Progressive Leasing vs Snap Finance
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Progressive Leasing
Apply for a lease-to-own purchase from your phone to get the items you need now and pay over time. This app connects you with over 30,000 retail locations nationwide, making it easy to find and acquire your next upgrade, even with less-than-perfect credit.
- Apply from home or on the go
- Lease-to-own purchase option
- Instant decision for applications
- Find nearby retail locations
- Flexible payment plans
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Progressive Leasing’s mobile app simplifies your shopping experience by providing the convenience of applying at home or on the go. We understand that less-than-perfect credit shouldn’t keep you from getting the things you need, and with over 30,000 retail locations nationwide, finding your next upgrade can be as easy as finding a store near you. Our simple and flexible lease-to-own purchase option means you get your items now and pay for them over time. It’s that easy. Download our app and apply for an instant decision today. You know what you need. We’ll help you get it.
Snap Finance
Apply for lease-to-own financing up to $5,000 with no credit check required. Shop for furniture, electronics, and more, and pay later. Manage your lease, payments, and view transactions securely.
- Apply for financing up to $5,000
- No credit check required
- Shop for furniture, electronics, and more
- Manage lease details
- Secure login with biometrics
- View transaction history
- Make and schedule payments
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Snap Finance® Need it now? It’s easy to apply in the Snap Finance app for up to $5,000 in lease-to-own financing. Get a decision in seconds. No credit needed to apply. Already a customer? Download now to manage your lease. APPLY IN MINUTES It’s quick and easy to apply in the app. Get a decision in seconds for up to $5,000 in lease-to-own financing. SHOP NOW Shop online or at a store near you for furniture, tires, appliances, electronics and more. Pay later. EASY LOG IN No more passwords to remember. Log in quickly and securely with facial or fingerprint recognition. MANAGE PAYMENTS Make an additional one-time payment using your credit or debit card or schedule a future one-time payment. You can also change or add a payment method at any time. VIEW TRANSACTIONS See your transaction history and your scheduled payments. ACCESS YOUR LEASE DETAILS Review information about your lease, repayment, and how to contact your retailer. EXPLORE OPTIONS View details of your current ownership plan to determine if switching to a different ownership plan is right for you. The advertised service is a lease-to-own agreement provided by Snap RTO LLC. Lease-to-own financing is not available to residents of Minnesota, New Jersey, and Wisconsin. Some restrictions may apply on leasable auto parts, electronics, or sporting goods. Please check with merchants for details. 1. Not all applicants are approved. While no credit history is required, Snap obtains information from consumer reporting agencies in connection with applications, and your score with those agencies may be affected. 2. Approval amounts vary from $300 to $5,000, subject to underwriting, and apply only to the cash price of leased items.
Screenshots
Verdict
The clearest difference is review sentiment: Snap Finance at 54% against Progressive Leasing's 24%. Snap Finance also leads on monetization model (free vs free with in-app purchases) and rating (4.9 vs 4.7). Progressive Leasing's advantage is update cadence (every 3 weeks vs every 6 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Snap Finance holds the better App Store score, 4.9 against 4.7. Both are backed by a comparable volume of ratings — 34K and 30K respectively. Written reviews point the same way: 24% of Progressive Leasing's written reviews are positive against 54% of Snap Finance's.
Progressive Leasing ships an update every 3 weeks, Snap Finance every 6 weeks. Both last shipped on October 27, 2026.
| Parameter | Progressive Leasing | Snap Finance |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (34K ratings) | 4.9 (30K ratings) — better |
| Positive reviews | 24.4% of reviews | 53.8% of reviews — better |
| Number of ratings | 34K — better | 30K |
| Update frequency | Every 3 weeks — better | Every 6 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Best chart rank | #152 — better | #192 |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 109 MB | 94 MB |
| Age rating | 4+ | 4+ |
| Developer | Prog Leasing, LLC | Snap Technology SRL |
Customer experience
Progressive Leasing
Snap Finance
User reviews
Progressive Leasing
From 34K App Store ratingsWhat we love
- 👍 Easy to use
- 💡 Helpful for building credit
- 🚀 Convenient payment options
- 🔒 Good customer service
Room to improve
- 🐛 App issues (freezing, glitches, login problems)
- 💰 High interest rates and fees
- 🤔 Confusing payment details and policies
- 🤯 Unexpected charges and payment increases
Snap Finance
From 30K App Store ratingsWhat we love
- 👍 Easy terms and upfront information
- 👍 Friendly and helpful customer service
- 👍 Reliable financing option
- 👍 Excellent app for rebuilding credit
- 🚀 Fast and easy application process
Room to improve
- 🐛 Buggy and unreliable mobile app
- 🔒 Concerns about predatory lending practices
- 🔒 Lack of transparency around fees and interest rates
Bugs and requests
Progressive Leasing
Reported bugs
2 issues- App not showing lease details
- Payment issues (double charges, incorrect amounts)
Requested features
3 requests- Better app functionality and user experience
- More transparency around payment terms and costs
- Integration with mobile payment methods (e.g. Apple Pay)
Snap Finance
Reported bugs
3 issues- Login issues and verification code problems
- App crashes and freezes
- Inability to access account information and manage payments
Requested features
2 requests- Allow early/ahead of schedule payments without calling
- Improve mobile app functionality and user experience
In-app purchases
Progressive Leasing
No in-app purchases
Snap Finance
No in-app purchases
Questions
Is Progressive Leasing free?
Is Snap Finance free?
Which has better reviews, Progressive Leasing or Snap Finance?
Do Progressive Leasing or Snap Finance have ads?
Which is updated more often, Progressive Leasing or Snap Finance?
Which is more popular, Progressive Leasing or Snap Finance?
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