Best Sezzle Buy Now Pay Later Apps

227+ iOS apps curated and reviewed

4.6 avg rating
20 free apps
Updated November 2026

Every iPhone needs a few good sezzle buy now pay later apps. We benchmark 227+ of them on App Store rating, freshness, and pricing, then surface the standouts so you don't have to scroll the App Store yourself.

Compare top Sezzle Buy Now Pay Later Apps (November 2026)

#AppPriceRatingAdsIn-App PurchasesUpdated
1Sezzle: Buy Now, Pay LaterSezzle: Buy Now, Pay LaterFree4.9★ (310K)NoNoNov 2026
2Zip - Buy Now, Pay LaterZip - Buy Now, Pay LaterFree4.9★ (887K)NoNoNov 2026
3Afterpay: Pay over timeAfterpay: Pay over timeFree4.9★ (753K)NoNoNov 2026
4Four | Buy Now, Pay LaterFour | Buy Now, Pay LaterFree4.8★ (126K)NoNoNov 2026
5Affirm: Buy now, pay over timeAffirm: Buy now, pay over timeFree4.9★ (2M)NoNoNov 2026
6Klarna: Smarter everyday moneyKlarna: Smarter everyday moneyFree4.9★ (2.5M)YesNoNov 2026
7Perpay - Shop and Build CreditPerpay - Shop and Build CreditFree4.9★ (27K)NoNoNov 2026
8Mada | Buy Now Pay LaterMada | Buy Now Pay LaterFree5.0★ (2)NoNoNov 2026

Top Picks for Sezzle Buy Now Pay Later

Sezzle: Buy Now, Pay Later#1

Sezzle: Buy Now, Pay Later by Sezzle

Pay Over Time & Earn Rewards
Editor's Choice
🛍️ Shopping
4.9😞(310K ratings)
Free
#51in Shopping
Sezzle: Buy Now, Pay Later screenshot 1
Sezzle: Buy Now, Pay Later screenshot 2
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Sezzle: Buy Now, Pay Later screenshot 4
Sezzle: Buy Now, Pay Later screenshot 5
Sezzle: Buy Now, Pay Later screenshot 6

Shop now and pay later with flexible, interest-free installment plans. Build credit, earn rewards, and access cash advances. Also offers a mobile phone plan.

What We Love

  • 🚀 Convenient payment option
  • 💳 Flexible payment plans
  • 🏪 Wide range of partner stores
  • 🆙 Increased spending limit with on-time payments
  • 📈 Helps build credit score

Room to Improve

  • 🤖 Poor customer service
  • 🔒 Concerns about security and fraud
  • 🔄 Issues with rescheduling payments
  • 💰 Unexpected fees and charges
  • 🔒 Restricted access to 'premium' stores
  • ⬇️ Decreased spending limits without explanation
Zip - Buy Now, Pay Later#2

Zip - Buy Now, Pay Later by Zip Co US, Inc.

Shop Now & Pay Over Time
Strong Contender
💰 Finance
4.9😊(887K ratings)
Free
#37in Finance
Zip - Buy Now, Pay Later screenshot 1
Zip - Buy Now, Pay Later screenshot 2
Zip - Buy Now, Pay Later screenshot 3
Zip - Buy Now, Pay Later screenshot 4
Zip - Buy Now, Pay Later screenshot 5
Zip - Buy Now, Pay Later screenshot 6

Split purchases into flexible installments for everyday expenses, bills, and larger purchases. This service offers a virtual card for online and in-store use, with no hard credit checks impacting your score. Manage payments and reschedule installments for greater flexibility.

What We Love

  • 💳 Convenient payment option
  • 🤑 Affordable payment plans
  • ⏰ Flexible payment schedules
  • 🤝 Helpful customer service
  • 🆙 Increasing credit limits
  • 🏪 Wide range of merchant partners

Room to Improve

  • 🐛 Unreliable app performance
  • 🤔 Unclear refund/return policies
  • 🤷‍♀️ Inconsistent customer support
  • 🔒 Security/account issues
  • 💰 Unexpected fees/charges
Afterpay: Pay over time#3

Afterpay: Pay over time by Afterpay

Shop Now. Split your payments.
Worth Considering
🛍️ Shopping
4.9😐(753K ratings)
Free
#32in Shopping
Afterpay: Pay over time screenshot 1
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Afterpay: Pay over time screenshot 3
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Afterpay: Pay over time screenshot 5
Afterpay: Pay over time screenshot 6

Shop your favorite brands online or in-store and split payments over time. Access exclusive deals and manage your purchases with flexible payment options. Get what you want now and pay later with convenient installment plans.

What We Love

  • 🚀 Convenient payment plan
  • 💳 No interest or hidden fees
  • 🤝 Good customer service (initially)
  • 📈 Increasing credit limit with usage
  • 🛒 Wide range of participating stores
  • 🕰️ Flexible payment scheduling
  • 💰 Helps with budgeting and affordability

Room to Improve

  • 🐛 App/website technical issues
  • 🔒 Security and privacy concerns
  • 🤖 Lack of human customer support
  • 🔽 Drastic credit limit reductions
  • 🚫 Accounts closed/banned for minor issues
  • 💳 Incompatibility with certain payment methods
  • 🕰️ Automatic payments causing overdraft issues

More Sezzle Buy Now Pay Later apps to explore

FAQ about Sezzle Buy Now Pay Later

What are the best sezzle buy now pay later apps for iPhone?
Sezzle: Buy Now, Pay Later tops our sezzle buy now pay later apps ranking as of November 2026, with a 4.9-star average from 310K App Store ratings, and it's free to download.
Yes — 20 of the top sezzle buy now pay later apps we rank are free to download, including Sezzle: Buy Now, Pay Later and Zip - Buy Now, Pay Later.
Sezzle: Buy Now, Pay Later has no ads and has no in-app purchases, according to its App Store listing as of November 2026.
We track 227+ sezzle buy now pay later apps on the iOS App Store as of November 2026, ranked by rating, recency, and analysis of real user reviews.

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