Snap Finance

Snap Finance

No credit? Shop now, pay later

27K ratings
140 reviews
#175 in free Shopping
💼 Business
🛍️ Shopping
Free

Details

  • Released
  • Updated
  • March 30, 2023
  • September 2, 2026

Features

Snap Finance screenshot #1 for iPhone
Snap Finance screenshot #2 for iPhone
Snap Finance screenshot #3 for iPhone
Snap Finance screenshot #4 for iPhone
Snap Finance screenshot #5 for iPhone
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About

Apply for lease-to-own financing up to $5,000 with no credit check required. Shop for furniture, electronics, and more, and pay later. Manage your lease, payments, and view transactions securely.

Apply for financing up to $5,000
No credit check required
Shop for furniture, electronics, and more
Manage lease details
Secure login with biometrics
View transaction history
Make and schedule payments
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What users say

See all reviews

What's New in Snap Finance

2.2.11914

September 2, 2026

Bug Fixes & Improvements

Charts

Top Free

📈 175+1

Shopping

This app rose +1 position in Shopping chart.

Last updated on September 17, 2026.

User reviews

Apperception

Came at the PERFECT TIME!!

I downloaded but never used

I was reading the reviews and then I did some research and found a lot of complaints and feel like if you’re smart you won’t use this. They do need to put a better option in the app or make it convenient. It’s predatory when you have to call any company that makes you call to do that.

Great Program

I always pay off with the 100 day option. Always comes in handy

No me parece buena! Opción

Esta app la he utilizado 2 veces y la primera vez me senti totalmente burlado, porque me hicieron pagar una cuenta doble! La segunda ocasión me sacaron 2 pagos de mi cuenta de banco sin yo estar atrasado. Y eso me parece un irrespeto total. No la recomiendo 👎🏽

Estafa

Te cobran el triple, pones un plan de 100 dias y te lo ponen al tiempo que ellos quieren diciendo que ya no se puede hacer nada. Cuidado con esta aplicacion es estafa

Developer apps

User experience

🐞

Reported Bugs

3 issues

Login issues and verification code problems

Bug

App crashes and freezes

Bug

Inability to access account information and manage payments

Bug

Requested Features

2 requests

Allow early/ahead of schedule payments without calling

Feature

Improve mobile app functionality and user experience

Feature

FAQ

What is Snap Finance?

Snap Finance provides lease-to-own financing for purchases, allowing you to get items like furniture, appliances, and electronics now and pay for them over time. The app allows you to apply for financing, shop with approved retailers, and manage your lease and payments.

How do I apply for financing?

You can apply directly within the app in just a few minutes. The application process is quick and easy, and you can receive a decision in seconds for financing amounts up to $5,000. No credit history is required to apply.

What can I buy with Snap Finance?

You can use Snap Finance to shop for a variety of items, including furniture, tires, appliances, electronics, and more, at participating online or in-store retailers. Specific restrictions may apply to certain items like auto parts or sporting goods.

Is there a cost to use the Snap Finance app?

The Snap Finance app itself is free to download and use. The cost is associated with the lease-to-own agreement for the items you finance. Lease-to-own financing is not available in Minnesota, New Jersey, and Wisconsin.

How do I manage my lease and payments?

Once you have a lease, you can use the app to easily log in securely using facial or fingerprint recognition. You can view your transaction history, access your lease details, and manage your payments by making additional one-time payments or scheduling future payments.