Best Equifax Freeze Apps

188+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated July 2026

Looking for free equifax freeze apps? 20 of our 188+ tracked titles are free to download — no subscription, no trial. The rest are premium picks worth paying for.

Compare top Equifax Freeze Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1myEquifaxmyEquifaxFree4.8★ (37K)YesNoAug 2026
2Experian®Experian®Free4.8★ (2.7M)NoYesAug 2026
3TransUnion®TransUnion®Free4.6★ (39K)NoNoAug 2026
4myFICO - Credit Score TrackingmyFICO - Credit Score TrackingFree4.8★ (49K)YesNoAug 2026
5Intuit Credit KarmaIntuit Credit KarmaFree4.8★ (7.7M)NoNoAug 2026
6LifeLock IdentityLifeLock IdentityFree4.8★ (194K)YesYesAug 2026
7Self - Credit Builder & CardsSelf - Credit Builder & CardsFree4.9★ (322K)NoNoAug 2026
8SecurLOCK EquipSecurLOCK EquipFree4.5★ (4.4K)NoNoAug 2026

Top Picks for Equifax Freeze

myEquifax#1

myEquifax by Equifax Inc

Start your credit journey
Editor's Choice
💰 Finance
4.8😞(37K ratings)
FreeAds
#75in Finance
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Access your Equifax credit report and score updates monthly at no cost. Track your progress, set goals, and receive personalized AI-driven insights to improve your credit. Optional paid plans offer enhanced credit monitoring and identity protection.

What We Love

  • 👍 Convenient credit monitoring
  • 🚀 Easy to use app layout
  • 🔒 Secure login experience

Room to Improve

  • 🐛 Login issues and inability to create an account
  • 🔍 Difficulty finding credit freeze/unfreeze functionality
  • 🚫 Limited app functionality compared to website
Experian®#2

Experian® by Experian

Control Your Credit & Finances
Strong Contender
💰 Finance
4.8😐(2.7M ratings)
FreeIn-App Purchases
#26in Finance
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Access your credit report and FICO Score for free, and potentially improve your score by using bills you already pay. Get alerts for credit changes and compare financial products. A paid membership offers bill negotiation and subscription cancellation services.

What We Love

  • 🚀 Accurate credit score monitoring
  • 👍 Helpful credit improvement tips
  • 🔒 Secure credit report access
  • 💡 Useful Experian Boost feature

Room to Improve

  • 🐛 Inaccurate credit score reporting
  • 🔒 Poor customer service and support
  • 💰 Overpriced premium subscription
TransUnion®#3

TransUnion® by TransUnion

Your scores, reports & offers
Worth Considering
💰 Finance
4.6😞(39K ratings)
Free
#96in Finance
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Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.

What We Love

  • 🚀 Lightning-fast load times
  • 🔒 Robust security features
  • 👍 Useful credit monitoring

Room to Improve

  • 🐛 Frequent login issues
  • 💰 Expensive subscription
  • 🔍 Inaccurate credit information

More Equifax Freeze apps to explore

4
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
myFICO - Credit Score Tracking
Get & Track Your Credit Report
Free

Access and monitor your FICO Scores and credit reports from all three major bureaus. Understand how your credit history impacts your scores and explore potential changes with a simulator. Receive alerts for detected changes and access educational content to improve your credit.

View FICO ScoresCompare credit reportsMonitor credit changes
💰 Finance
(49K)
free with in-app purchases
5
Intuit Credit Karma
Intuit Credit Karma
Intuit Credit Karma
Save, Spend & Grow Your Credit
Free

Manage your finances, monitor your credit, and explore personalized offers for loans and insurance. Simplify tax filing and access banking services. Premium features offer enhanced identity protection and bill negotiation.

Connect accounts for spending insightsMonitor credit score changesCompare loan and insurance offers
💰 Finance
(7.7M)
free with in-app purchases
6
LifeLock Identity
LifeLock Identity
LifeLock Identity
Identity Theft Protection
Free

This app helps protect your personal information from identity theft and financial fraud. It detects potential threats, alerts you to suspicious activity, and offers assistance if your identity is compromised. Features include credit monitoring, identity locking, and social media monitoring.

Identity theft protectionFinancial fraud preventionThreat detection and alerts
💰 Finance
(194K)
free with in-app purchases
7
Self - Credit Builder & Cards
Self - Credit Builder & Cards
Self - Credit Builder & Cards
Build credit for a credit card
Free

Build your credit history and savings simultaneously with tools designed to improve your financial wellness. Access quick cash advances for unexpected expenses without a credit check. Report rent and utility payments to boost your score.

Build credit and savings togetherCash advances up to $100Secured Visa credit card with no credit check
💰 Finance
(322K)
free with in-app purchases
8
SecurLOCK Equip
SecurLOCK Equip
SecurLOCK Equip
by eFunds Corporation
Free

Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.

Turn cards on/offSet location-based controlsBlock international transactions
💰 Finance
(4.4K)
free
9
Capital One CreditWise
Capital One CreditWise
Capital One CreditWise
Your credit score, simplified
Free

Monitor your credit score and report for free. Get alerts for suspicious activity, understand factors affecting your score, and simulate financial decisions to see their potential impact. Tools are provided to help you manage and improve your credit health.

