquifax

myEquifax

Start your credit journey

44K ratings
365 reviews
#79 in free Finance
📊 Productivity
💰 Finance
Free

Details

  • Released
  • Updated
  • April 28, 2025
  • August 31, 2026

Developer

Equifax
✨Promote your app ✨
myEquifax screenshot #1 for iPhone
myEquifax screenshot #2 for iPhone
myEquifax screenshot #3 for iPhone
myEquifax screenshot #4 for iPhone
myEquifax screenshot #5 for iPhone
myEquifax screenshot #6 for iPhone
myEquifax screenshot #7 for iPhone
myEquifax screenshot #8 for iPhone
📉no. 79
Charts↘︎
📌Ready
Reviews summary↘︎
⭐365
Reviews↘︎
📝40+ tags
Tags↘︎
🔄6+ apps
Alternatives↘︎
❓5 answered
FAQ↘︎
📦~ in 3 weeks
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

✓Monthly Equifax credit report updates
✓Free credit score tracking
✓AI-powered credit improvement plan
✓Score goal setting
✓Dark WebScan for identity protection
✓Credit monitoring alerts
Show original description

What users say

Summarized from real user reviews of myEquifax. Based on 44K reviews and a 4.8/5 average, it highlights the 3 positives and 3 negatives reviewers mention most about this Finance app.

Positive things

  • 👍Convenient credit monitoring
  • 🚀Easy to use app layout
  • 🔒Secure login experience

Negative things

  • 🐛Login issues and inability to create an account
  • 🔍Difficulty finding credit freeze/unfreeze functionality
  • 🚫Limited app functionality compared to website
See all reviews

What's New in myEquifax

1.12.0

August 31, 2026

This update includes bug fixes and performance improvements.

Charts

Top Free

📉 79-2

Finance

This app dropped -2 positions in Finance chart.

Last updated on September 18, 2026.

User reviews

Most RecentHighest RatedLowest Rated

The Best

Thorough, knowledgeable, detailed!
KerririchmondKerririchmond

LET THE SCORES BEGIN!

It’s so easy to maneuver this app you open it up your credit score is right there in the beginning and it makes it so easy to apply for loans right through the app site. I would suggest everyone to get this app.
SCORE NOWSCORE NOW

Scores barely change

Its taken over 2 yrs for my score to move 5 points
Equifax is patheticEquifax is pathetic

Easy to Add and lift freeze

This customer website is the easiest one to navigate compared to experian, and transunion.
tamicacalitamicacali

wrong info placed on my account

i just checked and student loans arent installment loans when they are private and closed and reaged ,, filing FTC
JigsterloveJigsterlove
See 360 more reviews

Developer apps

Lock & Alert
Lock & Alert

Equifax

💰 Finance

(961)

Free
myEquifax UK
myEquifax UK

by Equifax

💰 Finance

(68)

See developer apps

User experience

🐞

Reported Bugs

2 issues

Login button not working

Bug

Greyed out login button

Bug
✨

Requested Features

2 requests

Credit freeze/unfreeze functionality within the app

Feature

Dispute filing capability

Feature

FAQ

What does the myEquifax app do?

The myEquifax app allows you to access your Equifax credit report and credit score updates monthly for free. It also provides tools to track your score progress, set goals, and receive personalized AI-driven insights to help you improve your credit.

What are the key features of the free myEquifax account?

With a free myEquifax account, you can check your Equifax credit report for monthly updates, get monthly one-bureau credit score updates, track your score progress, set a score goal, and use the free AI-powered Optimal Path™ tool for personalized credit improvement steps.

How much does myEquifax cost?

The basic myEquifax account, which provides access to your Equifax credit report and score updates, is free to sign up for and use. There are optional paid plans, such as Equifax Complete™ Premier and Equifax Complete™ Family Plan, which offer enhanced credit monitoring and identity protection features.

What kind of credit scores does myEquifax provide?

The credit scores provided by myEquifax are based on the VantageScore® 3.0 model. For three-bureau VantageScore credit scores, data from Equifax, Experian, and TransUnion are used. Any one-bureau VantageScore uses Equifax data. It's important to note that third parties use many different types of credit scores.

What are the benefits of upgrading to a paid plan?

Upgrading to a paid plan like Equifax Complete™ Premier or Family Plan adds features such as annual access to credit reports and scores from all three bureaus (Equifax, TransUnion, and Experian), credit monitoring alerts, Dark WebScan to detect your personal information on suspicious websites, and identity theft protection services.