Affirm: Buy now, pay over time

Affirm: Buy now, pay over time

Flexible payments, big savings

1.7M ratings
1359 reviews
#18 in free Shopping
💰 Finance
🛍️ Shopping
Free

Details

  • Released
  • Updated
  • August 24, 2015
  • August 24, 2026

Features

Affirm: Buy now, pay over time screenshot #1 for iPhone
Affirm: Buy now, pay over time screenshot #2 for iPhone
Affirm: Buy now, pay over time screenshot #3 for iPhone
Affirm: Buy now, pay over time screenshot #4 for iPhone
Affirm: Buy now, pay over time screenshot #5 for iPhone
Affirm: Buy now, pay over time screenshot #6 for iPhone
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About

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-store
Flexible payment options
Discover 0% APR deals
Set up AutoPay
Affirm Card for Visa purchases
Request payment plans before/after checkout
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What users say

See all reviews
+2

What's New in Affirm

4.89.1

August 24, 2026

- Bug fixes & performance improvements

Charts

Top Free

📈 18+1

Shopping

This app rose +1 position in Shopping chart.

Last updated on August 27, 2026.

Top Free

📈 142+10

Global

This app rose +10 positions in Global chart.

Last updated on August 27, 2026.

User reviews

The help section is broken

I can’t cancel a card that wouldn’t work, avoid this app like the plague.

Questionable Product

I have tested other buy now pay over time product. This is a ok product not the best out there. Charging high interest when other products don’t. Wouldn’t recommend this product to family, friends, or others due to the following: Management removing all Minority Employees at all levels. Until this has been addressed I will not use this product!
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Multiple charges

I attempted to use Affirm with Instacart. I was declined due to an “address mismatch”- although I checked multiple times that my address was correct. I was charged 3 down payments even though I was declined. Customer service told me it would take over a week for the refund.

Incompetent app

This is the worst app I’ve ever please don’t give this app any attention the support is very rude.

Illogical decision making

I used affirm and paid them back every purchase. Now they don’t want to approve me. Ridiculous.

Developer apps

Featured on

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Nov 20, 2024

User experience

🐞

Reported Bugs

3 issues

Payment processing issues

Bug

Inconsistent credit limit changes

Bug

Delayed refund processing

Bug

Requested Features

3 requests

Ability to make extra payments

Feature

Clearer communication on payment due dates

Feature

Improved customer support

Feature

FAQ

What does the Affirm app do?

The Affirm app allows you to pay for purchases over time with flexible payment options. You can shop with brands that offer clear payment plans, discover deals including 0% APR options, and manage your payments through the app. It also offers the Affirm Card for wider purchasing flexibility.

What are the key features of the Affirm app?

Key features include the ability to see your purchasing power, shop brands with flexible payment options, discover deals and 0% APR plans, set up AutoPay, and request to pay over time with the Affirm Card. The Affirm Card can be used anywhere Visa is accepted in the U.S.

Is Affirm free to use?

The app itself is free to download and use. While there are no card or annual fees for the Affirm Card, interest rates can range from 0% to 36% APR depending on the purchase and your eligibility. Minimum purchase amounts may be required for payment plans.

What are common use cases for the Affirm app?

Common use cases include spreading out the cost of larger purchases like electronics or furniture, managing holiday shopping expenses, or simply opting for more flexible payment terms on everyday items. The Affirm Card extends these payment options to most places where Visa is accepted.