Free FICO® Score 8 accessTransUnion® credit report accessDark web alerts for identity theft
💰 Finance
(308K)
free
10
Grow Credit
Grow Credit
Grow Credit
Pay Phone Bills & Build Credit
Free

Build credit history for free by using your existing subscriptions. This app helps you establish a credit score on all three major bureaus without requiring prior credit history. It offers various plans to suit your credit-building needs.

Build credit using subscriptionsNo prior credit history requiredReports to all three credit bureaus
💰 Finance
(10K)
free with in-app purchases
11
Send Fax from iPhone App
Send Fax from iPhone App
Send Fax from iPhone App
Free Fax from iPhone Fast
Free

Send faxes directly from your iPhone or iPad without a fax machine. Scan documents or upload files, and send them securely and reliably in seconds. Offers flexible plans for various needs.

Send fax from iPhone/iPadScan documents with cameraUpload PDF and image files
💼 Business
(608)
free with in-app purchases
12
FirstSecurityBankMissoula
FirstSecurityBankMissoula
FirstSecurityBankMissoula
by Glacier Bank
Free

Manage your personal and business finances on the go. This app offers secure access to your accounts, allowing you to transfer funds, pay bills, deposit checks, and monitor transactions. Business users can also manage payments, initiate transfers, and integrate with accounting software.

Account managementBill payMobile check deposit
💰 Finance
(2K)
free
13
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Lexington Law - Credit Repair
Credit Repair, Score & Reports
Free

This app helps individuals improve their credit by challenging inaccurate negative items on their credit reports. It offers personalized credit repair, real-time updates on progress, and insights into credit scores. Users can monitor their credit 24/7 and receive alerts on profile changes.

Personalized credit repairChallenge inaccurate negative itemsReal-time progress updates
💰 Finance
(109K)
free with in-app purchases
14
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Credit Sesame: Grow Your Score
Manage, Track & Build Credit
Free

This app helps you manage and improve your credit score and overall financial health. It provides tools to track your credit, understand its impact, and find personalized offers for financial products. It aims to empower users to make smarter financial decisions and achieve their credit goals.

Free credit score checksCredit report summariesFree credit alerts
💰 Finance
(436K)
freemium
15
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Seen Mobile - Build Credit
Spend, Track & Build Credit
Free

Manage your credit card account, track spending, and build your credit history. This app helps you establish or repair credit by reporting your payment activity to major credit bureaus. Take control of your finances with features like digital card access, autopay, and card locking.

Manage credit card accountTrack spending and transactionsBuild credit history
💰 Finance
(26K)
free
16
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Kikoff – Build Credit Quickly
Equifax, Experian + TransUnion
Free

Build credit quickly and effectively with this app. It reports your on-time payments to major credit bureaus, helping to improve your credit score. Offers plans starting at $5 per month with no credit checks or interest.

Build credit quicklyReports to Equifax, Experian, TransUnionPlans starting at $5/month
💰 Finance
(261K)
free with in-app purchases
17
Western Security Bank
Western Security Bank
Western Security Bank
by Glacier Bank
Free

Manage your personal and business finances on the go. This app allows you to move money, pay bills, deposit checks, and view transaction history. Business users can also manage payments, initiate transfers, and integrate with accounting software.

Account managementBill payMobile check deposit
💰 Finance
(1.6K)
free
18
Complete ID
Complete ID
Complete ID
Monitor ID & Credit on the Go
Free

Easily monitor your identity protection account and credit information on the go. Receive alerts for potential fraud, track your credit score, and access restoration services. Stay informed and secure wherever you are.

SSN Identity MonitoringDark Web SurveillanceU.S.-Based Restoration & 24/7 Support
💰 Finance
(75)
free
19
Deep Freeze CloudAdministrator
Deep Freeze CloudAdministrator
Deep Freeze CloudAdministrator
by Faronics Corporation
Free

Manage and control multiple computers remotely from your mobile device. Freeze, thaw, reboot, and deploy services on endpoints by scanning QR codes. Receive security threat notifications and organize devices with custom tags.

Remote computer managementFreeze/Thaw computersQR code deployment
🔧 Utilities
(4)
free
20
Found: Business Banking
Found: Business Banking
Found: Business Banking
Banking, Bookkeeping, & Taxes
Free

This app offers business checking, bookkeeping, and tax tools for small businesses. It simplifies workflows by allowing users to track expenses, save receipts, manage taxes, send invoices, and pay contractors all within the application, with no hidden fees.

Business checking accountAutomated expense trackingDigital receipt saving
💰 Finance
(33K)
free with in-app purchases

FAQ about Equifax Freeze

What are the best equifax freeze apps for iPhone?
myEquifax tops our equifax freeze apps ranking as of July 2026, with a 4.8-star average from 37K App Store ratings, and it's free to download.
Yes — 20 of the top equifax freeze apps we rank are free to download, including myEquifax and Experian®.
myEquifax shows ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 188+ equifax freeze apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
The myEquifax app allows you to access your Equifax credit report and credit score updates monthly for free. It also provides tools to track your score progress, set goals, and receive personalized AI-driven insights to help you improve your credit.
The basic myEquifax account, which provides access to your Equifax credit report and score updates, is free to sign up for and use. There are optional paid plans, such as Equifax Complete™ Premier and Equifax Complete™ Family Plan, which offer enhanced credit monitoring and identity protection features.