They Violated Regulation E
#AffirmStrideBank mishandled my account and initiated an unauthorized electronic funds transfer.
I reopened my #Affirm account this week with zero prior activity, confirmed by my May and June 2026 statements showing no loans, no charges, no balances, no pending transactions. Despite that, #AffirmStride processed a $28.91 debit tied to a #FlamingoHotel “no‑show” charge and routed through #Experian, even though I have no active relationship with either merchant and have not used them since last year.
Under 12 CFR §1005.2(m) ( #RegulationE ), this meets the definition of an unauthorized electronic fund transfer.
Under 12 CFR §1005.6(b)(1), I am not liable for unauthorized transfers.
Both statements prove the charge should not have existed at all.
I reopened my #Affirm account this week with zero prior activity, confirmed by my May and June 2026 statements showing no loans, no charges, no balances, no pending transactions. Despite that, #AffirmStride processed a $28.91 debit tied to a #FlamingoHotel “no‑show” charge and routed through #Experian, even though I have no active relationship with either merchant and have not used them since last year.
Under 12 CFR §1005.2(m) ( #RegulationE ), this meets the definition of an unauthorized electronic fund transfer.
Under 12 CFR §1005.6(b)(1), I am not liable for unauthorized transfers.
Both statements prove the charge should not have existed at all.
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Very disappointed
My first transaction was great went smooth but I have try another one after I paid off the first one early and all of a sudden close to 90% down for a very small loan might as well just pay in cash at that point and then I tried later again and I can even get a loan ,I paid the initial loan in full 3 weeks early!!!!!! (That’s not a customer you want???? )Not a large amount very minor loan also when I do try to finance through affirm it completely logs me out now chat bot is for the birds it just read to you the print you read when you open it literally a bot. no help there so I lock the card and forget it not useful at all anywhere
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The Link For Specialized Bikes is Broken
I’ve been using the Affirm app for several years and for the most part it has worked flawlessly. The link to shop Specialized bikes has been broken for several months. Each update I anticipate the bug to be fixed but it isn’t. “Invalid advertiser ID”. Please fix. Thx.
Easy pay plans
Great to stretch dollar
Forced Update Broke App
Literally opened the app to use the app to make a payment. Not only did the app prevent me from using it till I downloaded the ”mandatory update”.
After I completed the update I had to login again and create a new app passcode. Only problem. The app is not allowing input on the “Re-enter your passcode” screen.
Soooo stupid. Did they even test this? I already had a passcode set. Ended up deleting the app and reinstalling to get past the issue.
After I completed the update I had to login again and create a new app passcode. Only problem. The app is not allowing input on the “Re-enter your passcode” screen.
Soooo stupid. Did they even test this? I already had a passcode set. Ended up deleting the app and reinstalling to get past the issue.
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