myEquifax

myEquifax

Start your credit journey

37K ratings
310 reviews
With Ads#77 in free Finance
📊 Productivity
💰 Finance
Free
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Details

  • Released
  • Updated
  • April 28, 2025
  • July 15, 2026
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About

Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

Monthly Equifax credit report updates
Free credit score tracking
AI-powered credit improvement plan
Score goal setting
Dark WebScan for identity protection
Credit monitoring alerts
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What users say

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+1

What's New in myEquifax

1.10.1

July 15, 2026

This version contains an important security update. Please update to the latest version to ensure uninterrupted access to your myEquifax account.

Charts

Top Free

📉 77-1

Finance

This app dropped -1 position in Finance chart.

Last updated on July 19, 2026.

User reviews

Wow!

Thank you for keeping me informed of All the changes of my account.

Changed credit cards

You keep informing me that you can’t withdraw money from my credit card. I know that, I swapped credit cards. I have tried numerous times to reset payment method and every time you say, the system is down try again later, this has been going on for two weeks now. You’re starting to worry me. I have even tried getting in through the app with absolutely zero luck probably spent an hour and a half to two hours total now, this is unacceptable.
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They sell your information!

I get between 3 and 8 calls a day because of the information they sell. Why would I get a loan from someone who calls me randomly. Because of that reason alone I’m canceling.

Freeze

Lock. And unlock quick and easy for my personal loan , beautiful

I wish this didn’t exist

I was able to log in this morning. It said my account was unfrozen, now I’m locked out, I can’t run my credit, and I wish I hadn’t even tried to get a home-loan. Your phone system sucks too, I gave up on it after 14 minutes. All this while your Lock & Alert used to actually work.

Developer apps

User experience

🐞

Reported Bugs

2 issues

Login button not working

Bug

Greyed out login button

Bug

Requested Features

2 requests

Credit freeze/unfreeze functionality within the app

Feature

Dispute filing capability

Feature

FAQ

What does the myEquifax app do?

The myEquifax app allows you to access your Equifax credit report and credit score updates monthly for free. It also provides tools to track your score progress, set goals, and receive personalized AI-driven insights to help you improve your credit.

What are the key features of the free myEquifax account?

With a free myEquifax account, you can check your Equifax credit report for monthly updates, get monthly one-bureau credit score updates, track your score progress, set a score goal, and use the free AI-powered Optimal Path™ tool for personalized credit improvement steps.

How much does myEquifax cost?

The basic myEquifax account, which provides access to your Equifax credit report and score updates, is free to sign up for and use. There are optional paid plans, such as Equifax Complete™ Premier and Equifax Complete™ Family Plan, which offer enhanced credit monitoring and identity protection features.

What kind of credit scores does myEquifax provide?

The credit scores provided by myEquifax are based on the VantageScore® 3.0 model. For three-bureau VantageScore credit scores, data from Equifax, Experian, and TransUnion are used. Any one-bureau VantageScore uses Equifax data. It's important to note that third parties use many different types of credit scores.

What are the benefits of upgrading to a paid plan?

Upgrading to a paid plan like Equifax Complete™ Premier or Family Plan adds features such as annual access to credit reports and scores from all three bureaus (Equifax, TransUnion, and Experian), credit monitoring alerts, Dark WebScan to detect your personal information on suspicious websites, and identity theft protection services.