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Sezzle: Buy Now, Pay Later

Sezzle: Buy Now, Pay Later

Pay in 4 & Earn Rewards

296K ratings
1975 reviews
💰 Finance
🛍️ Shopping
Free

Details

  • Released
  • Updated
  • March 31, 2019
  • August 3, 2026

Features

Developer

Sezzle
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Sezzle: Buy Now, Pay Later screenshot #1 for iPhone
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Sezzle: Buy Now, Pay Later screenshot #8 for iPhone
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About

This app allows you to buy now and pay later with interest-free installments over six weeks. Easily split purchases into four payments, manage your budget, and discover exclusive deals from thousands of retailers. Enjoy a seamless shopping experience with flexible rescheduling options and instant approval.

✓Buy now, pay later
✓Pay in 4 interest-free installments
✓No interest or hidden fees
✓Manage spending and budget
✓Instant approval decision
✓Flexible payment reschedules
✓Exclusive deals and offers
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What users say

Summarized from real user reviews of Sezzle. Based on 296K reviews and a 4.9/5 average, it highlights the 5 positives and 6 negatives reviewers mention most about this Shopping app.

Positive things

  • 🚀Convenient payment option
  • 💳Flexible payment plans
  • 🏪Wide range of partner stores
  • 🆙Increased spending limit with on-time payments
  • 📈Helps build credit score

Negative things

  • 🤖Poor customer service
  • 🔒Concerns about security and fraud
  • 🔄Issues with rescheduling payments
  • 💰Unexpected fees and charges
  • 🔒Restricted access to 'premium' stores
  • ⬇️Decreased spending limits without explanation
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+1

What's New in Sezzle

5.3.1

August 3, 2026

Cool new features, performance improvements and bug fixes to our app to provide you with a better shopping experience every time. Be sure to update or simply turn on automatic updates!

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User reviews

Most RecentHighest RatedLowest Rated

Great save

When you in a situation need more cash excellent way to buy now and pay in weekly installments win win !!!
Stephen 1213Stephen 1213

Too many updates

It’s a okay app, but every month it’s a new update. It’s starting to get annoying and time consuming. Just trying to go in the app and pay early or make a new order just to be stopped by another darn update. Especially when you’re out and about without a stable connection. I’ve never had any other app require this many updates, and the worst part is I don’t see anything different when I update!
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LL CoolestLL Coolest

Worse payment processing ever

Never seen an app take so long to process the payment. And if you go around the payment processing and use a debit card it’s 1.99 to pay instantly. It’s all about late fees and processing fees they want you to miss payment. Payment starts the process and the money still wouldn’t leave bank account for another 24 hours or so. My monthly $20 come out the account with no problem then all of a sudden all payments are moving slow again. I’m mad I have to give you 1 star
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Mindyabiz01Mindyabiz01

Awesome

This is better then affirm and any other app out there I just got a 100 increase and you can use the card anywhere not just to buy but anywhere live this app
Jcruz385Jcruz385

Amazing

Come in handy when $$ is low even better because you’re able to borrow money and pay it back in 5 payments and the first payment isn’t due until 2 weeks later
Msmoe8531Msmoe8531
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User experience

🐞

Reported Bugs

2 issues

Payment processing errors

Bug

Accounts being locked or disabled without clear reason

Bug
✨

Requested Features

4 requests

Improve customer service responsiveness

Feature

Provide more transparency on spending limit adjustments

Feature

Allow more flexibility in rescheduling payments

Feature

Expand partner store network without premium restrictions

Feature

FAQ

What is Sezzle?

Sezzle is a buy now, pay later shopping app that allows you to purchase items today and pay for them in four interest-free installments over six weeks. It aims to make shopping more accessible and help users manage their budgets effectively.

How does the 'Pay in 4' system work?

With the 'Pay in 4' system, you make a down payment today and then pay the remaining balance in three equal, interest-free installments every two weeks for a total of six weeks. This allows you to spread out the cost of your purchases.

Are there any hidden fees or interest charges?

No, Sezzle offers interest-free installments with no hidden fees. Any applicable service fees are clearly reflected at checkout, ensuring transparent shopping. The example provided shows a small service fee, but the core installment payments are interest-free.

Can I reschedule my payments if I need more time?

Yes, the app offers flexible rescheduling options. If you need extra time to make a payment, you can easily reschedule it through the app without any hassle, accommodating life's unexpected events.

Who is this app for?

This app is designed for shoppers who want to buy items now but prefer to pay over time in manageable, interest-free installments. It's ideal for individuals looking to budget effectively, access exclusive deals, and enjoy a seamless shopping experience.