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Sezzle: Buy Now, Pay Later

Sezzle: Buy Now, Pay Later

Pay Over Time & Earn Rewards

308K ratings
2229 reviews
#48 in free Shopping
💰 Finance
🛍️ Shopping
Free

Details

Released
August 19, 2019
Updated
October 29, 2026

Features

Background Location Access

Developer

Sezzle
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Sezzle: Buy Now, Pay Later screenshot #1 for iPhone
Sezzle: Buy Now, Pay Later screenshot #2 for iPhone
Sezzle: Buy Now, Pay Later screenshot #3 for iPhone
Sezzle: Buy Now, Pay Later screenshot #4 for iPhone
Sezzle: Buy Now, Pay Later screenshot #5 for iPhone
Sezzle: Buy Now, Pay Later screenshot #6 for iPhone
Sezzle: Buy Now, Pay Later screenshot #7 for iPhone
Sezzle: Buy Now, Pay Later screenshot #8 for iPhone
📉no. 48
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About

This app offers flexible payment options for purchases, allowing users to split costs into interest-free installments. It also provides rewards, opportunities to build credit history, cash advances, and a mobile phone plan, all within a single platform.

✓Interest-free installment payments
✓Rewards program for purchases
✓Credit history building with Sezzle Up
✓Cash advances (Sezzle Cash)
✓Mobile phone plans
✓Virtual card for in-store/online use
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What users say about Sezzle

Reviews of Sezzle are mostly negative: the Shopping app is rated 4.9/5 from 308K App Store ratings. What users like most: convenient payment option, flexible payment plans. Top complaints: poor customer service, concerns about security and fraud. Summarized from real user reviews.

Positive things

  • 🚀Convenient payment option
  • 💳Flexible payment plans
  • 🏪Wide range of partner stores
  • 🆙Increased spending limit with on-time payments
  • 📈Helps build credit score

Negative things

  • 🤖Poor customer service
  • 🔒Concerns about security and fraud
  • 🔄Issues with rescheduling payments
  • 💰Unexpected fees and charges
  • 🔒Restricted access to 'premium' stores
  • ⬇️Decreased spending limits without explanation
See all reviews
+2

What's New in Sezzle

5.3.19

October 29, 2026

Cool new features, performance improvements and bug fixes to our app to provide you with a better shopping experience every time. Be sure to update or simply turn on automatic updates!

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Charts

Top Free

📉 48-1

Shopping

This app dropped -1 position in Shopping chart.

Last updated on October 30, 2026.

User reviews

Most RecentHighest RatedLowest Rated

Great App!

Love the spending power with this app.
TTeeWhy7991

Couldn’t be happier

Couldn’t be more thankful for sezzle. Never lets me down!
EEliteSB

Not good

They charged me late saver fee for not having bank account added and charged $1.99 for each installment. This is called cheating as they never mentioned that I need to add bank account. Just use Klarna or affirm. I want to lsuggest others to stay away from Sezzle and do the same mistake which I did.
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Mms80032

No protection for customer’s money

When paying with sezzle they are not responsible if merchant delivers the order or not.
MManatSethi52

Awesome

I absolutely love using Sezzle in this economy it’s hard to keep up with monthly expenses and after working multiple jobs and hours it’s nice to be able to break things down into affordable payments and still have some money left
AAngieCIndy
See 2224 more reviews

User experience

🐞

Reported Bugs

2 issues

Payment processing errors

Bug

Accounts being locked or disabled without clear reason

Bug
✨

Requested Features

4 requests

Improve customer service responsiveness

Feature

Provide more transparency on spending limit adjustments

Feature

Allow more flexibility in rescheduling payments

Feature

Expand partner store network without premium restrictions

Feature

FAQ

How does Sezzle's payment structure work?

Sezzle offers various payment plans, including Pay in 5, Pay in 4, Pay in 2, and Monthly Payments. For example, a $300 loan might involve a down payment and subsequent installments over a set period, with varying APRs and potential service fees depending on the loan amount.

Can I use Sezzle for purchases anywhere?

You can use Sezzle to shop in-store or online. The Virtual Card can be added to your Apple Wallet and used anywhere Visa is accepted in the US, though restrictions may apply.

How does Sezzle help build credit history?

By opting into Sezzle Up, you can authorize the reporting of your payments to credit bureaus. This allows your on-time payments to contribute to building your credit history, though specific credit score increases are not guaranteed.

What kind of rewards can I earn with Sezzle?

You can earn rewards by shopping at partner brands, filling up on gas, playing games, and completing various tasks within the app. These rewards can enhance your overall shopping experience.

Is Sezzle a secure platform?

Sezzle is designed to be a trusted and transparent platform. While the app has a high rating, some user reviews mention concerns about security and fraud, indicating potential areas for improvement.

What are the customer service experiences with Sezzle?

User reviews indicate mixed experiences with customer service. Some users have reported poor customer service, while others may have had satisfactory interactions. It's advisable to check recent reviews for the latest feedback.

Does Sezzle have any hidden fees?

Sezzle aims for transparency with no interest on installment payments. However, some users have reported unexpected fees and charges, and certain payment plans may require a paid subscription or have varying service fees based on the loan amount.

What is the update frequency for Sezzle?

The app was last updated on October 29, 2026, with version 5.3.19. This indicates a recent update, suggesting ongoing development and maintenance of the application.