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Best Leasing Apps

220+ iOS apps curated and reviewed

4.8 avg rating
20 free apps
Updated July 2026

With an average user rating of 4.8★, the leasing category is one of the App Store's strongest. Browse all 220+ apps we track, sorted so the most loved ones surface first.

Compare top Leasing Apps (July 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Snap FinanceSnap FinanceFree4.9★ (25K)NoNoAug 2026
2Progressive LeasingProgressive LeasingFree4.7★ (34K)NoNoAug 2026
3Acima: Lease Now & Buy LaterAcima: Lease Now & Buy LaterFree4.8★ (26K)NoNoAug 2026
4Katapult | Shop & Lease to OwnKatapult | Shop & Lease to OwnFree4.8★ (28K)NoNoAug 2026
5Koalafi: Lease-to-ownKoalafi: Lease-to-ownFree4.9★ (1.2K)NoNoAug 2026
6Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (752K)NoNoAug 2026
7Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (1.7M)NoNoAug 2026
8Fingerhut MobileFingerhut MobileFree4.8★ (94K)NoNoAug 2026

Top Picks for Leasing

Snap Finance#1

Snap Finance by Snap Technology SRL

No credit? Shop now, pay later
Editor's Choice
🛍️ Shopping
4.9😐(25K ratings)
Free
Snap Finance screenshot 1
Snap Finance screenshot 2
Snap Finance screenshot 3
Snap Finance screenshot 4
Snap Finance screenshot 5

Apply for lease-to-own financing up to $5,000 with no credit check required. Shop for furniture, electronics, and more, and pay later. Manage your lease, payments, and view transactions securely.

What We Love

  • 👍 Easy terms and upfront information
  • 👍 Friendly and helpful customer service
  • 👍 Reliable financing option
  • 👍 Excellent app for rebuilding credit

Room to Improve

  • 🐛 Buggy and unreliable mobile app
  • 🔒 Concerns about predatory lending practices
  • 🔒 Lack of transparency around fees and interest rates
Progressive Leasing#2

Progressive Leasing by Prog Leasing, LLC

Strong Contender
🛍️ Shopping
4.7😐(34K ratings)
Free
Progressive Leasing screenshot 1
Progressive Leasing screenshot 2
Progressive Leasing screenshot 3
Progressive Leasing screenshot 4
Progressive Leasing screenshot 5
Progressive Leasing screenshot 6

Apply for a lease-to-own purchase from your phone to get the items you need now and pay over time. This app connects you with over 30,000 retail locations nationwide, making it easy to find and acquire your next upgrade, even with less-than-perfect credit.

What We Love

  • 👍 Easy to use
  • 💡 Helpful for building credit
  • 🚀 Convenient payment options
  • 🔒 Good customer service

Room to Improve

  • 🐛 App issues (freezing, glitches, login problems)
  • 💰 High interest rates and fees
  • 🤔 Confusing payment details and policies
Acima: Lease Now & Buy Later#3

Acima: Lease Now & Buy Later by Acima

Easy Leasing & Payment Options
Worth Considering
🛍️ Shopping
4.8😞(26K ratings)
Free
Acima: Lease Now & Buy Later screenshot 1
Acima: Lease Now & Buy Later screenshot 2
Acima: Lease Now & Buy Later screenshot 3
Acima: Lease Now & Buy Later screenshot 4
Acima: Lease Now & Buy Later screenshot 5
Acima: Lease Now & Buy Later screenshot 6

Lease the items you need without perfect credit. Get approved for up to $4,000 in merchandise like furniture, electronics, and appliances. Shop at thousands of stores or online and make easy payments.

What We Love

  • 🚀 Great service
  • 👍 Customer service representatives
  • 💡 Life saver
  • 👍 Easy access of item even with low credit

Room to Improve

  • 🐛 Customer service issues
  • 🐛 Confusing fees and charges
  • 🐛 Incorrect balances and payments

More Leasing apps to explore

4
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Katapult | Shop & Lease to Own
Browse, shop, lease, and own.
Free

Shop now and pay over time with a lease-to-own option that doesn't require credit. Browse over 100 retailers, manage your leases, and make payments easily through the app. Take home essential items without paying upfront.

Lease-to-own purchasesNo credit requiredFlexible payment options
💰 Finance
(28K)
free with in-app purchases
5
Koalafi: Lease-to-own
Koalafi: Lease-to-own
Koalafi: Lease-to-own
Manage your Koalafi lease
Free

Manage your lease agreements with ease. Check balances, make payments, and explore pre-approval for new purchases. Discover merchants offering flexible payment options and access support directly within the app.

View lease details and termsManage and make paymentsCheck pre-approval status
💰 Finance
(1.2K)
free with in-app purchases
6
Afterpay: Pay over time
Afterpay: Pay over time
Afterpay: Pay over time
Shop Now. Split your payments.
Free

Shop your favorite brands online or in-store and split your purchases into manageable payments. Get what you want now and pay over time with flexible installment plans, including options to pay in 4 installments or monthly.

Split purchases into 4 paymentsMonthly payment options availableDiscover exclusive deals and brands
🛍️ Shopping
(752K)
free with in-app purchases
7
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Affirm: Buy now, pay over time
Flexible payments, big savings
Free

This app allows users to pay for purchases over time with flexible payment options. It offers clear payment plans, deals, and the ability to set up automatic payments. Users can also apply for a card to use anywhere Visa is accepted for convenient installment payments.

Pay over time online and in-storeFlexible payment optionsDiscover 0% APR deals
🛍️ Shopping
(1.7M)
free with in-app purchases
8
Fingerhut Mobile
Fingerhut Mobile
Fingerhut Mobile
by Bluestem Brands
Free

Manage your credit accounts and make payments conveniently. View your available credit, current balance, and past payment history. Set up recurring payments for your Fingerhut Fetti and Advantage accounts.

View available creditCheck current balanceMake payments
🛍️ Shopping
(94K)
free
9
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Perpay - Shop and Build Credit
Shop, pay later, build credit
Free

Access up to $1,000 to shop for various goods and pay over time with no interest or fees. Build your credit history by reporting your payment activity to credit bureaus. Apply for a credit card with rewards and no annual fee.

Access up to $1,000 to spendShop top brands on marketplacePay over time with no interest/fees
💰 Finance
(11K)
free with in-app purchases
10
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Sezzle: Buy Now, Pay Later
Pay in 4 & Earn Rewards
Free

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

Buy now, pay laterPay in 4 interest-free installmentsNo interest or hidden fees
🛍️ Shopping
(296K)
free with in-app purchases
11
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Four | Buy Now, Pay Later
Flexible Shopping & Payments
Free

Shop your favorite online stores and split purchases into four interest-free payments. Manage all your orders and payment schedules in one convenient app, with optional upgrades for exclusive benefits.

Split purchases into 4 paymentsPay every two weeksManage orders in one app
🛍️ Shopping
(112K)
freemium
12
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Zip - Buy Now, Pay Later
Shop Now & Pay Over Time
Free

Split purchases into 4 or 8 interest-free installments, paid bi-weekly. Use online or in-store with a virtual or physical card. Earn cashback and potentially increase spending power with on-time payments.

Split payments into 4 or 8 installmentsBi-weekly payment scheduleVirtual and physical payment cards
🛍️ Shopping
(846K)
free with in-app purchases
13
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Klarna: Smarter everyday money
Cashback, payments, savings
Free

Shop anywhere with flexible payment options, including interest-free installments and pay-in-30-days. Earn cashback, compare prices, track deliveries, and manage returns easily. Also offers mobile phone service.

Flexible payment optionsInterest-free installmentsUp to 10% cashback
💰 Finance
(2.3M)
free with in-app purchases
14
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Possible: Fast Cash & Credit
Borrow money, loans, advances
Free

Access quick cash advances and build your credit history with a loan that offers no late fees and flexible repayment options. Borrow up to $500 instantly, even with bad or no credit, and receive funds directly to your bank account.

Borrow up to $500 instantlyNo late or penalty feesPay over time in 4 installments
💰 Finance
(134K)
free with in-app purchases
15
R-Lease
R-Lease
R-Lease
Buy today but pay later.
Free
💼 Business
(0)
16
FINN Car Subscription
FINN Car Subscription
FINN Car Subscription
All-inclusive car subscription
Free

Subscribe to your dream car with an all-inclusive monthly package. Choose from various models and terms, with insurance, maintenance, and depreciation covered. Enjoy a hassle-free, sustainable mobility experience delivered to your door.

All-inclusive car subscriptionPaperless online processFlexible 6 or 12-month terms
🛍️ Shopping
(188)
free with in-app purchases
17
AutoScout24: Buying & leasing
AutoScout24: Buying & leasing
AutoScout24: Buying & leasing
Used & new cars for sale
Free

Discover and purchase new or used vehicles, including cars, motorbikes, and caravans. Receive alerts for price changes and new offers. Virtually explore vehicles with 360° tours and easily sell your current car.

Browse millions of new and used carsVirtual 360° car toursPrice drop and new offer notifications
📊 Productivity
(24K)
free with in-app purchases
18
Lease Exchange: Car Trader
Lease Exchange: Car Trader
Lease Exchange: Car Trader
Auto Lease Transfer
Free

This app facilitates the transfer and assumption of auto leases. It connects current lease owners looking to exit their agreements with individuals seeking short-term leases or alternatives to traditional dealerships. Users can list vehicles, browse available leases, and communicate directly through an in-app messaging system.

Auto lease transfer marketplaceLease assumption listingsIn-app messaging system
🛍️ Shopping
(391)
free with in-app purchases
19
Mercedes-Benz Finance (USA/CA)
Mercedes-Benz Finance (USA/CA)
Mercedes-Benz Finance (USA/CA)
Financing & Leasing
Free

Manage your Mercedes-Benz Financial Services account conveniently on your mobile device. Easily make payments, view transaction history, and access important account information.

Register accountMake paymentsView transaction history
💰 Finance
(42K)
free
20
Grover – rent tech flexibly
Grover – rent tech flexibly
Grover – rent tech flexibly
More tomorrow now
Free

Access thousands of tech devices, from smartphones and gaming consoles to laptops and cameras, without a large upfront purchase. Rent the latest gadgets and return them when you're done or keep them longer.

Rent iPhones, iPads, MacBooksRent gaming consoles and VR headsetsRent smartphones and tablets
🛍️ Shopping
(877)
free with in-app purchases

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FAQ about Leasing

What are the best leasing apps for iPhone?
Snap Finance tops our leasing apps ranking as of July 2026, with a 4.9-star average from 25K App Store ratings, and it's free to download.
Yes — 20 of the top leasing apps we rank are free to download, including Snap Finance and Progressive Leasing.
Snap Finance has no ads and has no in-app purchases, according to its App Store listing as of July 2026.
We track 220+ leasing apps on the iOS App Store as of July 2026, ranked by rating, recency, and analysis of real user reviews.
Snap Finance provides lease-to-own financing for purchases, allowing you to get items like furniture, appliances, and electronics now and pay for them over time. The app allows you to apply for financing, shop with approved retailers, and manage your lease and payments.
You can apply directly within the app in just a few minutes. The application process is quick and easy, and you can receive a decision in seconds for financing amounts up to $5,000. No credit history is required to apply.

Related searches

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